Cost of a Lower Back MRI Visit
in Texas
Reviewed by Momentary Medical Group West PC
Texas operates one of the largest healthcare markets in the nation with over 600 ambulatory surgery centers and substantial regional cost variation across its metropolitan and rural areas. Lower Back MRI patients typically pay between $64.73 and $447.07, with a median out-of-pocket cost of $148.12 based on negotiated insurance rates. With nearly 10,000 active Lower Back MRI providers across the state, patients can browse all available options to find quality care that fits their budget.
Average
$220
Median
$148
Lowest
$65
Highest
$447
Providers
9,998
43% below national average
Compare Similar Procedures
How does mri lumbar spine compare to related procedures in Texas?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| MRI Brain MRI of the brain with and without contrast | 70553 | $90 | $253 | $721 | 10,894 |
| MRI Knee MRI of the knee without contrast | 73721 | $59 | $167 | $464 | 9,215 |
| CT Abdomen & Pelvis CT scan of abdomen and pelvis with contrast | 74177 | $80 | $220 | $534 | 11,522 |
| CT Chest CT scan of the chest with contrast | 71260 | $54 | $135 | $345 | 11,171 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 72148 — MRI lumbar spine without contrast). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 72148 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 72148 (MRI lumbar spine without contrast), as mandated by the CMS Price Transparency Rule.
What CPT 72148 covers: the provider's professional fee for mri lumbar spine. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Why Lower Back MRI Visit Costs Vary Across Texas
Texas healthcare costs run approximately 4% below national averages, though the state's enormous geographic footprint creates substantial regional variation between major metropolitan areas and rural counties. The concentration of major medical centers in cities like Houston, Dallas, and San Antonio contrasts sharply with limited provider access in rural West Texas and East Texas regions.
Urban vs. Rural Provider Availability
Major Texas metros offer abundant Lower Back MRI options with competitive pricing, while rural areas often have limited facilities requiring patients to travel significant distances for imaging services. This geographic disparity can drive up total costs for rural patients when factoring in travel time and expenses to reach imaging centers.
Facility Type and Overhead Costs
Hospital-based outpatient imaging departments typically charge higher rates than independent imaging centers due to facility overhead and staffing costs. Texas medical centers like Houston Methodist, Baylor Scott & White, and UT Southwestern operate extensive imaging networks with premium pricing compared to standalone radiology practices.
Insurance Market Competition in Texas
The presence of multiple major insurers including UnitedHealth Group, Blue Cross Blue Shield of Texas, Aetna, and Cigna creates competitive negotiated rates in most markets. Urban areas benefit from stronger insurer competition leading to better negotiated rates, while rural markets may have limited insurer participation resulting in higher patient costs.
Physician Supply and Demand in Texas
With nearly 10,000 active Lower Back MRI providers across Texas, the state generally maintains adequate radiologist supply in metropolitan areas. This robust provider network helps contain costs through competition, though rural regions still experience physician shortages that can extend wait times and limit price competition.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Lower Back MRI Costs in Texas
What is the average cost of a Lower Back MRI visit in Texas without insurance?
Does Texas Medicaid cover Lower Back MRI visits?
How do I find an affordable Lower Back MRI near me in Texas?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Lower Back MRI visit in Texas?
How does telemedicine affect the cost of seeing a Lower Back MRI in Texas?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 72148)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Alaska Range: $73 – $2,851 | $1,925 |
| 2 | Montana Range: $73 – $2,851 | $1,097 |
| 3 | Washington Range: $65 – $2,851 | $1,095 |
| 4 | Idaho Range: $65 – $2,851 | $1,068 |
| 5 | North Dakota Range: $145 – $2,450 | $987 |
| 6 | Minnesota Range: $88 – $2,450 | $969 |
| 7 | Wisconsin Range: $73 – $1,477 | $577 |
| 8 | Georgia Range: $69 – $949 | $416 |
| 9 | Nevada Range: $102 – $750 | $400 |
| 10 | Hawaii Range: $85 – $577 | $373 |
| 11 | Louisiana Range: $60 – $702 | $372 |
| 12 | Massachusetts Range: $74 – $590 | $344 |
| 13 | Maine Range: $116 – $659 | $344 |
| 14 | New Mexico Range: $62 – $720 | $323 |
| 15 | Wyoming Range: $65 – $663 | $320 |
| 16 | Nebraska Range: $129 – $477 | $310 |
| 17 | Colorado Range: $65 – $663 | $305 |
| 18 | Oregon Range: $88 – $447 | $301 |
| 19 | Utah Range: $65 – $603 | $298 |
| 20 | South Dakota Range: $142 – $368 | $293 |
| 21 | West Virginia Range: $79 – $418 | $289 |
| 22 | New Hampshire Range: $85 – $579 | $288 |
| 23 | North Carolina Range: $72 – $572 | $285 |
| 24 | Iowa Range: $85 – $513 | $284 |
| 25 | Illinois Range: $76 – $553 | $271 |
| 26 | Indiana Range: $64 – $554 | $269 |
| 27 | Vermont Range: $63 – $583 | $267 |
| 28 | Rhode Island Range: $65 – $527 | $261 |
| 29 | District of Columbia Range: $59 – $527 | $259 |
| 30 | Michigan Range: $67 – $527 | $258 |
| 31 | Tennessee Range: $72 – $499 | $253 |
| 32 | Virginia Range: $49 – $553 | $253 |
| 33 | Kentucky Range: $64 – $516 | $249 |
| 34 | Kansas Range: $71 – $502 | $244 |
| 35 | New York Range: $53 – $529 | $243 |
| 36 | Pennsylvania Range: $55 – $527 | $238 |
| 37 | South Carolina Range: $63 – $465 | $229 |
| 38 | Alabama Range: $59 – $452 | $223 |
| 39 | Oklahoma Range: $61 – $473 | $222 |
| 40 | Texas Range: $65 – $447 | $220 |
| 41 | New Jersey Range: $52 – $459 | $218 |
| 42 | Missouri Range: $76 – $415 | $218 |
| 43 | Maryland Range: $29 – $447 | $217 |
| 44 | Ohio Range: $49 – $457 | $214 |
| 45 | California Range: $72 – $470 | $213 |
| 46 | Mississippi Range: $58 – $447 | $213 |
| 47 | Delaware Range: $66 – $363 | $211 |
| 48 | Connecticut Range: $55 – $456 | $206 |
| 49 | Arkansas Range: $72 – $380 | $205 |
| 50 | Florida Range: $35 – $473 | $189 |
| 51 | Arizona Range: $65 – $356 | $181 |