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Cataract Surgery

Cost of a Cataract Surgery Visit:
$614-$1,181

How much does a cataract surgery visit cost? The national median negotiated rate for CPT 66984 is $806, with rates ranging from $614 to $1,181 across 117,481 providers.

National Median

$806

Low End (P5)

$614

High End (P95)

$1,181

Providers

117,481

Cataract Surgery Visit Costs by State

Click any state to see detailed cataract surgery visit pricing. Colors represent the median negotiated rate for CPT 66984.

Median Visit Cost

$614
$1,181

Cataract Surgery Visit Cost by State: All 50 States Ranked

States ranked from lowest to highest median cataract surgery visit rate for CPT 66984 (Extracapsular cataract removal with insertion of intraocular lens).

RankStateAverage
1Wisconsin
Range: $80$10,062
$95
2Wyoming
Range: $667$2,130
$924
3Rhode Island
Range: $448$2,135
$960
4Massachusetts
Range: $403$2,078
$935
5Montana
Range: $85$2,744
$554
6Delaware
Range: $343$2,135
$691
7Nebraska
Range: $641$1,313
$1,209
8Washington
Range: $616$1,521
$966
9New Hampshire
Range: $528$1,548
$993
10New York
Range: $364$2,135
$515
11Colorado
Range: $85$2,114
$808
12New Mexico
Range: $474$1,551
$921
13Alaska
Range: $85$2,135
$697
14Georgia
Range: $93$2,005
$811
15Connecticut
Range: $70$2,135
$679
16Pennsylvania
Range: $85$2,135
$618
17Maine
Range: $643$1,123
$1,069
18North Carolina
Range: $390$1,609
$821
19California
Range: $85$1,401
$1,210
20Nevada
Range: $415$1,453
$808
21District of Columbia
Range: $414$1,311
$887
22Vermont
Range: $403$1,548
$643
23Iowa
Range: $85$1,313
$1,186
24Oregon
Range: $85$1,687
$803
25North Dakota
Range: $80$1,609
$746
26Mississippi
Range: $430$1,451
$537
27Minnesota
Range: $90$1,548
$763
28Utah
Range: $85$1,209
$1,079
29New Jersey
Range: $364$1,380
$625
30South Carolina
Range: $327$1,383
$647
31Illinois
Range: $418$1,200
$694
32Alabama
Range: $418$1,195
$688
33Idaho
Range: $85$1,348
$797
34Tennessee
Range: $418$1,090
$715
35Hawaii
Range: $85$1,386
$746
36Louisiana
Range: $226$1,345
$617
37South Dakota
Range: $95$1,313
$778
38West Virginia
Range: $85$1,409
$669
39Maryland
Range: $477$1,083
$581
40Kansas
Range: $502$912
$718
41Virginia
Range: $360$1,157
$614
42Indiana
Range: $70$1,385
$669
43Kentucky
Range: $85$1,313
$676
44Missouri
Range: $502$811
$728
45Ohio
Range: $335$1,087
$613
46Texas
Range: $85$1,210
$691
47Michigan
Range: $85$1,073
$776
48Arkansas
Range: $85$1,042
$746
49Arizona
Range: $448$898
$496
50Oklahoma
Range: $85$960
$530
51Florida
Range: $35$964
$55

Frequently Asked Questions

How much does a cataract surgery cost without insurance?

The average negotiated rate for a cataract surgery (CPT 66984) is $888 nationally. Rates typically range from $614 to $1,181 depending on your state and provider. Without insurance, you may pay the provider's full charge rate, which can be 2-3x higher than negotiated rates.

How much does a cataract surgery cost with insurance?

With insurance, your out-of-pocket cost for a cataract surgery depends on your plan's copay, coinsurance, and whether you've met your deductible. The average insurer-negotiated rate is $888. Most plans charge a specialist copay of $30-$75, or you may owe a percentage (typically 20-30%) after your deductible is met.

Why do cataract surgery costs vary by state?

Healthcare costs vary significantly by state due to differences in cost of living, provider supply and demand, state regulations, and negotiated rates between insurers and providers. Urban areas and states with higher costs of living (like New York and California) tend to have higher rates.

What does CPT code 66984 cover?

CPT 66984 is the billing code for: Extracapsular cataract removal with insertion of intraocular lens. This is one of the standard codes used when billing for this procedure.

What factors affect the cost of a cataract surgery?

Several factors influence the cost: (1) Your geographic location — rates vary 2-3x between states, (2) Whether you have insurance and which plan, (3) Whether the provider is in-network, (4) The complexity of your case, (5) The facility where the procedure is performed.

Get Your Personalized Cost Estimate

These are the negotiated rates providers across the US are contracted to accept. Your personal share depends on your deductible and coinsurance. Call your insurer's member line with CPT code 66984 to get your exact estimate or talk to our AI to get your answers.

Written by Jayant Panwar | Last reviewed: Q1 2026

Rates sourced from Transparency in Coverage machine-readable files (Q1 2026). Negotiated rates are contracted prices between insurers and individual providers and do not represent guaranteed patient out-of-pocket costs. Actual costs depend on insurance plan terms, deductible status, coinsurance rate, and specific services received.