Cost of a Cataract Surgery Visit
in Arizona
Reviewed by Momentary Medical Group West PC
Arizona's competitive ambulatory surgery center market offers patients more options for Cataract Surgery than most states, with over 5,000 active providers participating in insurance networks. Patients typically pay between $448 and $898 for cataract surgery procedures, with a median out-of-pocket cost of $496 based on negotiated insurance rates. You can browse all Cataract Surgery providers across Arizona to find the most affordable option in your network.
Average
$614
Median
$496
Lowest
$448
Highest
$898
Providers
5,028
31% below national average
Compare Similar Procedures
How does cataract surgery compare to related procedures in Arizona?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Knee Replacement Total knee replacement (arthroplasty) | 27447 | $1,097 | $1,136 | $2,276 | 4,502 |
| Hip Replacement Total hip replacement (arthroplasty) | 27130 | $1,097 | $1,137 | $2,279 | 5,350 |
| Knee Arthroscopy Arthroscopy of the knee with meniscectomy | 29881 | $452 | $452 | $907 | 4,418 |
| Gallbladder Removal (Laparoscopic) Laparoscopic cholecystectomy | 47562 | $557 | $557 | $1,115 | 5,012 |
| Appendectomy (Laparoscopic) Laparoscopic appendectomy | 44970 | $90 | $507 | $1,016 | 6,248 |
| Hysterectomy (Laparoscopic) Laparoscopic total hysterectomy | 58571 | $749 | $752 | $1,507 | 4,305 |
| Septoplasty Nasal septum repair | 30520 | $498 | $535 | $1,072 | 4,221 |
| Tonsillectomy Tonsillectomy, primary or secondary | 42820 | $240 | $240 | $480 | 4,297 |
| Inguinal Hernia Repair Inguinal hernia repair | 49505 | $432 | $440 | $882 | 4,188 |
| Mastectomy Partial or simple mastectomy | 19301 | $525 | $553 | $1,108 | 4,299 |
| Carpal Tunnel Surgery Open carpal tunnel release | 64721 | $352 | $364 | $729 | 4,203 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 66984 — Extracapsular cataract removal with insertion of intraocular lens). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 66984 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 66984 (Extracapsular cataract removal with insertion of intraocular lens), as mandated by the CMS Price Transparency Rule.
What CPT 66984 covers: the provider's professional fee for cataract surgery. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top-Rated Hospitals in Arizona
These hospitals in Arizona are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.
PHOENIX, AZ
MESA, AZ
GOODYEAR, AZ
SCOTTSDALE, AZ
Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.
Why Cataract Surgery Visit Costs Vary Across Arizona
Arizona's Cataract Surgery costs run approximately 5% above the national average, reflecting the state's growing population and strong demand for eye care services among retirees. The concentration of specialists in Phoenix and Tucson creates competitive pricing in metro areas, while rural regions face higher costs due to limited provider availability and travel requirements.
Urban vs. Rural Provider Availability
Phoenix and Tucson metropolitan areas contain over 80% of Arizona's Cataract Surgery specialists, creating significant access challenges for residents in rural counties like Apache, Navajo, and Cochise. Rural patients often face 2-3 hour drives to reach specialists, leading some to seek care in Albuquerque or Las Vegas instead of Arizona providers. This geographic concentration allows urban practices to maintain competitive pricing while rural-serving providers can command premium rates due to limited competition.
Facility Type and Overhead Costs
Arizona's robust ambulatory surgery center market provides cost-effective alternatives to hospital-based procedures, with many independent ASCs offering cataract surgery at 20-30% below hospital outpatient rates. Major health systems like Banner Health and Dignity Health operate both hospital and ASC facilities, sometimes steering patients toward higher-cost hospital settings unless patients specifically request outpatient centers. The state's favorable ASC regulations have encouraged development of specialty eye surgery centers that focus exclusively on high-volume, efficient cataract procedures.
Insurance Market Competition in Arizona
Strong competition between UnitedHealthcare, Blue Cross Blue Shield of Arizona, and Aetna has prevented the market concentration seen in other states, leading to broader provider networks and more competitive negotiated rates. The state's individual marketplace offers multiple carrier options in most counties, giving consumers leverage to choose plans with better specialist access. This competitive environment has kept Arizona's commercial insurance reimbursement rates for Cataract Surgery relatively favorable compared to more consolidated markets.
Physician Supply and Demand in Arizona
With over 5,000 active Cataract Surgery providers, Arizona maintains adequate specialist supply in urban areas but faces shortages in rural regions where recruitment remains challenging. The state's rapidly aging population, particularly in retirement destinations like Sun City and Green Valley, creates strong demand that keeps wait times moderate and pricing stable. Phoenix's emergence as a medical destination has attracted subspecialty-trained surgeons who can command premium rates for complex cases while maintaining competitive pricing for routine procedures.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Cataract Surgery Costs in Arizona
What is the average cost of a Cataract Surgery visit in Arizona without insurance?
Does Arizona Medicaid cover Cataract Surgery visits?
How do I find an affordable Cataract Surgery near me in Arizona?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Cataract Surgery visit in Arizona?
How does telemedicine affect the cost of seeing a Cataract Surgery in Arizona?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 66984)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Wisconsin Range: $80 – $10,062 | $3,412 |
| 2 | Wyoming Range: $667 – $2,130 | $1,240 |
| 3 | Rhode Island Range: $448 – $2,135 | $1,181 |
| 4 | Massachusetts Range: $403 – $2,078 | $1,139 |
| 5 | Montana Range: $85 – $2,744 | $1,127 |
| 6 | Delaware Range: $343 – $2,135 | $1,056 |
| 7 | Nebraska Range: $641 – $1,313 | $1,055 |
| 8 | Washington Range: $616 – $1,521 | $1,034 |
| 9 | New Hampshire Range: $528 – $1,548 | $1,023 |
| 10 | New York Range: $364 – $2,135 | $1,005 |
| 11 | Colorado Range: $85 – $2,114 | $1,003 |
| 12 | New Mexico Range: $474 – $1,551 | $982 |
| 13 | Alaska Range: $85 – $2,135 | $972 |
| 14 | Georgia Range: $93 – $2,005 | $970 |
| 15 | Connecticut Range: $70 – $2,135 | $961 |
| 16 | Pennsylvania Range: $85 – $2,135 | $946 |
| 17 | Maine Range: $643 – $1,123 | $945 |
| 18 | North Carolina Range: $390 – $1,609 | $940 |
| 19 | California Range: $85 – $1,401 | $899 |
| 20 | Nevada Range: $415 – $1,453 | $892 |
| 21 | District of Columbia Range: $414 – $1,311 | $871 |
| 22 | Vermont Range: $403 – $1,548 | $865 |
| 23 | Iowa Range: $85 – $1,313 | $861 |
| 24 | Oregon Range: $85 – $1,687 | $858 |
| 25 | North Dakota Range: $80 – $1,609 | $812 |
| 26 | Mississippi Range: $430 – $1,451 | $806 |
| 27 | Minnesota Range: $90 – $1,548 | $800 |
| 28 | Utah Range: $85 – $1,209 | $791 |
| 29 | New Jersey Range: $364 – $1,380 | $790 |
| 30 | South Carolina Range: $327 – $1,383 | $785 |
| 31 | Illinois Range: $418 – $1,200 | $771 |
| 32 | Alabama Range: $418 – $1,195 | $767 |
| 33 | Idaho Range: $85 – $1,348 | $743 |
| 34 | Tennessee Range: $418 – $1,090 | $741 |
| 35 | Hawaii Range: $85 – $1,386 | $739 |
| 36 | Louisiana Range: $226 – $1,345 | $730 |
| 37 | South Dakota Range: $95 – $1,313 | $729 |
| 38 | West Virginia Range: $85 – $1,409 | $721 |
| 39 | Maryland Range: $477 – $1,083 | $714 |
| 40 | Kansas Range: $502 – $912 | $711 |
| 41 | Virginia Range: $360 – $1,157 | $710 |
| 42 | Indiana Range: $70 – $1,385 | $708 |
| 43 | Kentucky Range: $85 – $1,313 | $691 |
| 44 | Missouri Range: $502 – $811 | $680 |
| 45 | Ohio Range: $335 – $1,087 | $678 |
| 46 | Texas Range: $85 – $1,210 | $662 |
| 47 | Michigan Range: $85 – $1,073 | $645 |
| 48 | Arkansas Range: $85 – $1,042 | $624 |
| 49 | Arizona Range: $448 – $898 | $614 |
| 50 | Oklahoma Range: $85 – $960 | $525 |
| 51 | Florida Range: $35 – $964 | $351 |