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Missouri

Cost of a Cataract Surgery Visit
in Missouri

Reviewed by Momentary Medical Group West PC

Missouri's healthcare market operates with costs approximately 5% below national averages, benefiting from moderate insurer competition and a solid network of eye care specialists across the state. Cataract Surgery patients typically pay between $501 and $810, with a median out-of-pocket cost of $727. With over 5,200 active Cataract Surgery providers throughout Missouri, patients can browse specialists from Kansas City's major medical centers to rural clinics serving smaller communities.

Average

$680

Median

$728

Lowest

$502

Highest

$811

Providers

5,258

National avg: $888Missouri: $680

23% below national average

Compare Similar Procedures

How does cataract surgery compare to related procedures in Missouri?

ProcedureCPTLowMedianHighProviders
Knee Replacement

Total knee replacement (arthroplasty)

27447$1,272$1,915$2,2465,186
Hip Replacement

Total hip replacement (arthroplasty)

27130$1,274$1,917$2,2495,286
Knee Arthroscopy

Arthroscopy of the knee with meniscectomy

29881$507$761$8925,187
Gallbladder Removal (Laparoscopic)

Laparoscopic cholecystectomy

47562$623$1,127$1,3005,243
Appendectomy (Laparoscopic)

Laparoscopic appendectomy

44970$551$966$1,1855,445
Hysterectomy (Laparoscopic)

Laparoscopic total hysterectomy

58571$822$1,163$1,3755,264
Septoplasty

Nasal septum repair

30520$573$821$9545,176
Tonsillectomy

Tonsillectomy, primary or secondary

42820$268$480$5595,242
Inguinal Hernia Repair

Inguinal hernia repair

49505$493$892$1,0275,182
Mastectomy

Partial or simple mastectomy

19301$516$824$9465,250
Carpal Tunnel Surgery

Open carpal tunnel release

64721$402$614$7265,183

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 66984Extracapsular cataract removal with insertion of intraocular lens). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 66984 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 66984 (Extracapsular cataract removal with insertion of intraocular lens), as mandated by the CMS Price Transparency Rule.

What CPT 66984 covers: the provider's professional fee for cataract surgery. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in Missouri

These hospitals in Missouri are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

5/5
83% would recommend101 patient surveys
5/5
82% would recommend145 patient surveys
5/5
81% would recommend153 patient surveys
5/5
74% would recommend127 patient surveys
HEDRICK MEDICAL CENTER

CHILLICOTHE, MO

5/5
70% would recommend106 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why Cataract Surgery Visit Costs Vary Across Missouri

Missouri's healthcare costs run approximately 5% below national averages, reflecting the state's lower cost of living and competitive insurance market dynamics. The Show-Me State's mix of urban medical centers and rural communities creates distinct pricing patterns across different regions.

Urban vs. Rural Provider Availability

Missouri's two major metropolitan areas, St. Louis and Kansas City, concentrate most specialist ophthalmologists, creating competitive pricing in these markets while rural counties often face provider shortages. Patients in southeast Missouri or the Ozarks may need to travel significant distances for specialized cataract care, potentially adding travel costs but sometimes finding lower procedure fees. The state's geographic spread means some residents face 2-3 hour drives to reach subspecialty eye care centers.

Facility Type and Overhead Costs

Missouri's dominant health systems like BJC HealthCare in St. Louis and Saint Luke's in Kansas City operate hospital-based ophthalmology clinics with higher overhead costs reflected in their pricing. Independent practice groups throughout the state often offer more competitive rates due to lower administrative overhead and facility costs. Ambulatory surgery centers, which handle most cataract procedures in Missouri, typically charge less than hospital outpatient departments for the same services.

Insurance Market Competition in Missouri

The presence of major insurers including Anthem, UHC, and Cigna creates meaningful competition in Missouri's insurance marketplace, helping to moderate negotiated rates with providers. Regional insurers and provider-sponsored health plans add additional competitive pressure, particularly in the St. Louis and Kansas City markets. This competitive environment generally benefits patients through more reasonable out-of-pocket costs compared to states with limited insurer options.

Physician Supply and Demand in Missouri

With over 5,200 active Cataract Surgery providers serving Missouri's 6.2 million residents, the state maintains adequate specialist availability in urban areas while facing shortages in rural regions. This supply-demand dynamic creates pricing variations, with metropolitan areas offering competitive rates due to provider density and rural areas sometimes commanding premium pricing due to limited options. Wait times for routine cataract consultations typically remain reasonable in major cities but may extend several weeks in underserved rural counties.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Cataract Surgery Costs in Missouri

What is the average cost of a Cataract Surgery visit in Missouri without insurance?

Without insurance, Cataract Surgery visits in Missouri typically range from $501 to $810, with a median cost of $727 based on negotiated rates between providers and insurers. Self-pay patients may receive discounts of 10-30% from many practices, potentially reducing these costs. The final amount varies based on the complexity of your consultation, diagnostic testing required, and whether you visit an independent practice versus a hospital-based clinic.

Does Missouri Medicaid cover Cataract Surgery visits?

Missouri Medicaid covers medically necessary ophthalmology visits and cataract surgery, though the state chose not to expand Medicaid, limiting eligibility to very low-income individuals and families meeting strict requirements. Covered services include consultations, diagnostic testing, and surgical procedures when cataracts significantly impair vision and daily functioning. Prior authorization may be required for certain procedures, and patients should verify their provider accepts Missouri Medicaid before scheduling appointments.

How do I find an affordable Cataract Surgery near me in Missouri?

Compare costs across different practice types, as independent ophthalmology groups often charge less than hospital-based clinics for the same services in Missouri. Ask about self-pay discounts if you're uninsured, as many practices offer 10-30% reductions for cash payments. Community health centers in larger Missouri cities may provide sliding-scale fee ophthalmology services, and some academic medical centers offer reduced-cost care through resident training programs.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial cataract consultations typically cost more than follow-up visits due to comprehensive eye examinations and diagnostic testing required for proper evaluation. Based on Missouri pricing data, new patient visits with extensive evaluation average $727, while established patient follow-up visits generally cost significantly less. The complexity of your condition and any additional testing needed during follow-up appointments can affect the final cost.

Can I use an HSA or FSA to pay for a Cataract Surgery visit in Missouri?

Yes, both HSA and FSA funds can be used for cataract consultations, diagnostic testing, and surgical procedures as they qualify as medical expenses under IRS guidelines. This includes pre-operative evaluations, the surgery itself, and post-operative care visits in Missouri. Keep all receipts and documentation for tax purposes, and remember that HSA funds roll over year to year while FSA funds typically must be used within the plan year.

How does telemedicine affect the cost of seeing a Cataract Surgery in Missouri?

Telemedicine consultations for initial evaluations or follow-up care typically cost 20-40% less than in-person visits in Missouri, though physical examination is usually required for cataract assessment. Some practices offer virtual pre-operative consultations or post-surgical check-ins at reduced rates, helping to minimize overall treatment costs. Missouri's telemedicine regulations allow for remote consultations when clinically appropriate, though Medicare and private insurers have varying coverage policies for virtual ophthalmology visits.

Click a state to compare costs

Average Visit Cost

$351
$3,412

Office visit (CPT 66984)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $80$10,062
$3,412
2Wyoming
Range: $667$2,130
$1,240
3Rhode Island
Range: $448$2,135
$1,181
4Massachusetts
Range: $403$2,078
$1,139
5Montana
Range: $85$2,744
$1,127
6Delaware
Range: $343$2,135
$1,056
7Nebraska
Range: $641$1,313
$1,055
8Washington
Range: $616$1,521
$1,034
9New Hampshire
Range: $528$1,548
$1,023
10New York
Range: $364$2,135
$1,005
11Colorado
Range: $85$2,114
$1,003
12New Mexico
Range: $474$1,551
$982
13Alaska
Range: $85$2,135
$972
14Georgia
Range: $93$2,005
$970
15Connecticut
Range: $70$2,135
$961
16Pennsylvania
Range: $85$2,135
$946
17Maine
Range: $643$1,123
$945
18North Carolina
Range: $390$1,609
$940
19California
Range: $85$1,401
$899
20Nevada
Range: $415$1,453
$892
21District of Columbia
Range: $414$1,311
$871
22Vermont
Range: $403$1,548
$865
23Iowa
Range: $85$1,313
$861
24Oregon
Range: $85$1,687
$858
25North Dakota
Range: $80$1,609
$812
26Mississippi
Range: $430$1,451
$806
27Minnesota
Range: $90$1,548
$800
28Utah
Range: $85$1,209
$791
29New Jersey
Range: $364$1,380
$790
30South Carolina
Range: $327$1,383
$785
31Illinois
Range: $418$1,200
$771
32Alabama
Range: $418$1,195
$767
33Idaho
Range: $85$1,348
$743
34Tennessee
Range: $418$1,090
$741
35Hawaii
Range: $85$1,386
$739
36Louisiana
Range: $226$1,345
$730
37South Dakota
Range: $95$1,313
$729
38West Virginia
Range: $85$1,409
$721
39Maryland
Range: $477$1,083
$714
40Kansas
Range: $502$912
$711
41Virginia
Range: $360$1,157
$710
42Indiana
Range: $70$1,385
$708
43Kentucky
Range: $85$1,313
$691
44Missouri
Range: $502$811
$680
45Ohio
Range: $335$1,087
$678
46Texas
Range: $85$1,210
$662
47Michigan
Range: $85$1,073
$645
48Arkansas
Range: $85$1,042
$624
49Arizona
Range: $448$898
$614
50Oklahoma
Range: $85$960
$525
51Florida
Range: $35$964
$351
Cataract Surgery in Other States