Bronze Plans in Florida
BronzeCompare 9 Bronze ACA marketplace plans from 5 issuers.
How we get our data
Our insurance data is sourced directly from the CMS ACA Marketplace (HIOS), the federal database that insurers are required to report to. We process that data to surface standardized out-of-pocket cost estimates based on three SBC scenarios defined by CMS: having a baby, managing diabetes, and treating a fracture. We update our data annually with each new plan year and link to the original SBC documents so you can verify costs directly with the insurer.
Learn more about our dataTotal Plans
9
Issuers
5
HSA-Eligible
9
Avg Baby Cost
$9,890
Bronze health insurance plans in Florida offer the most affordable monthly premiums available on the CMS marketplace, with an actuarial value of approximately 60%. This means the plan covers about 60% of your healthcare costs on average, while you pay the remaining 40% through deductibles, copays, and coinsurance.
In Florida, you can choose from 9 Bronze plans offered by 5 different insurance companies. These plans feature higher out-of-pocket costs compared to Silver, Gold, or Platinum tiers, making them ideal for healthy individuals who rarely need medical care and want to minimize their monthly premium expenses.
Bronze plans provide essential health benefits and preventive care coverage, but come with higher deductibles and out-of-pocket maximums than higher metal tiers. If you expect to use healthcare services frequently, you may want to consider Silver or Gold plans despite their higher premiums.
Cost Scenarios
Normal delivery
Having a Baby
Type 2, routine care
Managing Diabetes
Emergency room treatment
Simple Fracture
Plan Comparison
| Plan Name | Issuer | Type | HSA | Baby OOP ↑ | Diabetes OOP | Fracture OOP | SBC |
|---|---|---|---|---|---|---|---|
| BlueSelect Bronze 24L01-01 (Rewards) | Florida Blue (BlueCross BlueShield FL) | EPO | Yes | $9,410 | $5,000 | $2,720 | |
| BlueCare Bronze 24K01-05 (Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | POS | Yes | $9,410 | $5,000 | $2,720 | |
| BlueCare Bronze 24K02-18 (Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | POS | Yes | $9,410 | $5,000 | $2,720 | |
| BlueOptions Bronze 24J01-06 (Rewards) | Florida Blue (BlueCross BlueShield FL) | PPO | Yes | $9,410 | $5,000 | $2,720 | |
| AmeriHealth Caritas Next Bronze Essential + No Referrals | AmeriHealth Caritas Next | HMO | Yes | $10,070 | $4,600 | $2,805 | |
| myBlue Bronze 26M01-23 (Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | HMO | Yes | $10,190 | $5,000 | $2,800 | |
| myBlue Bronze 26M02-24 (Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | HMO | Yes | $10,190 | $5,000 | $2,800 | |
| Capital Health Plan HMO Bronze 1100 | Capital Health Plan | HMO | Yes | $10,260 | $1,420 | $2,510 | |
| UHC Bronze Essential- ($0 Virtual Urgent Care) | UnitedHealthcare | HMO | Yes | $10,660 | $1,100 | $2,800 |
Issuers Offering Bronze Plans
| Issuer | Plans | Avg Baby Cost | Avg Diabetes Cost | Avg Fracture Cost |
|---|---|---|---|---|
| Florida Blue HMO (a BlueCross BlueShield FL company) | 4 | $9,800 | $5,000 | $2,760 |
| Florida Blue (BlueCross BlueShield FL) | 2 | $9,410 | $5,000 | $2,720 |
| AmeriHealth Caritas Next | 1 | $10,070 | $4,600 | $2,805 |
| Capital Health Plan | 1 | $10,260 | $1,420 | $2,510 |
| UnitedHealthcare | 1 | $10,660 | $1,100 | $2,800 |
Frequently Asked Questions
How many Bronze health insurance plans are available in Florida?
Are all Bronze plans in Florida HSA-eligible?
What types of Bronze plans can I choose from in Florida?
How much does having a baby cost with a Bronze plan in Florida?
Who should consider a Bronze plan in Florida?
Find the Right Bronze Plan in Florida
Compare out-of-pocket costs across 9 Bronze plans. Our AI navigator can help you understand which plan fits your healthcare needs and budget.
Talk to Our AI NavigatorDisclaimer: Our AI navigator provides information collected from trusted sources only and does not constitute licensed insurance advice.
Written by Jayant Panwar | Last reviewed: Q1 2026 | Last updated: January 2026
Insurance Disclaimer: This information is for educational purposes only and does not constitute insurance advice or a recommendation to enroll in any plan. SBC scenarios show standardized cost estimates — your actual costs will vary. Plans shown are CMS marketplace Bronze plans in Florida only. Consult your insurance company for accurate cost estimates.
Data source: CMS ACA Marketplace (HIOS), 2026 plan year. See our data methodology and editorial policy. Found an error? Report an inaccuracy.