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Illinois

Cost of a Skin Biopsy Visit
in Illinois

Reviewed by Momentary Medical Group West PC

Illinois has one of the nation's most concentrated specialist markets, with over 60% of physicians practicing in the Chicago metropolitan area. Skin Biopsy visits in Illinois typically cost patients between $37 and $230, with a median out-of-pocket expense of $89 based on actual insurance negotiated rates. The state's 7,576 active Skin Biopsy providers create competitive pricing in urban centers while rural patients may face higher costs and longer travel distances.

Average

$118

Median

$89

Lowest

$37

Highest

$230

Providers

7,576

National avg: $124Illinois: $118

5% below national average

Compare Similar Procedures

How does skin biopsy compare to related procedures in Illinois?

ProcedureCPTLowMedianHighProviders
Joint Injection

Injection into a major joint or bursa

20610$50$83$1917,374
Abscess Drainage (I&D)

Incision and drainage of abscess, simple

10060$80$151$4599,075
Blood Draw (Venipuncture)

Routine venipuncture for blood sample

36415$3$16$8517,821

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 11102Tangential biopsy of skin, single lesion). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 11102 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 11102 (Tangential biopsy of skin, single lesion), as mandated by the CMS Price Transparency Rule.

What CPT 11102 covers: the provider's professional fee for skin biopsy. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Skin Biopsy Visit Costs Vary Across Illinois

Illinois healthcare costs run approximately 10% above the national average, driven largely by Chicago's high real estate and labor costs that affect medical practice overhead. The state's distinctive geography creates a stark divide between the resource-rich Chicago metropolitan area and rural counties with limited specialist access.

Urban vs. Rural Provider Availability

Chicago and its suburbs contain nearly two-thirds of Illinois's dermatologists, creating intense competition that helps moderate prices in urban areas. Rural counties in southern and central Illinois often have no resident dermatologists, forcing patients to travel 50+ miles for specialist care and potentially pay higher costs due to limited options.

Facility Type and Overhead Costs

Major health systems like Northwestern Medicine, Rush, and University of Chicago Medicine operate numerous hospital-based dermatology clinics that typically charge facility fees in addition to physician costs. Independent dermatology practices remain common throughout Illinois and generally offer lower total costs without sacrificing quality of care.

Insurance Market Competition in Illinois

The dominance of Blue Cross Blue Shield of Illinois, UnitedHealthcare, and Aetna creates moderate insurer competition that keeps negotiated rates reasonable compared to single-payer dominated states. Rural areas may have fewer insurance options, potentially leading to higher out-of-network costs when local providers don't contract with all major insurers.

Physician Supply and Demand in Illinois

With 7,576 active dermatology providers, Illinois has adequate specialist coverage in urban areas but significant shortages in rural regions. This geographic maldistribution means Chicago patients benefit from competitive pricing and short wait times, while downstate residents may face higher costs and longer delays for non-urgent procedures.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Skin Biopsy Costs in Illinois

What is the average cost of a Skin Biopsy visit in Illinois without insurance?

Uninsured patients in Illinois typically pay between $150-$400 for a skin biopsy procedure, though our data shows negotiated insurance rates range from $37 to $230 with a median of $89. Many dermatology practices offer self-pay discounts of 20-40% for patients who pay at the time of service. Community health centers and federally qualified health centers throughout Illinois may offer sliding fee scales based on income.

Does Illinois Medicaid cover Skin Biopsy visits?

Yes, Illinois expanded Medicaid under the Affordable Care Act, providing coverage for medically necessary dermatology services including skin biopsies. Coverage typically requires a referral from your primary care physician and prior authorization for certain procedures. Finding participating dermatologists can be challenging in rural Illinois counties, but urban areas generally have adequate Medicaid provider networks.

How do I find an affordable Skin Biopsy near me in Illinois?

Compare costs between independent dermatology practices and hospital-based clinics, as facility fees can significantly increase your total bill. Look into community health centers that offer sliding fee scales, and ask providers about self-pay discounts if you're uninsured. Rural Illinois residents may need to travel to larger cities like Rockford, Peoria, or Springfield for more competitive pricing and provider options.

What is the difference in cost between an initial consultation and a follow-up visit?

Based on our Illinois data, initial dermatology consultations that include a skin biopsy procedure typically cost between $37-$230 depending on the complexity of the case and your insurance coverage. Follow-up visits to review biopsy results are generally less expensive, usually involving standard office visit charges rather than procedure fees. Some practices bundle the biopsy procedure, pathology review, and result discussion into a single fee.

Can I use an HSA or FSA to pay for a Skin Biopsy visit in Illinois?

Yes, medically necessary skin biopsies qualify as eligible medical expenses for both Health Savings Accounts and Flexible Spending Accounts. You can use these pre-tax dollars to pay for the dermatologist visit, biopsy procedure, and any related pathology fees. Keep detailed receipts and any documentation from your physician about the medical necessity of the procedure for your records.

How does telemedicine affect the cost of seeing a Skin Biopsy in Illinois?

While initial consultations can sometimes be conducted via telemedicine at lower costs, actual skin biopsies require in-person visits for the procedure itself. Some Illinois dermatologists offer virtual follow-up appointments to review biopsy results, which can save on travel costs and time. Telemedicine consultations may be particularly valuable for rural Illinois patients who need specialist opinions before traveling long distances for in-person procedures.

Click a state to compare costs

Average Visit Cost

$78
$200

Office visit (CPT 11102)

Compare With Other States

RankStateAverage
1Massachusetts
Range: $62$387
$200
2Rhode Island
Range: $35$387
$187
3New Hampshire
Range: $103$251
$182
4Connecticut
Range: $47$387
$181
5Wisconsin
Range: $60$387
$181
6New York
Range: $49$387
$179
7Pennsylvania
Range: $34$387
$173
8West Virginia
Range: $34$387
$171
9Delaware
Range: $33$387
$169
10Nebraska
Range: $47$242
$167
11Maine
Range: $100$206
$164
12Wyoming
Range: $53$307
$150
13Vermont
Range: $73$249
$149
14North Dakota
Range: $42$300
$146
15Minnesota
Range: $33$310
$144
16Iowa
Range: $54$251
$143
17Utah
Range: $54$220
$130
18District of Columbia
Range: $34$250
$127
19Oregon
Range: $54$242
$126
20South Dakota
Range: $38$242
$123
21New Mexico
Range: $46$221
$119
22Illinois
Range: $37$230
$118
23Washington
Range: $52$220
$118
24Georgia
Range: $39$219
$117
25Florida
Range: $33$229
$115
26Colorado
Range: $43$221
$115
27North Carolina
Range: $39$209
$114
28California
Range: $80$171
$112
29Indiana
Range: $35$211
$110
30Michigan
Range: $38$201
$110
31New Jersey
Range: $21$230
$108
32Hawaii
Range: $37$200
$107
33Texas
Range: $34$194
$105
34Maryland
Range: $34$203
$104
35South Carolina
Range: $34$186
$102
36Nevada
Range: $72$145
$101
37Virginia
Range: $30$193
$101
38Idaho
Range: $47$175
$101
39Oklahoma
Range: $32$187
$99
40Missouri
Range: $36$136
$94
41Ohio
Range: $30$164
$94
42Louisiana
Range: $31$170
$94
43Tennessee
Range: $36$160
$94
44Kentucky
Range: $50$144
$91
45Arkansas
Range: $39$146
$90
46Kansas
Range: $36$140
$90
47Montana
Range: $80$108
$89
48Alabama
Range: $31$152
$88
49Mississippi
Range: $32$152
$88
50Alaska
Range: $80$95
$85
51Arizona
Range: $32$132
$78
Skin Biopsy in Other States