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New York

Cost of a Skin Biopsy Visit
in New York

Reviewed by Momentary Medical Group West PC

New York's complex healthcare landscape includes over 30,000 Skin Biopsy providers across the Empire State, from Manhattan's academic medical centers to rural upstate practices. Patients seeking a Skin Biopsy typically encounter negotiated rates ranging from $48.91 to $386.71, with a median cost of $102.81 based on transparency data from major insurers. The state's extensive provider network spans from Buffalo's integrated health systems to Long Island's suburban practices, giving patients numerous options to browse all providers in New York.

Average

$179

Median

$103

Lowest

$49

Highest

$387

Providers

30,315

National avg: $124New York: $179

44% above national average

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10060$81$137$46431,147
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36415$1$4$6032,651

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 11102Tangential biopsy of skin, single lesion). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 11102 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 11102 (Tangential biopsy of skin, single lesion), as mandated by the CMS Price Transparency Rule.

What CPT 11102 covers: the provider's professional fee for skin biopsy. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Skin Biopsy Visit Costs Vary Across New York

Healthcare costs in New York run approximately 22% above the national average, reflecting the state's high cost of living and concentration of premium medical facilities. The Empire State's healthcare market spans from world-renowned Manhattan medical centers to resource-constrained rural hospitals in the North Country, creating dramatic cost variations within a single state.

Urban vs. Rural Provider Availability

New York City's five boroughs contain over 60% of the state's dermatologists, while counties like Hamilton and Essex struggle with specialist shortages requiring patients to travel hours for care. Upstate regions including the Adirondacks and Southern Tier face particular challenges accessing subspecialty services, often driving patients to Albany or Rochester medical centers. This geographic maldistribution inflates costs in underserved areas while intensifying competition in metropolitan markets.

Facility Type and Overhead Costs

Hospital-owned practices dominate New York's healthcare landscape, with systems like NewYork-Presbyterian, NYU Langone, and Rochester Regional controlling large provider networks and commanding premium rates. Independent dermatology practices face mounting pressure from real estate costs, particularly in Manhattan where office rent can exceed $100 per square foot annually. Academic medical centers leverage their teaching hospital status to justify higher facility fees while providing access to cutting-edge diagnostic capabilities.

Insurance Market Competition in New York

Empire BCBS maintains the largest market share statewide, followed by UHC, Aetna, and Cigna competing primarily in employer and individual markets. The state's insurance marketplace offers robust competition with over a dozen carriers, helping moderate premium growth but creating complex provider network variations. Downstate markets show more insurer competition than rural upstate regions where one or two plans may dominate, affecting negotiated reimbursement rates.

Physician Supply and Demand in New York

With over 30,000 active Skin Biopsy providers, New York maintains one of the nation's highest specialist-to-population ratios, concentrated heavily in metropolitan areas. This abundance in urban markets creates competitive pricing pressure while rural regions face access challenges that can drive up costs. Wait times for routine biopsies typically range from 2-4 weeks in NYC versus 6-8 weeks in rural counties, reflecting supply imbalances that influence pricing dynamics.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Skin Biopsy Costs in New York

What is the average cost of a Skin Biopsy visit in New York without insurance?

Uninsured patients in New York typically pay between $48.91 and $386.71 for a skin biopsy procedure, with a median cost of $102.81 based on negotiated insurance rates. These prices reflect the professional fee for the biopsy itself and may not include pathology analysis, which can add another $150-$300 to the total cost. Many providers offer self-pay discounts of 20-40% for patients paying at the time of service. Community health centers and federally qualified health centers throughout New York often provide sliding scale pricing based on income for uninsured patients.

Does New York Medicaid cover Skin Biopsy visits?

New York Medicaid covers medically necessary skin biopsy procedures when performed by enrolled providers and with appropriate documentation of clinical need. The state's Medicaid expansion has broadened access to dermatologic services, though patients may face longer wait times and limited provider networks in some regions. Prior authorization may be required for certain types of biopsies or when performed in hospital outpatient settings. Patients should verify their provider accepts Medicaid assignment to avoid unexpected charges.

How do I find an affordable Skin Biopsy near me in New York?

Compare costs across different facility types, as independent dermatology practices often charge less than hospital-owned clinics due to lower overhead costs. Community health centers in New York offer sliding scale fees based on income, while some providers offer significant cash-pay discounts for uninsured patients. Federally qualified health centers throughout the state provide dermatologic services on a sliding scale, particularly valuable for patients without insurance. Rural upstate providers typically charge 30-50% less than Manhattan practices for identical procedures.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial skin biopsy consultations typically cost more than follow-up visits due to the comprehensive nature of new patient evaluations and procedure time required. The biopsy procedure itself, coded as CPT 11102, ranges from $48.91 to $386.71 with a median of $102.81 across New York providers. Follow-up visits to discuss pathology results or monitor healing generally cost $150-$300 depending on the complexity and duration of the appointment. Some providers bundle the initial consultation and biopsy procedure into a single fee to simplify billing.

Can I use an HSA or FSA to pay for a Skin Biopsy visit in New York?

Skin biopsy procedures qualify as eligible medical expenses under both Health Savings Account and Flexible Spending Account rules when performed for diagnostic or therapeutic purposes. You can use HSA or FSA funds to pay for the professional fee, pathology costs, and any related follow-up visits without tax penalties. Documentation from your provider indicating medical necessity may be helpful for record-keeping purposes, though it's typically not required for reimbursement. Transportation costs to and from appointments may also qualify if the procedure requires significant travel within New York state.

How does telemedicine affect the cost of seeing a Skin Biopsy in New York?

Telemedicine consultations for skin concerns typically cost $75-$200 in New York, significantly less than in-person visits, though physical biopsy procedures still require office visits. Many dermatologists use telehealth for initial consultations to determine if a biopsy is necessary, potentially saving patients time and money on unnecessary office visits. New York's robust telehealth infrastructure, expanded during the pandemic, allows rural patients to consult with specialists without traveling to urban centers. Follow-up visits to discuss biopsy results are increasingly conducted via telemedicine, reducing overall treatment costs for patients.

Click a state to compare costs

Average Visit Cost

$78
$200

Office visit (CPT 11102)

Compare With Other States

RankStateAverage
1Massachusetts
Range: $62$387
$200
2Rhode Island
Range: $35$387
$187
3New Hampshire
Range: $103$251
$182
4Connecticut
Range: $47$387
$181
5Wisconsin
Range: $60$387
$181
6New York
Range: $49$387
$179
7Pennsylvania
Range: $34$387
$173
8West Virginia
Range: $34$387
$171
9Delaware
Range: $33$387
$169
10Nebraska
Range: $47$242
$167
11Maine
Range: $100$206
$164
12Wyoming
Range: $53$307
$150
13Vermont
Range: $73$249
$149
14North Dakota
Range: $42$300
$146
15Minnesota
Range: $33$310
$144
16Iowa
Range: $54$251
$143
17Utah
Range: $54$220
$130
18District of Columbia
Range: $34$250
$127
19Oregon
Range: $54$242
$126
20South Dakota
Range: $38$242
$123
21New Mexico
Range: $46$221
$119
22Illinois
Range: $37$230
$118
23Washington
Range: $52$220
$118
24Georgia
Range: $39$219
$117
25Florida
Range: $33$229
$115
26Colorado
Range: $43$221
$115
27North Carolina
Range: $39$209
$114
28California
Range: $80$171
$112
29Indiana
Range: $35$211
$110
30Michigan
Range: $38$201
$110
31New Jersey
Range: $21$230
$108
32Hawaii
Range: $37$200
$107
33Texas
Range: $34$194
$105
34Maryland
Range: $34$203
$104
35South Carolina
Range: $34$186
$102
36Nevada
Range: $72$145
$101
37Virginia
Range: $30$193
$101
38Idaho
Range: $47$175
$101
39Oklahoma
Range: $32$187
$99
40Missouri
Range: $36$136
$94
41Ohio
Range: $30$164
$94
42Louisiana
Range: $31$170
$94
43Tennessee
Range: $36$160
$94
44Kentucky
Range: $50$144
$91
45Arkansas
Range: $39$146
$90
46Kansas
Range: $36$140
$90
47Montana
Range: $80$108
$89
48Alabama
Range: $31$152
$88
49Mississippi
Range: $32$152
$88
50Alaska
Range: $80$95
$85
51Arizona
Range: $32$132
$78
Skin Biopsy in Other States