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Connecticut

Cost of a Lower Back MRI Visit
in Connecticut

Reviewed by Momentary Medical Group West PC

Connecticut's healthcare costs run approximately 14% above the national average, reflecting the state's concentration of academic medical centers and high provider density along the I-95 corridor. For Lower Back MRI services, patients typically pay between $55 and $456, with a median out-of-pocket cost of $109 based on negotiated insurance rates. Connecticut has 884 active Lower Back MRI providers across hospital systems, imaging centers, and specialty clinics, giving patients substantial options when browsing providers throughout the state.

Average

$206

Median

$109

Lowest

$55

Highest

$456

Providers

884

National avg: $383Connecticut: $206

46% below national average

Compare Similar Procedures

How does mri lumbar spine compare to related procedures in Connecticut?

ProcedureCPTLowMedianHighProviders
MRI Brain

MRI of the brain with and without contrast

70553$55$178$777896
MRI Knee

MRI of the knee without contrast

73721$55$105$472891
CT Abdomen & Pelvis

CT scan of abdomen and pelvis with contrast

74177$77$251$755482
CT Chest

CT scan of the chest with contrast

71260$54$93$389915

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 72148MRI lumbar spine without contrast). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 72148 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 72148 (MRI lumbar spine without contrast), as mandated by the CMS Price Transparency Rule.

What CPT 72148 covers: the provider's professional fee for mri lumbar spine. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Lower Back MRI Visit Costs Vary Across Connecticut

Connecticut's healthcare costs run approximately 14% above the national average, driven by the state's high cost of living and concentration of prestigious medical institutions along the coastal corridor. The state's small geographic footprint creates accessibility advantages, though significant cost disparities exist between affluent southwestern counties and rural northeastern regions.

Urban vs. Rural Provider Availability

Connecticut's population concentrates heavily in the Hartford-New Haven corridor and Fairfield County, where multiple Lower Back MRI options exist within short distances. Rural areas in the northeast and northwest corners of the state have fewer imaging facilities, potentially requiring longer travel times but sometimes offering lower-cost alternatives to urban academic centers.

Facility Type and Overhead Costs

Hospital-based outpatient imaging centers at facilities like Yale New Haven Hospital and Hartford Hospital typically charge higher rates than independent imaging centers. The dominance of large health systems throughout Connecticut means many providers operate under hospital-based fee structures, contributing to the state's above-average imaging costs.

Insurance Market Competition in Connecticut

Connecticut's moderate insurance market concentration among Anthem, Cigna, and UnitedHealthcare creates reasonably competitive negotiated rates for imaging services. The state's relatively small size allows these major insurers to maintain broad provider networks, giving patients good access to in-network Lower Back MRI facilities across most regions.

Physician Supply and Demand in Connecticut

With 884 active Lower Back MRI providers, Connecticut maintains adequate radiologist supply relative to its population of 3.6 million residents. This healthy provider-to-patient ratio helps contain wait times and provides competitive pricing pressure, though demand remains high due to the state's aging population and active lifestyle-related injuries.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Lower Back MRI Costs in Connecticut

What is the average cost of a Lower Back MRI visit in Connecticut without insurance?

Without insurance, Lower Back MRI costs in Connecticut range from $55 to $456, with a median cost of $109 based on negotiated insurance rates. Self-pay patients may find different pricing structures, as many facilities offer cash discounts that can reduce costs by 10-30%. Independent imaging centers typically offer lower rates than hospital-based facilities for uninsured patients.

Does Connecticut Medicaid cover Lower Back MRI visits?

Yes, Connecticut expanded Medicaid under the Affordable Care Act, providing comprehensive coverage for medically necessary Lower Back MRI studies. Coverage typically requires prior authorization and a physician's referral demonstrating medical necessity. Patients should verify their specific Medicaid managed care plan's requirements, as prior authorization processes may vary between HUSKY Health plans.

How do I find an affordable Lower Back MRI near me in Connecticut?

Compare costs across multiple facility types, as independent imaging centers often charge less than hospital-based facilities. Ask about cash-pay discounts if you're uninsured, and consider community health centers that may offer sliding scale fees. Connecticut's small size makes it feasible to travel to lower-cost facilities in different regions if significant savings are available.

What is the difference in cost between an initial consultation and a follow-up visit?

Lower Back MRI is an imaging study rather than a consultation, so the cost remains consistent at $55-$456 regardless of whether it's your first or subsequent scan. However, the radiologist interpretation and any necessary physician consultations to discuss results may have separate fees. Follow-up MRI studies for monitoring treatment progress use the same pricing structure as initial diagnostic studies.

Can I use an HSA or FSA to pay for a Lower Back MRI visit in Connecticut?

Yes, Lower Back MRI studies qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) when recommended by a physician. These tax-advantaged accounts can cover the full cost including facility fees, radiologist interpretation, and any related consultation fees. Keep all receipts and documentation for tax purposes.

How does telemedicine affect the cost of seeing a Lower Back MRI in Connecticut?

While the MRI scan itself must be performed in person, telemedicine consultations can reduce overall costs by allowing remote discussions of results and follow-up care. Connecticut's strong telehealth infrastructure enables patients to consult with radiologists or referring physicians remotely, potentially saving on office visit fees. Some facilities offer virtual result consultations at lower rates than in-person appointments.

Click a state to compare costs

Average Visit Cost

$181
$1,925

Office visit (CPT 72148)

Compare With Other States

RankStateAverage
1Alaska
Range: $73$2,851
$1,925
2Montana
Range: $73$2,851
$1,097
3Washington
Range: $65$2,851
$1,095
4Idaho
Range: $65$2,851
$1,068
5North Dakota
Range: $145$2,450
$987
6Minnesota
Range: $88$2,450
$969
7Wisconsin
Range: $73$1,477
$577
8Georgia
Range: $69$949
$416
9Nevada
Range: $102$750
$400
10Hawaii
Range: $85$577
$373
11Louisiana
Range: $60$702
$372
12Massachusetts
Range: $74$590
$344
13Maine
Range: $116$659
$344
14New Mexico
Range: $62$720
$323
15Wyoming
Range: $65$663
$320
16Nebraska
Range: $129$477
$310
17Colorado
Range: $65$663
$305
18Oregon
Range: $88$447
$301
19Utah
Range: $65$603
$298
20South Dakota
Range: $142$368
$293
21West Virginia
Range: $79$418
$289
22New Hampshire
Range: $85$579
$288
23North Carolina
Range: $72$572
$285
24Iowa
Range: $85$513
$284
25Illinois
Range: $76$553
$271
26Indiana
Range: $64$554
$269
27Vermont
Range: $63$583
$267
28Rhode Island
Range: $65$527
$261
29District of Columbia
Range: $59$527
$259
30Michigan
Range: $67$527
$258
31Tennessee
Range: $72$499
$253
32Virginia
Range: $49$553
$253
33Kentucky
Range: $64$516
$249
34Kansas
Range: $71$502
$244
35New York
Range: $53$529
$243
36Pennsylvania
Range: $55$527
$238
37South Carolina
Range: $63$465
$229
38Alabama
Range: $59$452
$223
39Oklahoma
Range: $61$473
$222
40Texas
Range: $65$447
$220
41New Jersey
Range: $52$459
$218
42Missouri
Range: $76$415
$218
43Maryland
Range: $29$447
$217
44Ohio
Range: $49$457
$214
45California
Range: $72$470
$213
46Mississippi
Range: $58$447
$213
47Delaware
Range: $66$363
$211
48Connecticut
Range: $55$456
$206
49Arkansas
Range: $72$380
$205
50Florida
Range: $35$473
$189
51Arizona
Range: $65$356
$181
MRI Lumbar Spine in Other States