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South Dakota

Cost of a Lower Back MRI Visit
in South Dakota

Reviewed by Momentary Medical Group West PC

South Dakota's frontier healthcare system spans vast rural distances, with concentrated provider networks in Sioux Falls and Rapid City serving patients across the state. Lower Back MRI patients typically pay between $142 and $368, with a median out-of-pocket cost of $368, depending on facility type and insurance coverage. The state maintains 323 active Lower Back MRI providers across its urban centers and rural communities, offering patients multiple options for imaging services within reasonable travel distances.

Average

$293

Median

$368

Lowest

$142

Highest

$368

Providers

323

National avg: $383South Dakota: $293

23% below national average

Compare Similar Procedures

How does mri lumbar spine compare to related procedures in South Dakota?

ProcedureCPTLowMedianHighProviders
MRI Brain

MRI of the brain with and without contrast

70553$247$552$552321
MRI Knee

MRI of the knee without contrast

73721$130$327$327320
CT Abdomen & Pelvis

CT scan of abdomen and pelvis with contrast

74177$79$268$2,15688
CT Chest

CT scan of the chest with contrast

71260$134$171$222321

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 72148MRI lumbar spine without contrast). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 72148 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 72148 (MRI lumbar spine without contrast), as mandated by the CMS Price Transparency Rule.

What CPT 72148 covers: the provider's professional fee for mri lumbar spine. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Lower Back MRI Visit Costs Vary Across South Dakota

South Dakota's Lower Back MRI costs run approximately 3% above national averages, reflecting the state's rural geography and concentrated provider networks in major metropolitan areas. The sparse population density across 77,000 square miles creates unique cost pressures as imaging centers must serve large geographic territories with limited patient volumes.

Urban vs. Rural Provider Availability

Sioux Falls and Rapid City concentrate most of South Dakota's advanced imaging capabilities, while rural counties often require patients to travel 50+ miles for Lower Back MRI services. This geographic dispersion creates cost variations, with urban facilities typically charging premium rates while some rural imaging centers offer competitive pricing to attract patients from wide service areas. Limited competition in smaller markets can result in higher prices despite lower overhead costs.

Facility Type and Overhead Costs

Hospital-based imaging departments at Sanford Health and Avera Health systems typically charge higher facility fees compared to independent radiology clinics throughout South Dakota. These health system-owned facilities often include administrative overhead and teaching costs in their pricing structure, while independent imaging centers focus on high-volume, lower-margin services. Some rural hospitals operate imaging equipment part-time, spreading fixed costs across fewer procedures and potentially increasing per-study charges.

Insurance Market Competition in South Dakota

Wellmark Blue Cross Blue Shield dominates South Dakota's insurance market alongside regional players Sanford Health Plan and UnitedHealthcare, creating moderate competition that influences negotiated imaging rates. Rural counties often have limited insurer choices, reducing competitive pressure on provider pricing and potentially leading to higher negotiated rates for Lower Back MRI services. The concentration of major insurers allows for standardized contracting but may limit price competition compared to more diverse insurance markets.

Physician Supply and Demand in South Dakota

With 323 active Lower Back MRI providers serving a population of 900,000, South Dakota maintains adequate imaging capacity in urban areas while some rural regions experience periodic shortages. This provider distribution creates longer wait times in remote areas, though most patients can access services within reasonable driving distances. The steady supply of radiologists helps maintain competitive pricing in metropolitan markets, while rural facilities may command premium rates due to limited local alternatives.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Lower Back MRI Costs in South Dakota

What is the average cost of a Lower Back MRI visit in South Dakota without insurance?

Uninsured patients in South Dakota typically pay between $142 and $368 for Lower Back MRI services, with a median cost of $368 based on negotiated insurance rates. Many imaging centers offer cash-pay discounts of 30-50% off standard rates, potentially reducing costs for self-pay patients. Independent radiology clinics often provide more competitive pricing than hospital-based imaging departments for uninsured patients.

Does South Dakota Medicaid cover Lower Back MRI visits?

South Dakota Medicaid covers medically necessary Lower Back MRI studies for eligible recipients, which includes pregnant women, children, elderly, and disabled individuals. The state has not expanded Medicaid, leaving many working adults without coverage regardless of income level. Prior authorization may be required for non-emergent lumbar spine imaging, and patients typically face minimal copays for approved services.

How do I find an affordable Lower Back MRI near me in South Dakota?

Compare pricing between independent radiology clinics and hospital-based imaging centers, as independent facilities often offer lower costs. Ask about cash-pay discounts if you're uninsured or have a high deductible, and consider traveling to neighboring communities where imaging centers may offer competitive rates. Community health centers in larger cities sometimes provide referrals to lower-cost imaging providers for qualifying patients.

What is the difference in cost between an initial consultation and a follow-up visit?

Lower Back MRI refers to imaging services rather than physician consultations, so costs remain consistent at $142-$368 regardless of whether it's your first scan or follow-up imaging. However, the radiologist consultation to review results may vary, with initial interpretations potentially including more detailed reports than routine follow-up reads. Insurance coverage typically remains the same for both initial and follow-up imaging studies when medically necessary.

Can I use an HSA or FSA to pay for a Lower Back MRI visit in South Dakota?

Yes, Lower Back MRI services qualify as eligible medical expenses for both Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs). You can use these tax-advantaged funds to pay deductibles, copays, or coinsurance associated with medically necessary lumbar spine imaging. Keep receipts and documentation from your South Dakota imaging provider for tax and account administration purposes.

How does telemedicine affect the cost of seeing a Lower Back MRI in South Dakota?

Telemedicine consultations for Lower Back MRI result interpretation typically cost $50-150, significantly less than in-person specialist visits. Many South Dakota radiologists now offer telehealth consultations to review imaging results with patients, particularly beneficial for rural residents who would otherwise travel long distances. Some insurance plans cover telemedicine consultations at the same rate as in-person visits, while others may have different copay structures for virtual appointments.

Click a state to compare costs

Average Visit Cost

$181
$1,925

Office visit (CPT 72148)

Compare With Other States

RankStateAverage
1Alaska
Range: $73$2,851
$1,925
2Montana
Range: $73$2,851
$1,097
3Washington
Range: $65$2,851
$1,095
4Idaho
Range: $65$2,851
$1,068
5North Dakota
Range: $145$2,450
$987
6Minnesota
Range: $88$2,450
$969
7Wisconsin
Range: $73$1,477
$577
8Georgia
Range: $69$949
$416
9Nevada
Range: $102$750
$400
10Hawaii
Range: $85$577
$373
11Louisiana
Range: $60$702
$372
12Massachusetts
Range: $74$590
$344
13Maine
Range: $116$659
$344
14New Mexico
Range: $62$720
$323
15Wyoming
Range: $65$663
$320
16Nebraska
Range: $129$477
$310
17Colorado
Range: $65$663
$305
18Oregon
Range: $88$447
$301
19Utah
Range: $65$603
$298
20South Dakota
Range: $142$368
$293
21West Virginia
Range: $79$418
$289
22New Hampshire
Range: $85$579
$288
23North Carolina
Range: $72$572
$285
24Iowa
Range: $85$513
$284
25Illinois
Range: $76$553
$271
26Indiana
Range: $64$554
$269
27Vermont
Range: $63$583
$267
28Rhode Island
Range: $65$527
$261
29District of Columbia
Range: $59$527
$259
30Michigan
Range: $67$527
$258
31Tennessee
Range: $72$499
$253
32Virginia
Range: $49$553
$253
33Kentucky
Range: $64$516
$249
34Kansas
Range: $71$502
$244
35New York
Range: $53$529
$243
36Pennsylvania
Range: $55$527
$238
37South Carolina
Range: $63$465
$229
38Alabama
Range: $59$452
$223
39Oklahoma
Range: $61$473
$222
40Texas
Range: $65$447
$220
41New Jersey
Range: $52$459
$218
42Missouri
Range: $76$415
$218
43Maryland
Range: $29$447
$217
44Ohio
Range: $49$457
$214
45California
Range: $72$470
$213
46Mississippi
Range: $58$447
$213
47Delaware
Range: $66$363
$211
48Connecticut
Range: $55$456
$206
49Arkansas
Range: $72$380
$205
50Florida
Range: $35$473
$189
51Arizona
Range: $65$356
$181
MRI Lumbar Spine in Other States