Cost of a Cataract Surgery Visit
in Minnesota
Reviewed by Momentary Medical Group West PC
Minnesota's healthcare system benefits from strong regional health networks and robust insurance competition, yet Cataract Surgery costs still vary significantly across the state's urban and rural communities. Patients typically pay between $90 and $1,548, with a median negotiated rate of $763 based on current insurance contracts with Minnesota's 375 active Cataract Surgery providers. Browse all providers in Minnesota to compare costs and find the right specialist for your needs.
Average
$800
Median
$763
Lowest
$90
Highest
$1,548
Providers
375
10% below national average
Compare Similar Procedures
How does cataract surgery compare to related procedures in Minnesota?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Knee Replacement Total knee replacement (arthroplasty) | 27447 | $873 | $2,164 | $5,078 | 478 |
| Hip Replacement Total hip replacement (arthroplasty) | 27130 | $91 | $91 | $3,227 | 1,859 |
| Knee Arthroscopy Arthroscopy of the knee with meniscectomy | 29881 | $338 | $892 | $2,258 | 491 |
| Gallbladder Removal (Laparoscopic) Laparoscopic cholecystectomy | 47562 | $444 | $6,146 | $6,146 | 1,845 |
| Appendectomy (Laparoscopic) Laparoscopic appendectomy | 44970 | $80 | $898 | $2,095 | 511 |
| Hysterectomy (Laparoscopic) Laparoscopic total hysterectomy | 58571 | $85 | $1,311 | $3,576 | 484 |
| Septoplasty Nasal septum repair | 30520 | $91 | $808 | $1,627 | 341 |
| Tonsillectomy Tonsillectomy, primary or secondary | 42820 | $94 | $447 | $705 | 344 |
| Inguinal Hernia Repair Inguinal hernia repair | 49505 | $344 | $778 | $1,787 | 410 |
| Mastectomy Partial or simple mastectomy | 19301 | $445 | $953 | $2,393 | 418 |
| Carpal Tunnel Surgery Open carpal tunnel release | 64721 | $358 | $722 | $1,930 | 403 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 66984 — Extracapsular cataract removal with insertion of intraocular lens). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 66984 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 66984 (Extracapsular cataract removal with insertion of intraocular lens), as mandated by the CMS Price Transparency Rule.
What CPT 66984 covers: the provider's professional fee for cataract surgery. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top-Rated Hospitals in Minnesota
These hospitals in Minnesota are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.
ST PETER, MN
GLENWOOD, MN
PERHAM, MN
CLOQUET, MN
AITKIN, MN
Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.
Why Cataract Surgery Visit Costs Vary Across Minnesota
Minnesota's healthcare costs run approximately 2% above national averages, reflecting the state's strong healthcare infrastructure and higher-than-average physician supply. The Twin Cities metro area drives much of the state's healthcare economics, while rural regions face different cost pressures related to provider access and facility overhead.
Urban vs. Rural Provider Availability
The Minneapolis-St. Paul metropolitan area concentrates most of Minnesota's cataract surgeons, creating competitive pricing and shorter wait times for urban patients. Rural areas, particularly in northern and western Minnesota, have fewer specialists, requiring patients to travel significant distances but sometimes finding lower facility fees. Some rural patients drive 2-3 hours to access surgery centers in Duluth, Rochester, or the Twin Cities.
Facility Type and Overhead Costs
Minnesota's major health systems like Mayo Clinic, Allina Health, and Fairview operate many hospital-based surgery centers with higher overhead costs reflected in facility fees. Independent ambulatory surgery centers, more common in suburban Twin Cities areas, often offer the same surgical quality at 20-30% lower facility costs. The state's strict quality regulations apply equally to both settings, maintaining consistent safety standards.
Insurance Market Competition in Minnesota
Strong competition between BCBS Minnesota, UnitedHealthcare, and HealthPartners keeps negotiated rates relatively competitive compared to states with dominant single insurers. Regional insurers like Medica and UCare also compete actively in certain markets, particularly in Medicaid managed care. This competitive environment generally benefits patients through broader network options and more competitive pricing.
Physician Supply and Demand in Minnesota
With 375 active Cataract Surgery providers statewide, Minnesota maintains a robust specialist supply relative to its population of 5.7 million residents. This healthy provider-to-population ratio helps keep wait times reasonable and provides patients with multiple options for care. The concentration of providers in academic medical centers like Mayo Clinic and University of Minnesota also drives innovation and competitive pricing.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Cataract Surgery Costs in Minnesota
What is the average cost of a Cataract Surgery visit in Minnesota without insurance?
Does Minnesota Medicaid cover Cataract Surgery visits?
How do I find an affordable Cataract Surgery near me in Minnesota?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Cataract Surgery visit in Minnesota?
How does telemedicine affect the cost of seeing a Cataract Surgery in Minnesota?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 66984)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Wisconsin Range: $80 – $10,062 | $3,412 |
| 2 | Wyoming Range: $667 – $2,130 | $1,240 |
| 3 | Rhode Island Range: $448 – $2,135 | $1,181 |
| 4 | Massachusetts Range: $403 – $2,078 | $1,139 |
| 5 | Montana Range: $85 – $2,744 | $1,127 |
| 6 | Delaware Range: $343 – $2,135 | $1,056 |
| 7 | Nebraska Range: $641 – $1,313 | $1,055 |
| 8 | Washington Range: $616 – $1,521 | $1,034 |
| 9 | New Hampshire Range: $528 – $1,548 | $1,023 |
| 10 | New York Range: $364 – $2,135 | $1,005 |
| 11 | Colorado Range: $85 – $2,114 | $1,003 |
| 12 | New Mexico Range: $474 – $1,551 | $982 |
| 13 | Alaska Range: $85 – $2,135 | $972 |
| 14 | Georgia Range: $93 – $2,005 | $970 |
| 15 | Connecticut Range: $70 – $2,135 | $961 |
| 16 | Pennsylvania Range: $85 – $2,135 | $946 |
| 17 | Maine Range: $643 – $1,123 | $945 |
| 18 | North Carolina Range: $390 – $1,609 | $940 |
| 19 | California Range: $85 – $1,401 | $899 |
| 20 | Nevada Range: $415 – $1,453 | $892 |
| 21 | District of Columbia Range: $414 – $1,311 | $871 |
| 22 | Vermont Range: $403 – $1,548 | $865 |
| 23 | Iowa Range: $85 – $1,313 | $861 |
| 24 | Oregon Range: $85 – $1,687 | $858 |
| 25 | North Dakota Range: $80 – $1,609 | $812 |
| 26 | Mississippi Range: $430 – $1,451 | $806 |
| 27 | Minnesota Range: $90 – $1,548 | $800 |
| 28 | Utah Range: $85 – $1,209 | $791 |
| 29 | New Jersey Range: $364 – $1,380 | $790 |
| 30 | South Carolina Range: $327 – $1,383 | $785 |
| 31 | Illinois Range: $418 – $1,200 | $771 |
| 32 | Alabama Range: $418 – $1,195 | $767 |
| 33 | Idaho Range: $85 – $1,348 | $743 |
| 34 | Tennessee Range: $418 – $1,090 | $741 |
| 35 | Hawaii Range: $85 – $1,386 | $739 |
| 36 | Louisiana Range: $226 – $1,345 | $730 |
| 37 | South Dakota Range: $95 – $1,313 | $729 |
| 38 | West Virginia Range: $85 – $1,409 | $721 |
| 39 | Maryland Range: $477 – $1,083 | $714 |
| 40 | Kansas Range: $502 – $912 | $711 |
| 41 | Virginia Range: $360 – $1,157 | $710 |
| 42 | Indiana Range: $70 – $1,385 | $708 |
| 43 | Kentucky Range: $85 – $1,313 | $691 |
| 44 | Missouri Range: $502 – $811 | $680 |
| 45 | Ohio Range: $335 – $1,087 | $678 |
| 46 | Texas Range: $85 – $1,210 | $662 |
| 47 | Michigan Range: $85 – $1,073 | $645 |
| 48 | Arkansas Range: $85 – $1,042 | $624 |
| 49 | Arizona Range: $448 – $898 | $614 |
| 50 | Oklahoma Range: $85 – $960 | $525 |
| 51 | Florida Range: $35 – $964 | $351 |