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Hawaii

Cost of a Septoplasty Visit
in Hawaii

Reviewed by Momentary Medical Group West PC

Hawaii's isolated island geography creates unique healthcare delivery challenges, with 47 active Septoplasty providers serving residents across the island chain. Patients seeking nasal septum correction typically face costs ranging from $80 to $1,376, with median negotiated rates around $858 for the procedure. The state's limited provider network and higher-than-mainland operating costs contribute to pricing that runs approximately 8% above national averages, though patients can browse all available Septoplasty specialists throughout Hawaii to find the best option for their needs.

Average

$771

Median

$858

Lowest

$80

Highest

$1,376

Providers

47

National avg: $921Hawaii: $771

16% below national average

Compare Similar Procedures

How does septoplasty compare to related procedures in Hawaii?

ProcedureCPTLowMedianHighProviders
Knee Replacement

Total knee replacement (arthroplasty)

27447$1,018$1,894$2,94646
Hip Replacement

Total hip replacement (arthroplasty)

27130$90$1,896$2,94750
Cataract Surgery

Cataract extraction with intraocular lens insertion

66984$85$746$1,38651
Knee Arthroscopy

Arthroscopy of the knee with meniscectomy

29881$80$752$1,28752
Gallbladder Removal (Laparoscopic)

Laparoscopic cholecystectomy

47562$80$929$1,50768
Appendectomy (Laparoscopic)

Laparoscopic appendectomy

44970$80$846$1,37675
Hysterectomy (Laparoscopic)

Laparoscopic total hysterectomy

58571$85$1,235$1,92946
Tonsillectomy

Tonsillectomy, primary or secondary

42820$85$399$66545
Inguinal Hernia Repair

Inguinal hernia repair

49505$426$734$1,14942
Mastectomy

Partial or simple mastectomy

19301$85$922$1,47545
Carpal Tunnel Surgery

Open carpal tunnel release

64721$358$604$1,04041

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 30520Septoplasty or submucous resection). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 30520 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 30520 (Septoplasty or submucous resection), as mandated by the CMS Price Transparency Rule.

What CPT 30520 covers: the provider's professional fee for septoplasty. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Septoplasty Visit Costs Vary Across Hawaii

Hawaii's healthcare costs run approximately 16% above national averages due to the state's remote island location, import costs for medical supplies, and limited inter-island competition. The concentration of specialists on Oahu creates access disparities for neighbor island residents who may need to travel for specialized septoplasty care.

Urban vs. Rural Provider Availability

Most of Hawaii's 47 septoplasty providers practice on Oahu, particularly in Honolulu's urban core, while Big Island, Maui, and Kauai have limited ENT options. This geographic concentration forces many patients to travel between islands for surgery, adding lodging and airfare costs. Rural areas often rely on visiting specialists or telehealth consultations for initial evaluations.

Facility Type and Overhead Costs

Hospital-based outpatient surgery centers dominate Hawaii's market, with facilities like Queen's Medical Center and Kaiser Moanalua commanding premium rates due to high real estate and operational costs. Independent surgical centers offer competitive pricing but are less common due to Hawaii's challenging regulatory environment. Mainland facility costs seem reasonable by comparison to Hawaii's inflated overhead expenses.

Insurance Market Competition in Hawaii

HMSA (Blue Cross Blue Shield) maintains dominant market share across all islands, while Kaiser operates an integrated delivery model primarily on Oahu. UHC provides the main alternative, but limited provider networks restrict meaningful price competition. This concentrated market allows providers to maintain higher negotiated rates than in more competitive mainland markets.

Physician Supply and Demand in Hawaii

With 47 active septoplasty providers serving Hawaii's 1.4 million residents, the state maintains adequate specialist coverage concentrated in urban areas. However, the limited supply relative to demand, especially on neighbor islands, supports higher pricing and longer wait times than mainland markets. Many specialists trained on the mainland choose to practice in Hawaii despite licensing challenges, drawn by lifestyle factors that help maintain provider availability.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Septoplasty Costs in Hawaii

What is the average cost of a Septoplasty visit in Hawaii without insurance?

Self-pay patients in Hawaii typically face costs ranging from $80 for initial consultations up to $1,376 for complex procedures, with median rates around $858. These prices reflect negotiated insurance rates rather than cash prices, which may be higher. Many Hawaii providers offer self-pay discounts of 10-30% for upfront payment, making the actual cash cost potentially lower than these figures.

Does Hawaii Medicaid cover Septoplasty visits?

Yes, Hawaii expanded Medicaid covers septoplasty when medically necessary for breathing problems rather than cosmetic reasons. Coverage typically requires documentation of failed conservative treatments and prior authorization from Quest Integration (Hawaii's Medicaid program). The state's Medicaid expansion provides broader access than non-expansion states, though provider networks may be limited on neighbor islands.

How do I find an affordable Septoplasty near me in Hawaii?

Compare costs across Hawaii's 47 septoplasty providers, as rates vary significantly between hospital-based and independent practices. Ask about self-pay discounts, payment plans, and consider neighbor island providers who may offer lower rates than Oahu practices. Community health centers and residency training programs also provide more affordable options for qualifying patients.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial septoplasty consultations typically involve comprehensive evaluations and may include imaging studies, generally costing more than follow-up visits. Follow-up appointments focus on post-surgical care or treatment monitoring at lower rates. The specific cost difference depends on your insurance plan's specialist copay structure and whether additional procedures like nasal endoscopy are performed during the visit.

Can I use an HSA or FSA to pay for a Septoplasty visit in Hawaii?

Yes, HSA and FSA funds can pay for medically necessary septoplasty visits and procedures in Hawaii. These accounts cover consultations, diagnostic tests, surgery, and related medical expenses when used to treat breathing problems. Keep detailed records of all septoplasty-related expenses, as purely cosmetic procedures may not qualify for HSA/FSA reimbursement.

How does telemedicine affect the cost of seeing a Septoplasty in Hawaii?

Telehealth consultations typically cost 20-50% less than in-person visits and help Hawaii residents avoid inter-island travel for initial evaluations. However, septoplasty requires physical examination and often imaging studies that can't be completed remotely. Many providers use telehealth for follow-up appointments and pre-surgical consultations, reducing overall treatment costs while maintaining quality care.

Click a state to compare costs

Average Visit Cost

$343
$1,865

Office visit (CPT 30520)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $95$4,419
$1,865
2Massachusetts
Range: $456$2,788
$1,415
3Nebraska
Range: $765$1,627
$1,273
4Wyoming
Range: $714$1,996
$1,260
5Rhode Island
Range: $555$2,160
$1,256
6Georgia
Range: $499$2,190
$1,213
7Iowa
Range: $549$1,627
$1,201
8New Hampshire
Range: $563$1,719
$1,178
9Maine
Range: $811$1,346
$1,156
10Connecticut
Range: $432$2,160
$1,124
11Delaware
Range: $449$2,160
$1,112
12Pennsylvania
Range: $434$2,160
$1,104
13New York
Range: $466$2,160
$1,084
14District of Columbia
Range: $461$1,588
$1,036
15California
Range: $80$2,160
$1,020
16North Carolina
Range: $500$1,710
$1,012
17New Mexico
Range: $566$1,494
$996
18Colorado
Range: $526$1,567
$983
19Utah
Range: $90$1,485
$981
20West Virginia
Range: $461$1,698
$980
21Vermont
Range: $500$1,577
$966
22North Dakota
Range: $381$1,627
$952
23Kentucky
Range: $435$1,627
$951
24Washington
Range: $80$1,793
$910
25South Carolina
Range: $466$1,422
$856
26South Dakota
Range: $90$1,627
$855
27Oregon
Range: $80$1,641
$855
28Minnesota
Range: $91$1,627
$842
29Illinois
Range: $512$1,289
$828
30Maryland
Range: $461$1,395
$824
31Alabama
Range: $433$1,315
$812
32Mississippi
Range: $471$1,357
$808
33Tennessee
Range: $516$1,155
$801
34Arkansas
Range: $433$1,074
$798
35New Jersey
Range: $406$1,411
$794
36Virginia
Range: $433$1,298
$792
37Missouri
Range: $573$954
$783
38Oklahoma
Range: $500$1,200
$774
39Kansas
Range: $569$981
$772
40Hawaii
Range: $80$1,376
$771
41Idaho
Range: $80$1,422
$762
42Indiana
Range: $90$1,472
$748
43Michigan
Range: $532$1,072
$746
44Nevada
Range: $463$1,103
$731
45Louisiana
Range: $399$1,133
$723
46Arizona
Range: $498$1,072
$701
47Ohio
Range: $357$1,116
$688
48Texas
Range: $90$1,309
$679
49Alaska
Range: $80$1,251
$470
50Montana
Range: $80$920
$360
51Florida
Range: $35$938
$343
Septoplasty in Other States