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New Jersey

Cost of a Skin Biopsy Visit
in New Jersey

Reviewed by Momentary Medical Group West PC

New Jersey ranks among the top states for dermatology provider density, with over 6,500 active Skin Biopsy specialists serving the state's 9.3 million residents. Patients typically pay between $20.64 and $230.06 for a Skin Biopsy visit, with a median out-of-pocket cost of $73.22 based on negotiated insurance rates. The Garden State's robust network of specialists means patients can browse providers across all 21 counties to find quality care that fits their budget.

Average

$108

Median

$73

Lowest

$21

Highest

$230

Providers

6,548

National avg: $124New Jersey: $108

13% below national average

Compare Similar Procedures

How does skin biopsy compare to related procedures in New Jersey?

ProcedureCPTLowMedianHighProviders
Joint Injection

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20610$34$65$2056,622
Abscess Drainage (I&D)

Incision and drainage of abscess, simple

10060$44$103$3066,608
Blood Draw (Venipuncture)

Routine venipuncture for blood sample

36415$2$4$687,443

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 11102Tangential biopsy of skin, single lesion). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 11102 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 11102 (Tangential biopsy of skin, single lesion), as mandated by the CMS Price Transparency Rule.

What CPT 11102 covers: the provider's professional fee for skin biopsy. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Skin Biopsy Visit Costs Vary Across New Jersey

New Jersey's healthcare costs run approximately 17% above national averages, driven by the state's dense population, high cost of living, and proximity to expensive New York metropolitan markets. The Garden State's compact geography concentrates most specialists in the northern and central regions, creating access challenges for South Jersey residents.

Urban vs. Rural Provider Availability

The majority of New Jersey's 6,500+ Skin Biopsy providers cluster around Newark, Trenton, and Princeton corridors, leaving rural counties like Salem and Cumberland with limited options. Patients in South Jersey often travel to Camden or Atlantic City for specialized care, while North Jersey residents benefit from abundant choice and competitive pricing. This geographic imbalance drives up costs in underserved regions.

Facility Type and Overhead Costs

Major health systems like RWJBarnabas, Atlantic Health, and Hackensack Meridian dominate New Jersey's hospital market, operating numerous dermatology clinics that charge facility fees alongside physician services. Independent dermatology practices, more common in suburban areas like Morris and Somerset counties, typically offer lower total costs without hospital overhead. Academic medical centers at Rutgers and Cooper often provide teaching clinics with reduced rates.

Insurance Market Competition in New Jersey

Horizon BCBS maintains the largest market share in New Jersey, followed by Aetna and UHC, creating moderate competition that keeps some pricing pressure on providers. The state's regulatory environment requires robust provider networks, preventing insurers from creating overly narrow networks that would limit patient choice. However, consolidation among health systems has strengthened provider negotiating power, contributing to above-average costs.

Physician Supply and Demand in New Jersey

With over 6,500 active Skin Biopsy providers serving 9.3 million residents, New Jersey enjoys excellent specialist availability compared to national averages. This robust supply helps moderate wait times, with most patients securing appointments within 2-3 weeks for routine biopsies. However, the concentration of specialists in affluent counties creates disparities, with some areas experiencing longer waits and higher prices despite overall adequate supply.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Skin Biopsy Costs in New Jersey

What is the average cost of a Skin Biopsy visit in New Jersey without insurance?

Uninsured patients in New Jersey typically pay between $20.64 and $230.06 for a Skin Biopsy visit, with a median cost of $73.22 based on negotiated insurance rates. Self-pay discounts of 10-30% are commonly available, potentially reducing your out-of-pocket expense. Many practices offer payment plans for procedures exceeding $100, making care more accessible for uninsured patients.

Does New Jersey Medicaid cover Skin Biopsy visits?

Yes, New Jersey's expanded Medicaid program covers medically necessary Skin Biopsy procedures and related dermatology visits. Coverage includes both diagnostic biopsies for suspicious lesions and therapeutic procedures when clinically indicated. Prior authorization may be required for certain procedures, and provider availability varies by region, with better access in urban areas.

How do I find an affordable Skin Biopsy near me in New Jersey?

Compare costs across independent dermatology practices versus hospital-based clinics, as facility fees can significantly increase your total bill. Look into community health centers in Camden, Newark, and Trenton that offer sliding-scale fees based on income. Many providers offer self-pay discounts of 10-30%, and some participate in direct-pay programs that bypass insurance entirely for lower costs.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial Skin Biopsy consultations typically cost more than follow-up visits due to comprehensive evaluation requirements. New patient visits involve detailed medical history, full skin examination, and treatment planning, while established patient visits focus on specific concerns or biopsy results. The cost difference can range from $50-150 depending on the complexity of your case and the provider's fee structure.

Can I use an HSA or FSA to pay for a Skin Biopsy visit in New Jersey?

Yes, Skin Biopsy visits qualify as eligible medical expenses for both Health Savings Accounts and Flexible Spending Accounts. This includes the consultation, biopsy procedure, and pathology analysis costs. Using pre-tax dollars through HSA or FSA can reduce your effective cost by 20-30% depending on your tax bracket, making it an excellent option for managing dermatology expenses.

How does telemedicine affect the cost of seeing a Skin Biopsy in New Jersey?

Telemedicine consultations for dermatology typically cost 20-40% less than in-person visits but have limitations for biopsy procedures, which require physical tissue sampling. Many New Jersey dermatologists offer virtual consultations for initial screening or follow-up care, with costs ranging from $75-150. While telehealth can help determine if a biopsy is needed, the actual procedure must be performed in person at a clinical facility.

Click a state to compare costs

Average Visit Cost

$78
$200

Office visit (CPT 11102)

Compare With Other States

RankStateAverage
1Massachusetts
Range: $62$387
$200
2Rhode Island
Range: $35$387
$187
3New Hampshire
Range: $103$251
$182
4Connecticut
Range: $47$387
$181
5Wisconsin
Range: $60$387
$181
6New York
Range: $49$387
$179
7Pennsylvania
Range: $34$387
$173
8West Virginia
Range: $34$387
$171
9Delaware
Range: $33$387
$169
10Nebraska
Range: $47$242
$167
11Maine
Range: $100$206
$164
12Wyoming
Range: $53$307
$150
13Vermont
Range: $73$249
$149
14North Dakota
Range: $42$300
$146
15Minnesota
Range: $33$310
$144
16Iowa
Range: $54$251
$143
17Utah
Range: $54$220
$130
18District of Columbia
Range: $34$250
$127
19Oregon
Range: $54$242
$126
20South Dakota
Range: $38$242
$123
21New Mexico
Range: $46$221
$119
22Illinois
Range: $37$230
$118
23Washington
Range: $52$220
$118
24Georgia
Range: $39$219
$117
25Florida
Range: $33$229
$115
26Colorado
Range: $43$221
$115
27North Carolina
Range: $39$209
$114
28California
Range: $80$171
$112
29Indiana
Range: $35$211
$110
30Michigan
Range: $38$201
$110
31New Jersey
Range: $21$230
$108
32Hawaii
Range: $37$200
$107
33Texas
Range: $34$194
$105
34Maryland
Range: $34$203
$104
35South Carolina
Range: $34$186
$102
36Nevada
Range: $72$145
$101
37Virginia
Range: $30$193
$101
38Idaho
Range: $47$175
$101
39Oklahoma
Range: $32$187
$99
40Missouri
Range: $36$136
$94
41Ohio
Range: $30$164
$94
42Louisiana
Range: $31$170
$94
43Tennessee
Range: $36$160
$94
44Kentucky
Range: $50$144
$91
45Arkansas
Range: $39$146
$90
46Kansas
Range: $36$140
$90
47Montana
Range: $80$108
$89
48Alabama
Range: $31$152
$88
49Mississippi
Range: $32$152
$88
50Alaska
Range: $80$95
$85
51Arizona
Range: $32$132
$78
Skin Biopsy in Other States