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Expanded BronzeHMOHSA Eligible

Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision

by Molina Healthcare in Florida

How we get our data

Our insurance data is sourced directly from the CMS ACA Marketplace (HIOS), the federal database that insurers are required to report to. We process that data to surface standardized out-of-pocket cost estimates based on three SBC scenarios defined by CMS: having a baby, managing diabetes, and treating a fracture. We update our data annually with each new plan year and link to the original SBC documents so you can verify costs directly with the insurer.

Learn more about our data

Deductible (Individual)

$3,500

Max Out-of-Pocket

$9,950

Actuarial Value

65%

Service Areas

1

About This Plan

Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision is a Expanded Bronze HMO plan offered by Molina Healthcare in Florida for the 2026 plan year with an actuarial value of 65%. The in-network deductible for an individual is $3,500, and the maximum out-of-pocket cost is $9,950. This plan is HSA-eligible, meaning you can pair it with a Health Savings Account to save pre-tax dollars for medical expenses.

Compared to the median across 93 other Expanded Bronze plans in Florida, this plan's estimated out-of-pocket costs are: having a baby ($8,070 — right at the median); managing diabetes ($4,390 — 2% below the median); treating a fracture ($2,410 — right at the median).

This plan includes disease management programs for Asthma, Depression, Diabetes, Heart Disease, Pregnancy, Weight Loss Programs.

Cost Scenarios

What you'd pay out-of-pocket for three common medical situations with this plan.

Normal delivery

Having a Baby

$8,070
Total Out-of-Pocket
+1% vs median
Deductible$3,500
Copayment$70
Coinsurance$4,500
Limit$0

Type 2, routine care

Managing Diabetes

$4,390
Total Out-of-Pocket
-2% vs median
Deductible$3,500
Copayment$800
Coinsurance$90
Limit$0

ER treatment

Simple Fracture

$2,410
Total Out-of-Pocket
+0% vs median
Deductible$2,400
Copayment$10
Coinsurance$0
Limit$0

Deductibles & Out-of-Pocket Maximums

In-NetworkOut-of-Network
IndividualPer PersonPer GroupIndividualPer PersonPer Group
Deductible$3,500$3500 per person$7000 per groupNot Applicableper person not applicableper group not applicable
MOOP$9,950$9950 per person$19900 per groupNot Applicableper person not applicableper group not applicable

Coinsurance after deductible: 50.00%

Medical & Drug Deductibles IntegratedMedical & Drug MOOP Integrated

Plan Features

Plan TypeHMO
HSA EligibleYes
Referral Required for SpecialistNo
National NetworkNo
Pregnancy Notice RequiredNo
Out-of-Country CoverageNo
Out-of-Service-Area CoverageNo
Child-Only OfferingAllows Adult and Child-Only
Wellness ProgramYes
Inpatient Copayment Max Days0
Plan Effective Date2026-01-01
Plan Expiration Date2026-12-31

Disease Management Programs

AsthmaDepressionDiabetesHeart DiseasePregnancyWeight Loss Programs

Official Documents

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Written by Jayant Panwar | Last reviewed: Q1 2026 | Last updated: January 2026

Insurance Disclaimer: This information is for educational purposes only and does not constitute insurance advice or a recommendation to enroll in this plan. SBC scenarios show standardized cost estimates for normal delivery, routine diabetes care, and emergency fracture treatment — your actual costs will vary based on providers, services, and your specific plan benefits. This is a CMS marketplace plan; other insurance options may be available in Florida. Consult your insurance company for accurate cost estimates and with your healthcare provider for medical decisions.

Data source: CMS ACA Marketplace (HIOS), 2026 plan year. See our data methodology and editorial policy. Found an error? Report an inaccuracy.