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New Mexico

Cost of a Cataract Surgery Visit
in New Mexico

Reviewed by Momentary Medical Group West PC

New Mexico's healthcare system serves one of the nation's most geographically dispersed populations, with cataract surgery costs reflecting both rural access challenges and urban competition. Patients typically pay between $474 and $1,551 for cataract surgery, with a median out-of-pocket cost of $921 across the state's active provider network. With over 1,200 cataract surgery providers throughout New Mexico, patients can browse qualified specialists from Albuquerque's major medical centers to smaller community practices serving rural areas.

Average

$982

Median

$921

Lowest

$474

Highest

$1,551

Providers

1,206

National avg: $888New Mexico: $982

11% above national average

Compare Similar Procedures

How does cataract surgery compare to related procedures in New Mexico?

ProcedureCPTLowMedianHighProviders
Knee Replacement

Total knee replacement (arthroplasty)

27447$1,216$2,132$3,6061,195
Hip Replacement

Total hip replacement (arthroplasty)

27130$1,203$2,095$3,3771,197
Knee Arthroscopy

Arthroscopy of the knee with meniscectomy

29881$487$840$1,2811,185
Gallbladder Removal (Laparoscopic)

Laparoscopic cholecystectomy

47562$589$1,036$1,6281,248
Appendectomy (Laparoscopic)

Laparoscopic appendectomy

44970$507$884$1,4081,265
Hysterectomy (Laparoscopic)

Laparoscopic total hysterectomy

58571$752$1,446$2,4531,205
Septoplasty

Nasal septum repair

30520$566$927$1,4941,188
Tonsillectomy

Tonsillectomy, primary or secondary

42820$253$430$6941,200
Inguinal Hernia Repair

Inguinal hernia repair

49505$465$770$1,2261,171
Mastectomy

Partial or simple mastectomy

19301$560$940$1,5251,198
Carpal Tunnel Surgery

Open carpal tunnel release

64721$385$634$1,0311,183

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 66984Extracapsular cataract removal with insertion of intraocular lens). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 66984 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 66984 (Extracapsular cataract removal with insertion of intraocular lens), as mandated by the CMS Price Transparency Rule.

What CPT 66984 covers: the provider's professional fee for cataract surgery. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in New Mexico

These hospitals in New Mexico are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

4/5
86% would recommend414 patient surveys
4/5
75% would recommend388 patient surveys
4/5
72% would recommend203 patient surveys
4/5
62% would recommend135 patient surveys
3/5
76% would recommend296 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why Cataract Surgery Visit Costs Vary Across New Mexico

Cataract surgery costs in New Mexico run approximately 3% below national averages, reflecting the state's lower cost of living and rural healthcare economics. The Land of Enchantment's vast distances between population centers create unique cost pressures, with some patients traveling hundreds of miles for specialized surgical care.

Urban vs. Rural Provider Availability

Albuquerque and Santa Fe concentrate most of New Mexico's cataract surgeons, creating cost advantages through competition but forcing rural residents to travel significant distances for care. Remote areas like northeastern New Mexico and the boot heel region have extremely limited local options, often requiring patients to seek care in neighboring states.

Facility Type and Overhead Costs

University of New Mexico Hospital and Presbyterian Healthcare Services dominate the state's hospital-based surgical market, while independent surgery centers in Albuquerque offer competitive alternatives. Rural hospitals often lack dedicated ophthalmic surgery suites, referring complex cases to urban centers and driving up total patient costs.

Insurance Market Competition in New Mexico

BCBS NM maintains the largest market share statewide, followed by UnitedHealthcare and Molina, with limited competition in rural counties creating less favorable negotiated rates. The state's small population and geographic challenges make it difficult for new insurers to enter the market, reducing price pressure on existing plans.

Physician Supply and Demand in New Mexico

With over 1,200 active cataract surgery providers, New Mexico has reasonable specialist availability relative to its population, though geographic distribution heavily favors urban areas. This urban concentration allows for competitive pricing in Albuquerque and Santa Fe while creating access challenges and potentially higher costs in frontier communities.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Cataract Surgery Costs in New Mexico

What is the average cost of a Cataract Surgery visit in New Mexico without insurance?

Self-pay patients in New Mexico typically pay between $474 and $1,551 for cataract surgery, with a median cost of $921. Many providers offer cash-pay discounts of 20-40% off standard rates, and most practices provide payment plans to help manage these costs. Rural areas may have higher prices due to limited competition, while urban centers like Albuquerque often offer more competitive rates.

Does New Mexico Medicaid cover Cataract Surgery visits?

Yes, New Mexico expanded Medicaid provides comprehensive coverage for medically necessary cataract surgery, including pre-operative evaluations and standard lens implants. Patients may need prior authorization for the procedure, and coverage for premium lens upgrades varies. The expansion has significantly improved access to cataract care for low-income adults who previously had limited options.

How do I find an affordable Cataract Surgery near me in New Mexico?

Compare prices across different surgical facilities, as ambulatory surgery centers often cost less than hospital-based facilities. Ask about self-pay discounts if you're uninsured or have a high-deductible plan, and consider community health centers for initial evaluations. Many practices offer financing options, and some rural health clinics provide referral services to help connect you with affordable specialists.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial cataract consultations involve comprehensive eye exams and surgical planning, typically costing more than follow-up visits for post-operative care. New patient visits include detailed medical history, multiple diagnostic tests, and surgical counseling, while established patient visits focus on healing progress and vision outcomes. Most surgeons include several follow-up visits in their surgical package pricing.

Can I use an HSA or FSA to pay for a Cataract Surgery visit in New Mexico?

Yes, cataract surgery and related consultations qualify as eligible medical expenses for both Health Savings Accounts and Flexible Spending Accounts. This includes pre-operative evaluations, the surgery itself, and post-operative care visits. You can also use these accounts for transportation costs if you need to travel significant distances for care, which is common in rural New Mexico.

How does telemedicine affect the cost of seeing a Cataract Surgery in New Mexico?

While telemedicine cannot replace hands-on eye examinations required for cataract diagnosis, some New Mexico providers use telehealth for initial consultations and post-operative follow-ups to reduce travel burdens. These virtual visits typically cost less than in-person appointments and can be particularly valuable for rural patients. However, surgical evaluation and the procedure itself must be performed in person.

Click a state to compare costs

Average Visit Cost

$351
$3,412

Office visit (CPT 66984)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $80$10,062
$3,412
2Wyoming
Range: $667$2,130
$1,240
3Rhode Island
Range: $448$2,135
$1,181
4Massachusetts
Range: $403$2,078
$1,139
5Montana
Range: $85$2,744
$1,127
6Delaware
Range: $343$2,135
$1,056
7Nebraska
Range: $641$1,313
$1,055
8Washington
Range: $616$1,521
$1,034
9New Hampshire
Range: $528$1,548
$1,023
10New York
Range: $364$2,135
$1,005
11Colorado
Range: $85$2,114
$1,003
12New Mexico
Range: $474$1,551
$982
13Alaska
Range: $85$2,135
$972
14Georgia
Range: $93$2,005
$970
15Connecticut
Range: $70$2,135
$961
16Pennsylvania
Range: $85$2,135
$946
17Maine
Range: $643$1,123
$945
18North Carolina
Range: $390$1,609
$940
19California
Range: $85$1,401
$899
20Nevada
Range: $415$1,453
$892
21District of Columbia
Range: $414$1,311
$871
22Vermont
Range: $403$1,548
$865
23Iowa
Range: $85$1,313
$861
24Oregon
Range: $85$1,687
$858
25North Dakota
Range: $80$1,609
$812
26Mississippi
Range: $430$1,451
$806
27Minnesota
Range: $90$1,548
$800
28Utah
Range: $85$1,209
$791
29New Jersey
Range: $364$1,380
$790
30South Carolina
Range: $327$1,383
$785
31Illinois
Range: $418$1,200
$771
32Alabama
Range: $418$1,195
$767
33Idaho
Range: $85$1,348
$743
34Tennessee
Range: $418$1,090
$741
35Hawaii
Range: $85$1,386
$739
36Louisiana
Range: $226$1,345
$730
37South Dakota
Range: $95$1,313
$729
38West Virginia
Range: $85$1,409
$721
39Maryland
Range: $477$1,083
$714
40Kansas
Range: $502$912
$711
41Virginia
Range: $360$1,157
$710
42Indiana
Range: $70$1,385
$708
43Kentucky
Range: $85$1,313
$691
44Missouri
Range: $502$811
$680
45Ohio
Range: $335$1,087
$678
46Texas
Range: $85$1,210
$662
47Michigan
Range: $85$1,073
$645
48Arkansas
Range: $85$1,042
$624
49Arizona
Range: $448$898
$614
50Oklahoma
Range: $85$960
$525
51Florida
Range: $35$964
$351
Cataract Surgery in Other States