Cost of a Skin Biopsy Visit
in Tennessee
Reviewed by Momentary Medical Group West PC
Tennessee ranks among the top states for skin cancer incidence rates, yet maintains healthcare costs approximately 4% below the national average. For a Skin Biopsy visit, patients with insurance typically pay between $36 and $160 in out-of-pocket costs, with a median cost of $85. With over 2,400 active Skin Biopsy providers across Tennessee, patients have substantial choice when browsing providers throughout the state.
Average
$94
Median
$85
Lowest
$36
Highest
$160
Providers
2,458
25% below national average
Compare Similar Procedures
How does skin biopsy compare to related procedures in Tennessee?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Joint Injection Injection into a major joint or bursa | 20610 | $42 | $67 | $111 | 2,682 |
| Abscess Drainage (I&D) Incision and drainage of abscess, simple | 10060 | $83 | $118 | $204 | 2,536 |
| Blood Draw (Venipuncture) Routine venipuncture for blood sample | 36415 | $2 | $5 | $85 | 2,911 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 11102 — Tangential biopsy of skin, single lesion). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 11102 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 11102 (Tangential biopsy of skin, single lesion), as mandated by the CMS Price Transparency Rule.
What CPT 11102 covers: the provider's professional fee for skin biopsy. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Why Skin Biopsy Visit Costs Vary Across Tennessee
Tennessee's healthcare costs run approximately 4% below national averages, reflecting the state's lower cost of living and competitive insurance market. The state's geography creates distinct cost zones, with Nashville and Memphis commanding premium prices while rural Appalachian counties offer more affordable care with limited provider choice.
Urban vs. Rural Provider Availability
Nashville and Memphis concentrate most of Tennessee's dermatology specialists, creating price competition but also higher overhead costs. Rural counties in East Tennessee often have no local dermatologists, forcing patients to travel to regional centers like Knoxville or Johnson City. This geographic imbalance drives up costs in underserved areas where specialists can command premium prices.
Facility Type and Overhead Costs
Hospital-owned dermatology clinics at systems like Vanderbilt University Medical Center and Methodist Le Bonheur Healthcare typically charge facility fees on top of physician charges. Independent dermatology practices generally offer more competitive pricing without these additional overhead costs. Academic medical centers may charge more but offer access to clinical trials and specialized expertise.
Insurance Market Competition in Tennessee
BlueCross BlueShield of Tennessee dominates the individual market while competing with UnitedHealthcare and Cigna in the employer-sponsored segment. This moderate competition helps keep negotiated rates reasonable compared to states with insurance monopolies. The lack of Medicaid expansion reduces insurer participation in some rural markets.
Physician Supply and Demand in Tennessee
With over 2,400 active Skin Biopsy providers, Tennessee has adequate specialist supply in urban areas but significant shortages in rural regions. This geographic mismatch creates longer wait times and higher prices in underserved counties. The concentration of providers around medical schools in Nashville and Memphis helps keep costs competitive in these metro areas.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Skin Biopsy Costs in Tennessee
What is the average cost of a Skin Biopsy visit in Tennessee without insurance?
Does Tennessee Medicaid cover Skin Biopsy visits?
How do I find an affordable Skin Biopsy near me in Tennessee?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Skin Biopsy visit in Tennessee?
How does telemedicine affect the cost of seeing a Skin Biopsy in Tennessee?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 11102)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Massachusetts Range: $62 – $387 | $200 |
| 2 | Rhode Island Range: $35 – $387 | $187 |
| 3 | New Hampshire Range: $103 – $251 | $182 |
| 4 | Connecticut Range: $47 – $387 | $181 |
| 5 | Wisconsin Range: $60 – $387 | $181 |
| 6 | New York Range: $49 – $387 | $179 |
| 7 | Pennsylvania Range: $34 – $387 | $173 |
| 8 | West Virginia Range: $34 – $387 | $171 |
| 9 | Delaware Range: $33 – $387 | $169 |
| 10 | Nebraska Range: $47 – $242 | $167 |
| 11 | Maine Range: $100 – $206 | $164 |
| 12 | Wyoming Range: $53 – $307 | $150 |
| 13 | Vermont Range: $73 – $249 | $149 |
| 14 | North Dakota Range: $42 – $300 | $146 |
| 15 | Minnesota Range: $33 – $310 | $144 |
| 16 | Iowa Range: $54 – $251 | $143 |
| 17 | Utah Range: $54 – $220 | $130 |
| 18 | District of Columbia Range: $34 – $250 | $127 |
| 19 | Oregon Range: $54 – $242 | $126 |
| 20 | South Dakota Range: $38 – $242 | $123 |
| 21 | New Mexico Range: $46 – $221 | $119 |
| 22 | Illinois Range: $37 – $230 | $118 |
| 23 | Washington Range: $52 – $220 | $118 |
| 24 | Georgia Range: $39 – $219 | $117 |
| 25 | Florida Range: $33 – $229 | $115 |
| 26 | Colorado Range: $43 – $221 | $115 |
| 27 | North Carolina Range: $39 – $209 | $114 |
| 28 | California Range: $80 – $171 | $112 |
| 29 | Indiana Range: $35 – $211 | $110 |
| 30 | Michigan Range: $38 – $201 | $110 |
| 31 | New Jersey Range: $21 – $230 | $108 |
| 32 | Hawaii Range: $37 – $200 | $107 |
| 33 | Texas Range: $34 – $194 | $105 |
| 34 | Maryland Range: $34 – $203 | $104 |
| 35 | South Carolina Range: $34 – $186 | $102 |
| 36 | Nevada Range: $72 – $145 | $101 |
| 37 | Virginia Range: $30 – $193 | $101 |
| 38 | Idaho Range: $47 – $175 | $101 |
| 39 | Oklahoma Range: $32 – $187 | $99 |
| 40 | Missouri Range: $36 – $136 | $94 |
| 41 | Ohio Range: $30 – $164 | $94 |
| 42 | Louisiana Range: $31 – $170 | $94 |
| 43 | Tennessee Range: $36 – $160 | $94 |
| 44 | Kentucky Range: $50 – $144 | $91 |
| 45 | Arkansas Range: $39 – $146 | $90 |
| 46 | Kansas Range: $36 – $140 | $90 |
| 47 | Montana Range: $80 – $108 | $89 |
| 48 | Alabama Range: $31 – $152 | $88 |
| 49 | Mississippi Range: $32 – $152 | $88 |
| 50 | Alaska Range: $80 – $95 | $85 |
| 51 | Arizona Range: $32 – $132 | $78 |