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Lower Back MRI

Cost of a Lower Back MRI Visit:
$205-$1,095

How much does a lower back mri visit cost? The national median negotiated rate for CPT 72148 is $269, with rates ranging from $205 to $1,095 across 144,964 providers.

National Median

$269

Low End (P5)

$205

High End (P95)

$1,095

Providers

144,964

Lower Back MRI Visit Costs by State

Click any state to see detailed lower back mri visit pricing. Colors represent the median negotiated rate for CPT 72148.

Median Visit Cost

$205
$1,095

Lower Back MRI Visit Cost by State: All 50 States Ranked

States ranked from lowest to highest median lower back mri visit rate for CPT 72148 (MRI lumbar spine without contrast).

RankStateAverage
1Alaska
Range: $73$2,851
$2,851
2Montana
Range: $73$2,851
$368
3Washington
Range: $65$2,851
$368
4Idaho
Range: $65$2,851
$287
5North Dakota
Range: $145$2,450
$368
6Minnesota
Range: $88$2,450
$368
7Wisconsin
Range: $73$1,477
$181
8Georgia
Range: $69$949
$231
9Nevada
Range: $102$750
$350
10Hawaii
Range: $85$577
$457
11Louisiana
Range: $60$702
$356
12Massachusetts
Range: $74$590
$368
13Maine
Range: $116$659
$256
14New Mexico
Range: $62$720
$188
15Wyoming
Range: $65$663
$233
16Nebraska
Range: $129$477
$324
17Colorado
Range: $65$663
$188
18Oregon
Range: $88$447
$368
19Utah
Range: $65$603
$225
20South Dakota
Range: $142$368
$368
21West Virginia
Range: $79$418
$368
22New Hampshire
Range: $85$579
$201
23North Carolina
Range: $72$572
$212
24Iowa
Range: $85$513
$253
25Illinois
Range: $76$553
$186
26Indiana
Range: $64$554
$188
27Vermont
Range: $63$583
$156
28Rhode Island
Range: $65$527
$191
29District of Columbia
Range: $59$527
$191
30Michigan
Range: $67$527
$181
31Tennessee
Range: $72$499
$188
32Virginia
Range: $49$553
$157
33Kentucky
Range: $64$516
$167
34Kansas
Range: $71$502
$159
35New York
Range: $53$529
$148
36Pennsylvania
Range: $55$527
$132
37South Carolina
Range: $63$465
$158
38Alabama
Range: $59$452
$157
39Oklahoma
Range: $61$473
$133
40Texas
Range: $65$447
$148
41New Jersey
Range: $52$459
$144
42Missouri
Range: $76$415
$162
43Maryland
Range: $29$447
$177
44Ohio
Range: $49$457
$136
45California
Range: $72$470
$96
46Mississippi
Range: $58$447
$134
47Delaware
Range: $66$363
$203
48Connecticut
Range: $55$456
$109
49Arkansas
Range: $72$380
$164
50Florida
Range: $35$473
$60
51Arizona
Range: $65$356
$123

Frequently Asked Questions

How much does a lower back mri cost without insurance?

The average negotiated rate for a lower back mri (CPT 72148) is $382 nationally. Rates typically range from $205 to $1,095 depending on your state and provider. Without insurance, you may pay the provider's full charge rate, which can be 2-3x higher than negotiated rates.

How much does a lower back mri cost with insurance?

With insurance, your out-of-pocket cost for a lower back mri depends on your plan's copay, coinsurance, and whether you've met your deductible. The average insurer-negotiated rate is $382. Most plans charge a specialist copay of $30-$75, or you may owe a percentage (typically 20-30%) after your deductible is met.

Why do lower back mri costs vary by state?

Healthcare costs vary significantly by state due to differences in cost of living, provider supply and demand, state regulations, and negotiated rates between insurers and providers. Urban areas and states with higher costs of living (like New York and California) tend to have higher rates.

What does CPT code 72148 cover?

CPT 72148 is the billing code for: MRI lumbar spine without contrast. This is one of the standard codes used when billing for this procedure.

What factors affect the cost of a lower back mri?

Several factors influence the cost: (1) Your geographic location — rates vary 2-3x between states, (2) Whether you have insurance and which plan, (3) Whether the provider is in-network, (4) The complexity of your case, (5) The facility where the procedure is performed.

Get Your Personalized Cost Estimate

These are the negotiated rates providers across the US are contracted to accept. Your personal share depends on your deductible and coinsurance. Call your insurer's member line with CPT code 72148 to get your exact estimate or talk to our AI to get your answers.

Written by Jayant Panwar | Last reviewed: Q1 2026

Rates sourced from Transparency in Coverage machine-readable files (Q1 2026). Negotiated rates are contracted prices between insurers and individual providers and do not represent guaranteed patient out-of-pocket costs. Actual costs depend on insurance plan terms, deductible status, coinsurance rate, and specific services received.