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New Mexico

Cost of a Lower Back MRI Visit
in New Mexico

Reviewed by Momentary Medical Group West PC

New Mexico's high rate of work-related back injuries in mining and agriculture creates significant demand for Lower Back MRI services across the state's diverse landscape. Patients typically pay between $62 and $720 for Lower Back MRI imaging, with a median cost of $188 based on negotiated insurance rates. New Mexico has over 1,200 active Lower Back MRI providers serving communities from Albuquerque's metropolitan area to rural counties, allowing patients to browse all available providers throughout the state.

Average

$323

Median

$188

Lowest

$62

Highest

$720

Providers

1,236

National avg: $383New Mexico: $323

16% below national average

Compare Similar Procedures

How does mri lumbar spine compare to related procedures in New Mexico?

ProcedureCPTLowMedianHighProviders
MRI Brain

MRI of the brain with and without contrast

70553$98$315$1,0631,235
MRI Knee

MRI of the knee without contrast

73721$57$198$5881,220
CT Abdomen & Pelvis

CT scan of abdomen and pelvis with contrast

74177$75$230$8011,315
CT Chest

CT scan of the chest with contrast

71260$52$169$5051,300

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 72148MRI lumbar spine without contrast). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 72148 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 72148 (MRI lumbar spine without contrast), as mandated by the CMS Price Transparency Rule.

What CPT 72148 covers: the provider's professional fee for mri lumbar spine. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Lower Back MRI Visit Costs Vary Across New Mexico

New Mexico's Lower Back MRI costs run approximately 31% below national averages, reflecting the state's lower overall healthcare costs and rural market dynamics. The vast geographic distances between population centers create unique access challenges that influence both pricing and availability patterns.

Urban vs. Rural Provider Availability

Albuquerque and Santa Fe concentrate most of New Mexico's advanced imaging facilities, while rural counties often require patients to travel 100+ miles for Lower Back MRI services. This geographic disparity creates higher effective costs for rural residents due to travel expenses and lost wages. Limited rural competition allows facilities in remote areas to maintain higher prices despite lower overhead costs.

Facility Type and Overhead Costs

Presbyterian Healthcare Services and University of New Mexico Hospital dominate the state's hospital-based imaging market, typically charging higher facility fees than independent centers. Freestanding imaging centers in strip malls or medical office buildings operate with lower overhead and often offer more competitive pricing. The state's relatively small population limits the number of independent facilities that can operate profitably.

Insurance Market Competition in New Mexico

BCBS NM holds significant market share statewide, while UHC and Molina compete primarily in urban areas and Medicaid managed care respectively. This concentrated market gives major insurers substantial negotiating power with providers, helping keep rates below national averages. Rural areas often have limited insurer choices, reducing competitive pressure on negotiated rates.

Physician Supply and Demand in New Mexico

With over 1,200 active Lower Back MRI providers serving roughly 2.1 million residents, New Mexico maintains adequate imaging capacity in urban areas but faces shortages in rural regions. The state's medical workforce challenges, including physician recruitment and retention issues, can create bottlenecks that affect both pricing and scheduling availability. Radiology groups often cover multiple facilities across large geographic areas to maintain service access.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Lower Back MRI Costs in New Mexico

What is the average cost of a Lower Back MRI visit in New Mexico without insurance?

Uninsured patients in New Mexico typically pay between $62 and $720 for Lower Back MRI imaging, with a median cost of $188 based on negotiated insurance rates. Many facilities offer cash-pay discounts of 20-40% off standard rates, making the actual out-of-pocket cost potentially lower. Some imaging centers provide payment plans or sliding scale fees for patients who qualify based on income.

Does New Mexico Medicaid cover Lower Back MRI visits?

Yes, New Mexico's expanded Medicaid program covers medically necessary Lower Back MRI scans when prior authorization requirements are met. Coverage typically requires a physician referral and documentation of medical necessity, such as persistent pain or neurological symptoms. The state's Medicaid expansion has improved access to imaging services for low-income residents who previously lacked coverage.

How do I find an affordable Lower Back MRI near me in New Mexico?

Compare prices among hospital-based facilities, independent imaging centers, and outpatient clinics in your area, as costs can vary significantly. Ask about cash-pay discounts, payment plans, and sliding scale fees if you're uninsured or underinsured. Community health centers and federally qualified health centers may offer referrals to lower-cost imaging options.

What is the difference in cost between an initial consultation and a follow-up visit?

Lower Back MRI is an imaging procedure rather than a consultation visit, so the cost remains consistent regardless of whether it's your first scan or a follow-up study. However, the radiologist interpretation fee and facility fee structure stay the same at $62-720 with a median of $188. Some facilities may offer package pricing if multiple imaging studies are needed over time.

Can I use an HSA or FSA to pay for a Lower Back MRI visit in New Mexico?

Yes, Lower Back MRI imaging ordered by a physician qualifies as a medical expense eligible for HSA or FSA reimbursement. You can use these tax-advantaged accounts to pay for both the facility fee and professional interpretation fee. Keep all receipts and documentation from your provider for reimbursement purposes.

How does telemedicine affect the cost of seeing a Lower Back MRI in New Mexico?

While the MRI scan itself requires in-person imaging, telemedicine can reduce costs for consultation visits to discuss results or follow-up care. Many New Mexico providers offer virtual consultations at lower rates than office visits, helping rural patients avoid travel expenses. Some radiologists provide remote second opinions on existing MRI studies through teleradiology services.

Click a state to compare costs

Average Visit Cost

$181
$1,925

Office visit (CPT 72148)

Compare With Other States

RankStateAverage
1Alaska
Range: $73$2,851
$1,925
2Montana
Range: $73$2,851
$1,097
3Washington
Range: $65$2,851
$1,095
4Idaho
Range: $65$2,851
$1,068
5North Dakota
Range: $145$2,450
$987
6Minnesota
Range: $88$2,450
$969
7Wisconsin
Range: $73$1,477
$577
8Georgia
Range: $69$949
$416
9Nevada
Range: $102$750
$400
10Hawaii
Range: $85$577
$373
11Louisiana
Range: $60$702
$372
12Massachusetts
Range: $74$590
$344
13Maine
Range: $116$659
$344
14New Mexico
Range: $62$720
$323
15Wyoming
Range: $65$663
$320
16Nebraska
Range: $129$477
$310
17Colorado
Range: $65$663
$305
18Oregon
Range: $88$447
$301
19Utah
Range: $65$603
$298
20South Dakota
Range: $142$368
$293
21West Virginia
Range: $79$418
$289
22New Hampshire
Range: $85$579
$288
23North Carolina
Range: $72$572
$285
24Iowa
Range: $85$513
$284
25Illinois
Range: $76$553
$271
26Indiana
Range: $64$554
$269
27Vermont
Range: $63$583
$267
28Rhode Island
Range: $65$527
$261
29District of Columbia
Range: $59$527
$259
30Michigan
Range: $67$527
$258
31Tennessee
Range: $72$499
$253
32Virginia
Range: $49$553
$253
33Kentucky
Range: $64$516
$249
34Kansas
Range: $71$502
$244
35New York
Range: $53$529
$243
36Pennsylvania
Range: $55$527
$238
37South Carolina
Range: $63$465
$229
38Alabama
Range: $59$452
$223
39Oklahoma
Range: $61$473
$222
40Texas
Range: $65$447
$220
41New Jersey
Range: $52$459
$218
42Missouri
Range: $76$415
$218
43Maryland
Range: $29$447
$217
44Ohio
Range: $49$457
$214
45California
Range: $72$470
$213
46Mississippi
Range: $58$447
$213
47Delaware
Range: $66$363
$211
48Connecticut
Range: $55$456
$206
49Arkansas
Range: $72$380
$205
50Florida
Range: $35$473
$189
51Arizona
Range: $65$356
$181
MRI Lumbar Spine in Other States