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Minnesota

Cost of a Septoplasty Visit
in Minnesota

Reviewed by Momentary Medical Group West PC

Minnesota's healthcare landscape features strong insurer competition through BCBS MN, UHC, and HealthPartners, creating favorable negotiated rates for specialized procedures. Septoplasty patients typically pay between $91 and $1,627, with a median out-of-pocket cost of $808. With 341 active Septoplasty providers across Minnesota, patients can browse all providers in the state to find the most cost-effective option for their needs.

Average

$842

Median

$808

Lowest

$91

Highest

$1,627

Providers

341

National avg: $921Minnesota: $842

9% below national average

Compare Similar Procedures

How does septoplasty compare to related procedures in Minnesota?

ProcedureCPTLowMedianHighProviders
Knee Replacement

Total knee replacement (arthroplasty)

27447$873$2,164$5,078478
Hip Replacement

Total hip replacement (arthroplasty)

27130$91$91$3,2271,859
Cataract Surgery

Cataract extraction with intraocular lens insertion

66984$90$763$1,548375
Knee Arthroscopy

Arthroscopy of the knee with meniscectomy

29881$338$892$2,258491
Gallbladder Removal (Laparoscopic)

Laparoscopic cholecystectomy

47562$444$6,146$6,1461,845
Appendectomy (Laparoscopic)

Laparoscopic appendectomy

44970$80$898$2,095511
Hysterectomy (Laparoscopic)

Laparoscopic total hysterectomy

58571$85$1,311$3,576484
Tonsillectomy

Tonsillectomy, primary or secondary

42820$94$447$705344
Inguinal Hernia Repair

Inguinal hernia repair

49505$344$778$1,787410
Mastectomy

Partial or simple mastectomy

19301$445$953$2,393418
Carpal Tunnel Surgery

Open carpal tunnel release

64721$358$722$1,930403

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 30520Septoplasty or submucous resection). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 30520 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 30520 (Septoplasty or submucous resection), as mandated by the CMS Price Transparency Rule.

What CPT 30520 covers: the provider's professional fee for septoplasty. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in Minnesota

These hospitals in Minnesota are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

5/5
89% would recommend537 patient surveys
5/5
86% would recommend196 patient surveys
PERHAM HEALTH

PERHAM, MN

5/5
85% would recommend160 patient surveys
5/5
84% would recommend171 patient surveys
5/5
84% would recommend162 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why Septoplasty Visit Costs Vary Across Minnesota

Minnesota's healthcare costs run approximately 2% above the national average, reflecting the state's high-quality provider network and competitive insurance market. The state's geography creates distinct cost patterns, with Twin Cities metro commanding premium rates while rural areas offer more modest pricing for specialized care.

Urban vs. Rural Provider Availability

The Twin Cities metro area concentrates most of Minnesota's ENT specialists, creating competitive pricing and shorter wait times for septoplasty consultations. Rural Minnesota residents often travel to Duluth, Rochester, or the metro area for specialized care, potentially adding travel costs but sometimes finding lower procedure fees. This geographic distribution means urban patients have more provider choice while rural patients may face limited options but potentially lower baseline costs.

Facility Type and Overhead Costs

Hospital-owned ENT practices affiliated with major systems like Allina Health, HealthPartners, or M Health Fairview typically charge higher facility fees than independent practices. Academic medical centers, particularly University of Minnesota facilities, often have the highest overhead costs but may offer the most complex care options. Independent ENT practices generally provide the most cost-effective consultations while maintaining high-quality care standards.

Insurance Market Competition in Minnesota

Minnesota's competitive insurance landscape includes strong regional players like BCBS MN and HealthPartners alongside national carriers like UHC, creating robust negotiation leverage for favorable rates. This multi-payer competition helps keep septoplasty consultation costs reasonable compared to single-insurer dominated markets. The state's insurance exchange also provides additional options for individual market customers seeking ENT coverage.

Physician Supply and Demand in Minnesota

With 341 active Septoplasty providers serving Minnesota's 5.7 million residents, the state maintains adequate specialist availability relative to population needs. This healthy provider-to-patient ratio helps moderate pricing and reduces excessive wait times for consultations. The concentration of providers in medical hubs like Rochester (Mayo Clinic) and Minneapolis creates competitive markets that can benefit cost-conscious patients.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Septoplasty Costs in Minnesota

What is the average cost of a Septoplasty visit in Minnesota without insurance?

Without insurance, septoplasty consultation costs in Minnesota range from $91 to $1,627, with a median cost of $808 based on negotiated rates from 341 providers statewide. The wide cost variation depends on facility type, geographic location, and complexity of evaluation required. Many uninsured patients can access sliding fee scales or cash-pay discounts that significantly reduce these costs, particularly at community health centers and independent practices.

Does Minnesota Medicaid cover Septoplasty visits?

Yes, Minnesota's expanded Medicaid program covers septoplasty consultations and procedures when medically necessary for breathing problems or chronic sinusitis. Coverage extends to residents earning up to 138% of federal poverty level, providing broader access than non-expansion states. Prior authorization may be required for the surgical procedure itself, but initial consultations are typically covered with standard Medicaid copays or no cost-sharing depending on income level.

How do I find an affordable Septoplasty near me in Minnesota?

Compare costs across different facility types, as independent ENT practices often charge less than hospital-owned clinics for the same consultation. Ask about self-pay discounts if you're uninsured, and consider community health centers in greater Minnesota which may offer sliding fee scales. Traveling outside the Twin Cities metro area can also result in significant savings, with many excellent ENT surgeons practicing in Rochester, Duluth, and other regional centers.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial septoplasty consultations typically cost significantly more than follow-up visits, as they involve comprehensive evaluation, medical history review, and often nasal endoscopy or imaging studies. Follow-up visits focus on treatment progress or surgical planning and generally cost 30-50% less than initial evaluations. The specific cost difference depends on your provider and insurance coverage, with some plans having flat specialist copays regardless of visit type.

Can I use an HSA or FSA to pay for a Septoplasty visit in Minnesota?

Yes, both HSA and FSA funds can be used for septoplasty consultations and procedures when they address medical conditions like breathing difficulties or chronic sinusitis. These accounts provide tax advantages for qualified medical expenses, including specialist copays, deductibles, and any out-of-pocket costs. Keep receipts and documentation showing medical necessity, as purely cosmetic nasal procedures would not qualify for tax-advantaged account usage.

How does telemedicine affect the cost of seeing a Septoplasty in Minnesota?

Telemedicine consultations for initial septoplasty evaluation are limited since physical examination and nasal endoscopy are typically required for proper diagnosis. However, some Minnesota ENT practices offer virtual follow-up visits or pre-surgical consultations at reduced costs compared to in-person visits. Minnesota's strong telehealth infrastructure, enhanced during the pandemic, means many insurers now cover virtual ENT consultations when appropriate, though initial evaluations usually require in-person assessment.

Click a state to compare costs

Average Visit Cost

$343
$1,865

Office visit (CPT 30520)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $95$4,419
$1,865
2Massachusetts
Range: $456$2,788
$1,415
3Nebraska
Range: $765$1,627
$1,273
4Wyoming
Range: $714$1,996
$1,260
5Rhode Island
Range: $555$2,160
$1,256
6Georgia
Range: $499$2,190
$1,213
7Iowa
Range: $549$1,627
$1,201
8New Hampshire
Range: $563$1,719
$1,178
9Maine
Range: $811$1,346
$1,156
10Connecticut
Range: $432$2,160
$1,124
11Delaware
Range: $449$2,160
$1,112
12Pennsylvania
Range: $434$2,160
$1,104
13New York
Range: $466$2,160
$1,084
14District of Columbia
Range: $461$1,588
$1,036
15California
Range: $80$2,160
$1,020
16North Carolina
Range: $500$1,710
$1,012
17New Mexico
Range: $566$1,494
$996
18Colorado
Range: $526$1,567
$983
19Utah
Range: $90$1,485
$981
20West Virginia
Range: $461$1,698
$980
21Vermont
Range: $500$1,577
$966
22North Dakota
Range: $381$1,627
$952
23Kentucky
Range: $435$1,627
$951
24Washington
Range: $80$1,793
$910
25South Carolina
Range: $466$1,422
$856
26South Dakota
Range: $90$1,627
$855
27Oregon
Range: $80$1,641
$855
28Minnesota
Range: $91$1,627
$842
29Illinois
Range: $512$1,289
$828
30Maryland
Range: $461$1,395
$824
31Alabama
Range: $433$1,315
$812
32Mississippi
Range: $471$1,357
$808
33Tennessee
Range: $516$1,155
$801
34Arkansas
Range: $433$1,074
$798
35New Jersey
Range: $406$1,411
$794
36Virginia
Range: $433$1,298
$792
37Missouri
Range: $573$954
$783
38Oklahoma
Range: $500$1,200
$774
39Kansas
Range: $569$981
$772
40Hawaii
Range: $80$1,376
$771
41Idaho
Range: $80$1,422
$762
42Indiana
Range: $90$1,472
$748
43Michigan
Range: $532$1,072
$746
44Nevada
Range: $463$1,103
$731
45Louisiana
Range: $399$1,133
$723
46Arizona
Range: $498$1,072
$701
47Ohio
Range: $357$1,116
$688
48Texas
Range: $90$1,309
$679
49Alaska
Range: $80$1,251
$470
50Montana
Range: $80$920
$360
51Florida
Range: $35$938
$343
Septoplasty in Other States