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Rhode Island

Cost of a Cataract Surgery Visit
in Rhode Island

Reviewed by Momentary Medical Group West PC

Rhode Island's compact healthcare market features concentrated provider networks primarily serving the Providence metropolitan area, with 58 active Cataract Surgery specialists across the state. Patients typically pay between $448 and $2,135 for Cataract Surgery procedures, with a median cost of $960 based on negotiated insurance rates. The Ocean State's small geographic footprint means residents can access specialists throughout the state, allowing patients to browse all Cataract Surgery providers in Rhode Island for the best combination of cost and convenience.

Average

$1,181

Median

$960

Lowest

$448

Highest

$2,135

Providers

58

National avg: $888Rhode Island: $1,181

33% above national average

Compare Similar Procedures

How does cataract surgery compare to related procedures in Rhode Island?

ProcedureCPTLowMedianHighProviders
Knee Replacement

Total knee replacement (arthroplasty)

27447$1,136$2,323$6,05157
Hip Replacement

Total hip replacement (arthroplasty)

27130$80$1,978$6,06074
Knee Arthroscopy

Arthroscopy of the knee with meniscectomy

29881$452$895$2,41058
Gallbladder Removal (Laparoscopic)

Laparoscopic cholecystectomy

47562$91$1,006$1,92166
Appendectomy (Laparoscopic)

Laparoscopic appendectomy

44970$80$884$1,75279
Hysterectomy (Laparoscopic)

Laparoscopic total hysterectomy

58571$85$1,277$3,20160
Septoplasty

Nasal septum repair

30520$555$1,052$2,16056
Tonsillectomy

Tonsillectomy, primary or secondary

42820$239$441$74258
Inguinal Hernia Repair

Inguinal hernia repair

49505$440$858$1,52157
Mastectomy

Partial or simple mastectomy

19301$509$1,087$2,64261
Carpal Tunnel Surgery

Open carpal tunnel release

64721$364$877$1,95758

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 66984Extracapsular cataract removal with insertion of intraocular lens). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 66984 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 66984 (Extracapsular cataract removal with insertion of intraocular lens), as mandated by the CMS Price Transparency Rule.

What CPT 66984 covers: the provider's professional fee for cataract surgery. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Cataract Surgery Visit Costs Vary Across Rhode Island

Rhode Island's healthcare costs run approximately 13% above the national average, reflecting the state's higher cost of living and concentrated provider market. The Ocean State's small size creates unique dynamics where most specialists are clustered in the Providence metropolitan area, limiting competition but ensuring access for the majority of residents.

Urban vs. Rural Provider Availability

Nearly 80% of Rhode Island's Cataract Surgery specialists practice in the Providence-Warwick metropolitan area, with limited options in rural areas like Washington County. This concentration means rural residents often travel to urban centers for specialized care, though the state's small size keeps travel distances manageable. The provider density in urban areas creates more pricing competition, while rural areas may have higher costs due to limited options.

Facility Type and Overhead Costs

Hospital-based outpatient surgery centers affiliated with major health systems like Lifespan and Care New England typically have higher facility fees than independent ambulatory surgery centers. Rhode Island's Certificate of Need regulations historically limited the development of competing facilities, contributing to higher facility costs in some markets. Many patients find significant savings by choosing independent surgery centers for their cataract procedures when clinically appropriate.

Insurance Market Competition in Rhode Island

The Rhode Island insurance market features moderate competition between Blue Cross Blue Shield of Rhode Island, UnitedHealthcare, and Tufts Health Plan, with BCBS maintaining the largest market share. This concentration gives major insurers significant negotiating power with providers, resulting in fairly standardized reimbursement rates across the state. The limited number of major insurers can sometimes result in narrow networks that restrict patient choice of specialists.

Physician Supply and Demand in Rhode Island

With 58 active Cataract Surgery providers serving approximately 1.1 million residents, Rhode Island has adequate specialist coverage concentrated in urban areas. This supply-to-population ratio is slightly above the national average, which helps moderate pricing pressure compared to specialist-shortage markets. Wait times for routine cataract surgery are generally reasonable, though urgent cases may require scheduling flexibility to find the earliest available appointment.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Cataract Surgery Costs in Rhode Island

What is the average cost of a Cataract Surgery visit in Rhode Island without insurance?

Uninsured patients in Rhode Island can expect to pay between $448 and $2,135 for cataract surgery, with a median cost of $960 based on negotiated insurance rates. Many providers offer cash-pay discounts of 20-40% for patients paying at the time of service. Self-pay patients should shop around and ask about payment plans, as costs can vary significantly between different facilities and surgical centers across the state.

Does Rhode Island Medicaid cover Cataract Surgery visits?

Yes, Rhode Island Medicaid covers medically necessary cataract surgery through the state's managed care organizations. Since Rhode Island expanded Medicaid under the Affordable Care Act, coverage includes both the surgical procedure and standard intraocular lens implants. Patients may need referrals from their primary care providers and should verify that their chosen surgeon accepts Medicaid assignment to avoid unexpected bills.

How do I find an affordable Cataract Surgery near me in Rhode Island?

Compare costs between hospital-based outpatient centers and independent ambulatory surgery centers, as the latter often offer lower facility fees. Ask about cash-pay discounts if you're uninsured or have a high-deductible plan, and consider community health centers for initial consultations. Use cost comparison tools to evaluate different providers' negotiated rates with your specific insurance plan before making a decision.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial cataract surgery consultations typically cost between $448 and $2,135 depending on complexity and facility type, while follow-up visits are generally less expensive. Pre-operative and post-operative visits are often bundled into the surgical fee, reducing separate charges for routine follow-up care. Patients should clarify what's included in their surgical package versus what will be billed separately to avoid surprise costs.

Can I use an HSA or FSA to pay for a Cataract Surgery visit in Rhode Island?

Yes, cataract surgery consultations and procedures qualify as eligible medical expenses for both Health Savings Accounts and Flexible Spending Accounts. You can use these tax-advantaged funds to pay for deductibles, copays, and any out-of-pocket costs related to your cataract treatment. Keep all receipts and documentation for tax purposes, and note that premium intraocular lens upgrades may also be HSA/FSA eligible if deemed medically necessary.

How does telemedicine affect the cost of seeing a Cataract Surgery in Rhode Island?

While telemedicine consultations for initial evaluations may cost less than in-person visits, most cataract assessments require hands-on examination and specialized equipment not available through virtual visits. Rhode Island providers may offer telehealth follow-up appointments after surgery, which can reduce travel costs and time off work. Insurance coverage for telemedicine ophthalmology visits varies, so check with your provider about copay differences between virtual and in-person consultations.

Click a state to compare costs

Average Visit Cost

$351
$3,412

Office visit (CPT 66984)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $80$10,062
$3,412
2Wyoming
Range: $667$2,130
$1,240
3Rhode Island
Range: $448$2,135
$1,181
4Massachusetts
Range: $403$2,078
$1,139
5Montana
Range: $85$2,744
$1,127
6Delaware
Range: $343$2,135
$1,056
7Nebraska
Range: $641$1,313
$1,055
8Washington
Range: $616$1,521
$1,034
9New Hampshire
Range: $528$1,548
$1,023
10New York
Range: $364$2,135
$1,005
11Colorado
Range: $85$2,114
$1,003
12New Mexico
Range: $474$1,551
$982
13Alaska
Range: $85$2,135
$972
14Georgia
Range: $93$2,005
$970
15Connecticut
Range: $70$2,135
$961
16Pennsylvania
Range: $85$2,135
$946
17Maine
Range: $643$1,123
$945
18North Carolina
Range: $390$1,609
$940
19California
Range: $85$1,401
$899
20Nevada
Range: $415$1,453
$892
21District of Columbia
Range: $414$1,311
$871
22Vermont
Range: $403$1,548
$865
23Iowa
Range: $85$1,313
$861
24Oregon
Range: $85$1,687
$858
25North Dakota
Range: $80$1,609
$812
26Mississippi
Range: $430$1,451
$806
27Minnesota
Range: $90$1,548
$800
28Utah
Range: $85$1,209
$791
29New Jersey
Range: $364$1,380
$790
30South Carolina
Range: $327$1,383
$785
31Illinois
Range: $418$1,200
$771
32Alabama
Range: $418$1,195
$767
33Idaho
Range: $85$1,348
$743
34Tennessee
Range: $418$1,090
$741
35Hawaii
Range: $85$1,386
$739
36Louisiana
Range: $226$1,345
$730
37South Dakota
Range: $95$1,313
$729
38West Virginia
Range: $85$1,409
$721
39Maryland
Range: $477$1,083
$714
40Kansas
Range: $502$912
$711
41Virginia
Range: $360$1,157
$710
42Indiana
Range: $70$1,385
$708
43Kentucky
Range: $85$1,313
$691
44Missouri
Range: $502$811
$680
45Ohio
Range: $335$1,087
$678
46Texas
Range: $85$1,210
$662
47Michigan
Range: $85$1,073
$645
48Arkansas
Range: $85$1,042
$624
49Arizona
Range: $448$898
$614
50Oklahoma
Range: $85$960
$525
51Florida
Range: $35$964
$351
Cataract Surgery in Other States