Cost of a Cataract Surgery Visit
in Florida
Reviewed by Momentary Medical Group West PC
Florida operates the largest ambulatory surgery center market in the United States, creating a competitive landscape for Cataract Surgery procedures across the state's diverse metropolitan and rural regions. With negotiated insurance rates ranging from $35 to $964 and a median cost of $55, patients have access to 4,841 active Cataract Surgery providers throughout Florida's counties. You can browse all available providers in Florida to compare costs and find in-network options that fit your budget and location preferences.
Average
$351
Median
$55
Lowest
$35
Highest
$964
Providers
4,841
60% below national average
Compare Similar Procedures
How does cataract surgery compare to related procedures in Florida?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Knee Replacement Total knee replacement (arthroplasty) | 27447 | $35 | $55 | $2,438 | 4,375 |
| Hip Replacement Total hip replacement (arthroplasty) | 27130 | $35 | $55 | $2,391 | 4,789 |
| Knee Arthroscopy Arthroscopy of the knee with meniscectomy | 29881 | $35 | $55 | $980 | 4,406 |
| Gallbladder Removal (Laparoscopic) Laparoscopic cholecystectomy | 47562 | $35 | $55 | $1,191 | 4,594 |
| Appendectomy (Laparoscopic) Laparoscopic appendectomy | 44970 | $35 | $55 | $1,064 | 5,363 |
| Hysterectomy (Laparoscopic) Laparoscopic total hysterectomy | 58571 | $85 | $976 | $2,265 | 3,427 |
| Septoplasty Nasal septum repair | 30520 | $35 | $55 | $938 | 4,395 |
| Tonsillectomy Tonsillectomy, primary or secondary | 42820 | $35 | $55 | $505 | 4,801 |
| Inguinal Hernia Repair Inguinal hernia repair | 49505 | $35 | $55 | $920 | 4,365 |
| Mastectomy Partial or simple mastectomy | 19301 | $85 | $688 | $1,536 | 3,378 |
| Carpal Tunnel Surgery Open carpal tunnel release | 64721 | $35 | $55 | $733 | 4,392 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 66984 — Extracapsular cataract removal with insertion of intraocular lens). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 66984 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 66984 (Extracapsular cataract removal with insertion of intraocular lens), as mandated by the CMS Price Transparency Rule.
What CPT 66984 covers: the provider's professional fee for cataract surgery. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top-Rated Hospitals in Florida
These hospitals in Florida are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.
JACKSONVILLE, FL
NORTH VENICE, FL
NICEVILLE, FL
WESLEY CHAPEL, FL
GULF BREEZE, FL
Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.
Why Cataract Surgery Visit Costs Vary Across Florida
Florida's healthcare costs run approximately 2% above the national average, driven by the state's position as the largest ambulatory surgery center market in the US and its rapidly aging population concentrated in metropolitan areas along the coasts. The state's unique geography, spanning from dense urban corridors in South Florida to rural counties in the Panhandle, creates significant cost variations for Cataract Surgery procedures.
Urban vs. Rural Provider Availability
Florida's I-4 corridor from Tampa to Orlando and the Southeast coast from Miami to Palm Beach contain the highest concentration of Cataract Surgery providers, while rural counties in North Central Florida and the Panhandle have fewer options. Urban areas benefit from competition between major health systems like AdventHealth, HCA Florida, and Baptist Health, often resulting in more competitive pricing. Rural patients may face longer travel distances but sometimes find lower facility fees at smaller regional surgery centers.
Facility Type and Overhead Costs
Florida's dominance in ambulatory surgery centers creates a competitive advantage, with many independent ASCs offering lower facility fees than hospital-based outpatient departments. Major health systems like Miami's Jackson Health System and Tampa General Hospital typically charge higher facility fees due to overhead costs, while standalone surgery centers throughout the state often provide more transparent, bundled pricing. The state's favorable ASC regulations have encouraged this competitive market structure.
Insurance Market Competition in Florida
The presence of major national insurers UHC, BCBS FL, and Aetna creates moderate competition in Florida's insurance market, though regional variations exist in plan availability and provider networks. South Florida tends to have more insurer options and competitive rates due to population density, while rural areas may have more limited choices. This competition has helped keep negotiated rates relatively stable despite Florida's high demand for cataract services.
Physician Supply and Demand in Florida
With 4,841 active Cataract Surgery providers, Florida has a robust supply of ophthalmologists relative to most states, though distribution favors urban areas where retirees concentrate. This healthy supply helps moderate pricing pressure and reduces wait times in metropolitan areas, while rural regions may still experience some access challenges. The state's appeal to retiring physicians also means continued strong provider availability as demand from the aging population grows.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Cataract Surgery Costs in Florida
What is the average cost of a Cataract Surgery visit in Florida without insurance?
Does Florida Medicaid cover Cataract Surgery visits?
How do I find an affordable Cataract Surgery near me in Florida?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Cataract Surgery visit in Florida?
How does telemedicine affect the cost of seeing a Cataract Surgery in Florida?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 66984)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Wisconsin Range: $80 – $10,062 | $3,412 |
| 2 | Wyoming Range: $667 – $2,130 | $1,240 |
| 3 | Rhode Island Range: $448 – $2,135 | $1,181 |
| 4 | Massachusetts Range: $403 – $2,078 | $1,139 |
| 5 | Montana Range: $85 – $2,744 | $1,127 |
| 6 | Delaware Range: $343 – $2,135 | $1,056 |
| 7 | Nebraska Range: $641 – $1,313 | $1,055 |
| 8 | Washington Range: $616 – $1,521 | $1,034 |
| 9 | New Hampshire Range: $528 – $1,548 | $1,023 |
| 10 | New York Range: $364 – $2,135 | $1,005 |
| 11 | Colorado Range: $85 – $2,114 | $1,003 |
| 12 | New Mexico Range: $474 – $1,551 | $982 |
| 13 | Alaska Range: $85 – $2,135 | $972 |
| 14 | Georgia Range: $93 – $2,005 | $970 |
| 15 | Connecticut Range: $70 – $2,135 | $961 |
| 16 | Pennsylvania Range: $85 – $2,135 | $946 |
| 17 | Maine Range: $643 – $1,123 | $945 |
| 18 | North Carolina Range: $390 – $1,609 | $940 |
| 19 | California Range: $85 – $1,401 | $899 |
| 20 | Nevada Range: $415 – $1,453 | $892 |
| 21 | District of Columbia Range: $414 – $1,311 | $871 |
| 22 | Vermont Range: $403 – $1,548 | $865 |
| 23 | Iowa Range: $85 – $1,313 | $861 |
| 24 | Oregon Range: $85 – $1,687 | $858 |
| 25 | North Dakota Range: $80 – $1,609 | $812 |
| 26 | Mississippi Range: $430 – $1,451 | $806 |
| 27 | Minnesota Range: $90 – $1,548 | $800 |
| 28 | Utah Range: $85 – $1,209 | $791 |
| 29 | New Jersey Range: $364 – $1,380 | $790 |
| 30 | South Carolina Range: $327 – $1,383 | $785 |
| 31 | Illinois Range: $418 – $1,200 | $771 |
| 32 | Alabama Range: $418 – $1,195 | $767 |
| 33 | Idaho Range: $85 – $1,348 | $743 |
| 34 | Tennessee Range: $418 – $1,090 | $741 |
| 35 | Hawaii Range: $85 – $1,386 | $739 |
| 36 | Louisiana Range: $226 – $1,345 | $730 |
| 37 | South Dakota Range: $95 – $1,313 | $729 |
| 38 | West Virginia Range: $85 – $1,409 | $721 |
| 39 | Maryland Range: $477 – $1,083 | $714 |
| 40 | Kansas Range: $502 – $912 | $711 |
| 41 | Virginia Range: $360 – $1,157 | $710 |
| 42 | Indiana Range: $70 – $1,385 | $708 |
| 43 | Kentucky Range: $85 – $1,313 | $691 |
| 44 | Missouri Range: $502 – $811 | $680 |
| 45 | Ohio Range: $335 – $1,087 | $678 |
| 46 | Texas Range: $85 – $1,210 | $662 |
| 47 | Michigan Range: $85 – $1,073 | $645 |
| 48 | Arkansas Range: $85 – $1,042 | $624 |
| 49 | Arizona Range: $448 – $898 | $614 |
| 50 | Oklahoma Range: $85 – $960 | $525 |
| 51 | Florida Range: $35 – $964 | $351 |