Cost of a Septoplasty Visit
in Illinois
Reviewed by Momentary Medical Group West PC
Illinois's healthcare costs run approximately 10% above national averages, driven largely by the Chicago metropolitan area's concentration of major medical centers and specialty practices. Septoplasty patients typically pay between $511.70 and $1,288.87, with a median out-of-pocket cost of $682.72 across the state's 3,659 active providers. Browse all Septoplasty specialists throughout Illinois to compare rates and find the most affordable option for your specific insurance plan.
Average
$828
Median
$683
Lowest
$512
Highest
$1,289
Providers
3,659
10% below national average
Compare Similar Procedures
How does septoplasty compare to related procedures in Illinois?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Knee Replacement Total knee replacement (arthroplasty) | 27447 | $85 | $1,778 | $3,789 | 4,831 |
| Hip Replacement Total hip replacement (arthroplasty) | 27130 | $85 | $1,664 | $3,707 | 4,966 |
| Cataract Surgery Cataract extraction with intraocular lens insertion | 66984 | $418 | $694 | $1,200 | 3,854 |
| Knee Arthroscopy Arthroscopy of the knee with meniscectomy | 29881 | $90 | $655 | $1,895 | 4,839 |
| Gallbladder Removal (Laparoscopic) Laparoscopic cholecystectomy | 47562 | $85 | $943 | $1,984 | 4,987 |
| Appendectomy (Laparoscopic) Laparoscopic appendectomy | 44970 | $85 | $857 | $1,654 | 6,834 |
| Hysterectomy (Laparoscopic) Laparoscopic total hysterectomy | 58571 | $85 | $1,214 | $2,665 | 5,065 |
| Tonsillectomy Tonsillectomy, primary or secondary | 42820 | $253 | $339 | $596 | 3,648 |
| Inguinal Hernia Repair Inguinal hernia repair | 49505 | $90 | $707 | $1,569 | 4,730 |
| Mastectomy Partial or simple mastectomy | 19301 | $90 | $740 | $1,846 | 4,743 |
| Carpal Tunnel Surgery Open carpal tunnel release | 64721 | $372 | $594 | $1,070 | 3,849 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 30520 — Septoplasty or submucous resection). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 30520 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 30520 (Septoplasty or submucous resection), as mandated by the CMS Price Transparency Rule.
What CPT 30520 covers: the provider's professional fee for septoplasty. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top-Rated Hospitals in Illinois
These hospitals in Illinois are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.
GALENA, IL
CARTHAGE, IL
GIBSON CITY, IL
MONMOUTH, IL
Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.
Why Septoplasty Visit Costs Vary Across Illinois
Illinois healthcare costs run approximately 10% above national averages, primarily driven by the Chicago metropolitan area's concentration of academic medical centers and specialty practices. The state's diverse geography creates significant cost variations between urban centers like Chicago and rural communities in central and southern Illinois.
Urban vs. Rural Provider Availability
The Chicago metropolitan area contains the majority of Illinois's ENT specialists, creating a competitive market with more pricing options but higher overall costs due to urban overhead expenses. Rural areas in central and southern Illinois have fewer septoplasty providers, often requiring patients to travel to larger cities like Springfield, Peoria, or Rockford for specialized care. This geographic disparity can affect both access and pricing, with rural patients sometimes facing higher travel costs but lower procedure fees.
Facility Type and Overhead Costs
Illinois's healthcare landscape includes major academic centers like Northwestern Medicine, University of Chicago Medicine, and Rush University Medical Center, which typically charge premium rates for specialist consultations. Independent ENT practices and community hospital-based clinics often offer more competitive pricing, particularly in suburban markets like DuPage County and Lake County. Hospital-owned practices generally have higher overhead costs that translate to higher patient charges.
Insurance Market Competition in Illinois
The state's insurance market is dominated by BCBS Illinois, UHC, and Aetna, creating moderate competition that helps control negotiated rates for specialist services. This concentrated market structure provides stability but may limit pricing competition compared to states with more diverse insurer participation. Rural areas often have fewer insurance options, potentially affecting negotiated rates with local providers.
Physician Supply and Demand in Illinois
With 3,659 active Septoplasty providers statewide, Illinois has a relatively robust supply of ENT specialists, particularly concentrated in the Chicago area and other major metropolitan regions. This provider density helps maintain competitive pricing in urban markets while potentially creating access challenges in rural counties. The adequate provider supply generally keeps wait times reasonable and allows patients to shop around for the best combination of cost and convenience.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Septoplasty Costs in Illinois
What is the average cost of a Septoplasty visit in Illinois without insurance?
Does Illinois Medicaid cover Septoplasty visits?
How do I find an affordable Septoplasty near me in Illinois?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Septoplasty visit in Illinois?
How does telemedicine affect the cost of seeing a Septoplasty in Illinois?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 30520)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Wisconsin Range: $95 – $4,419 | $1,865 |
| 2 | Massachusetts Range: $456 – $2,788 | $1,415 |
| 3 | Nebraska Range: $765 – $1,627 | $1,273 |
| 4 | Wyoming Range: $714 – $1,996 | $1,260 |
| 5 | Rhode Island Range: $555 – $2,160 | $1,256 |
| 6 | Georgia Range: $499 – $2,190 | $1,213 |
| 7 | Iowa Range: $549 – $1,627 | $1,201 |
| 8 | New Hampshire Range: $563 – $1,719 | $1,178 |
| 9 | Maine Range: $811 – $1,346 | $1,156 |
| 10 | Connecticut Range: $432 – $2,160 | $1,124 |
| 11 | Delaware Range: $449 – $2,160 | $1,112 |
| 12 | Pennsylvania Range: $434 – $2,160 | $1,104 |
| 13 | New York Range: $466 – $2,160 | $1,084 |
| 14 | District of Columbia Range: $461 – $1,588 | $1,036 |
| 15 | California Range: $80 – $2,160 | $1,020 |
| 16 | North Carolina Range: $500 – $1,710 | $1,012 |
| 17 | New Mexico Range: $566 – $1,494 | $996 |
| 18 | Colorado Range: $526 – $1,567 | $983 |
| 19 | Utah Range: $90 – $1,485 | $981 |
| 20 | West Virginia Range: $461 – $1,698 | $980 |
| 21 | Vermont Range: $500 – $1,577 | $966 |
| 22 | North Dakota Range: $381 – $1,627 | $952 |
| 23 | Kentucky Range: $435 – $1,627 | $951 |
| 24 | Washington Range: $80 – $1,793 | $910 |
| 25 | South Carolina Range: $466 – $1,422 | $856 |
| 26 | South Dakota Range: $90 – $1,627 | $855 |
| 27 | Oregon Range: $80 – $1,641 | $855 |
| 28 | Minnesota Range: $91 – $1,627 | $842 |
| 29 | Illinois Range: $512 – $1,289 | $828 |
| 30 | Maryland Range: $461 – $1,395 | $824 |
| 31 | Alabama Range: $433 – $1,315 | $812 |
| 32 | Mississippi Range: $471 – $1,357 | $808 |
| 33 | Tennessee Range: $516 – $1,155 | $801 |
| 34 | Arkansas Range: $433 – $1,074 | $798 |
| 35 | New Jersey Range: $406 – $1,411 | $794 |
| 36 | Virginia Range: $433 – $1,298 | $792 |
| 37 | Missouri Range: $573 – $954 | $783 |
| 38 | Oklahoma Range: $500 – $1,200 | $774 |
| 39 | Kansas Range: $569 – $981 | $772 |
| 40 | Hawaii Range: $80 – $1,376 | $771 |
| 41 | Idaho Range: $80 – $1,422 | $762 |
| 42 | Indiana Range: $90 – $1,472 | $748 |
| 43 | Michigan Range: $532 – $1,072 | $746 |
| 44 | Nevada Range: $463 – $1,103 | $731 |
| 45 | Louisiana Range: $399 – $1,133 | $723 |
| 46 | Arizona Range: $498 – $1,072 | $701 |
| 47 | Ohio Range: $357 – $1,116 | $688 |
| 48 | Texas Range: $90 – $1,309 | $679 |
| 49 | Alaska Range: $80 – $1,251 | $470 |
| 50 | Montana Range: $80 – $920 | $360 |
| 51 | Florida Range: $35 – $938 | $343 |