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Arkansas

Cost of a Lower Back MRI Visit
in Arkansas

Reviewed by Momentary Medical Group West PC

Arkansas residents benefit from Lower Back MRI costs that run approximately 40% below national averages, reflecting the state's lower healthcare overhead and concentrated provider networks. Patients typically pay between $72 and $380 for MRI lumbar spine services, with a median cost of $164 based on negotiated insurance rates. With 133 active Lower Back MRI providers across the Natural State, patients can browse all available specialists and imaging centers to find the most cost-effective option for their specific insurance plan.

Average

$205

Median

$164

Lowest

$72

Highest

$380

Providers

133

National avg: $383Arkansas: $205

46% below national average

Compare Similar Procedures

How does mri lumbar spine compare to related procedures in Arkansas?

ProcedureCPTLowMedianHighProviders
MRI Brain

MRI of the brain with and without contrast

70553$104$286$630131
MRI Knee

MRI of the knee without contrast

73721$66$183$327128
CT Abdomen & Pelvis

CT scan of abdomen and pelvis with contrast

74177$85$244$460164
CT Chest

CT scan of the chest with contrast

71260$61$152$278149

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 72148MRI lumbar spine without contrast). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 72148 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 72148 (MRI lumbar spine without contrast), as mandated by the CMS Price Transparency Rule.

What CPT 72148 covers: the provider's professional fee for mri lumbar spine. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Lower Back MRI Visit Costs Vary Across Arkansas

Arkansas Lower Back MRI costs run approximately 12% below national averages, influenced by the state's lower cost of living and concentrated healthcare markets in urban centers. Rural counties face limited provider access, while metro areas like Little Rock and Fayetteville maintain competitive pricing due to multiple health system presence.

Urban vs. Rural Provider Availability

Northwest Arkansas and the Little Rock metro area contain most of the state's 133 Lower Back MRI providers, creating access challenges for residents in the Arkansas Delta and Ozark Mountain regions. Rural patients often travel 50-100 miles for specialized imaging services, though some mobile MRI units serve outlying communities on rotating schedules. Urban concentration allows for competitive pricing but rural scarcity can drive up costs due to limited options.

Facility Type and Overhead Costs

Hospital-owned outpatient imaging centers dominate Arkansas's healthcare landscape through major systems like Baptist Health and CHI St. Vincent, typically charging premium rates due to higher operational overhead. Independent radiology clinics and freestanding imaging centers offer more competitive pricing but have limited geographic presence outside metro areas. Academic medical centers like UAMS command the highest rates due to subspecialty expertise and research facility costs.

Insurance Market Competition in Arkansas

Blue Cross Blue Shield Arkansas maintains dominant market share across the state, reducing competitive pressure on negotiated rates with imaging providers. Limited insurer options in rural Arkansas counties give BCBS significant leverage in rate negotiations, though this can benefit consumers through extensive provider networks. The concentrated insurance market creates less pricing variation between providers compared to states with more competitive insurer landscapes.

Physician Supply and Demand in Arkansas

Arkansas's 133 active Lower Back MRI providers create adequate coverage for urban populations but leave rural areas underserved relative to national standards. The specialist shortage in radiological services means longer wait times in rural regions, though this scarcity doesn't necessarily translate to higher costs due to the state's overall lower cost structure. Provider concentration in teaching hospitals and major health systems helps maintain quality standards while controlling costs through volume economies.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Lower Back MRI Costs in Arkansas

What is the average cost of a Lower Back MRI visit in Arkansas without insurance?

Uninsured patients in Arkansas can expect to pay between $72 and $380 for Lower Back MRI services, with a median cost of $164 based on negotiated insurance rates. Many facilities offer cash-pay discounts of 20-40% for upfront payment, potentially reducing costs below these ranges. Independent imaging centers typically charge less than hospital-based facilities for the same procedures.

Does Arkansas Medicaid cover Lower Back MRI visits?

Arkansas Medicaid covers medically necessary Lower Back MRI services for eligible recipients, but the state chose not to expand Medicaid, limiting coverage to very low-income individuals and families. Prior authorization is typically required, and patients must obtain referrals from primary care providers. Adults earning above 44% of federal poverty level generally don't qualify for Arkansas Medicaid coverage.

How do I find an affordable Lower Back MRI near me in Arkansas?

Compare costs between independent imaging centers and hospital facilities, as independents often charge 30-50% less for identical services. Ask about self-pay discounts if you're uninsured, and consider traveling to rural areas where overhead costs may be lower. Community health centers in Arkansas may offer sliding scale pricing based on income for qualifying patients.

What is the difference in cost between an initial consultation and a follow-up visit?

Lower Back MRI procedures involve imaging services rather than consultation visits, so costs remain consistent whether it's your first or subsequent MRI. However, the radiologist interpretation fee and facility charges stay within the $72-$380 range regardless of visit frequency. Some providers offer package pricing for multiple imaging studies when monitoring treatment progress over time.

Can I use an HSA or FSA to pay for a Lower Back MRI visit in Arkansas?

Yes, Lower Back MRI procedures qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use pre-tax dollars to pay for imaging services, copays, and deductibles related to your MRI. Keep receipts and documentation from your Arkansas imaging provider for tax and reimbursement purposes.

How does telemedicine affect the cost of seeing a Lower Back MRI in Arkansas?

Telemedicine can reduce costs by enabling remote consultations with radiologists or spine specialists to review MRI results, typically costing $50-150 versus $200-400 for in-person visits. Many Arkansas providers now offer telehealth follow-up appointments to discuss imaging findings and treatment plans. However, the actual MRI procedure must still be performed in-person at an imaging facility.

Click a state to compare costs

Average Visit Cost

$181
$1,925

Office visit (CPT 72148)

Compare With Other States

RankStateAverage
1Alaska
Range: $73$2,851
$1,925
2Montana
Range: $73$2,851
$1,097
3Washington
Range: $65$2,851
$1,095
4Idaho
Range: $65$2,851
$1,068
5North Dakota
Range: $145$2,450
$987
6Minnesota
Range: $88$2,450
$969
7Wisconsin
Range: $73$1,477
$577
8Georgia
Range: $69$949
$416
9Nevada
Range: $102$750
$400
10Hawaii
Range: $85$577
$373
11Louisiana
Range: $60$702
$372
12Massachusetts
Range: $74$590
$344
13Maine
Range: $116$659
$344
14New Mexico
Range: $62$720
$323
15Wyoming
Range: $65$663
$320
16Nebraska
Range: $129$477
$310
17Colorado
Range: $65$663
$305
18Oregon
Range: $88$447
$301
19Utah
Range: $65$603
$298
20South Dakota
Range: $142$368
$293
21West Virginia
Range: $79$418
$289
22New Hampshire
Range: $85$579
$288
23North Carolina
Range: $72$572
$285
24Iowa
Range: $85$513
$284
25Illinois
Range: $76$553
$271
26Indiana
Range: $64$554
$269
27Vermont
Range: $63$583
$267
28Rhode Island
Range: $65$527
$261
29District of Columbia
Range: $59$527
$259
30Michigan
Range: $67$527
$258
31Tennessee
Range: $72$499
$253
32Virginia
Range: $49$553
$253
33Kentucky
Range: $64$516
$249
34Kansas
Range: $71$502
$244
35New York
Range: $53$529
$243
36Pennsylvania
Range: $55$527
$238
37South Carolina
Range: $63$465
$229
38Alabama
Range: $59$452
$223
39Oklahoma
Range: $61$473
$222
40Texas
Range: $65$447
$220
41New Jersey
Range: $52$459
$218
42Missouri
Range: $76$415
$218
43Maryland
Range: $29$447
$217
44Ohio
Range: $49$457
$214
45California
Range: $72$470
$213
46Mississippi
Range: $58$447
$213
47Delaware
Range: $66$363
$211
48Connecticut
Range: $55$456
$206
49Arkansas
Range: $72$380
$205
50Florida
Range: $35$473
$189
51Arizona
Range: $65$356
$181
MRI Lumbar Spine in Other States