Cost of a Septoplasty Visit
in Iowa
Reviewed by Momentary Medical Group West PC
Iowa's healthcare landscape features relatively concentrated provider networks, with Septoplasty costs running approximately 9% below national averages due to lower overhead expenses in the state's predominantly rural markets. Patients typically pay between $549 and $1,627 for septoplasty procedures, with a median cost of $1,426 based on negotiated insurance rates. With 255 active septoplasty providers across Iowa, patients can browse specialists throughout the state to find quality care that fits their budget.
Average
$1,201
Median
$1,426
Lowest
$549
Highest
$1,627
Providers
255
30% above national average
Compare Similar Procedures
How does septoplasty compare to related procedures in Iowa?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Knee Replacement Total knee replacement (arthroplasty) | 27447 | $95 | $2,935 | $4,753 | 309 |
| Hip Replacement Total hip replacement (arthroplasty) | 27130 | $91 | $2,938 | $3,950 | 320 |
| Cataract Surgery Cataract extraction with intraocular lens insertion | 66984 | $85 | $1,186 | $1,313 | 296 |
| Knee Arthroscopy Arthroscopy of the knee with meniscectomy | 29881 | $452 | $1,174 | $1,680 | 311 |
| Gallbladder Removal (Laparoscopic) Laparoscopic cholecystectomy | 47562 | $90 | $1,428 | $3,082 | 337 |
| Appendectomy (Laparoscopic) Laparoscopic appendectomy | 44970 | $85 | $1,304 | $2,810 | 369 |
| Hysterectomy (Laparoscopic) Laparoscopic total hysterectomy | 58571 | $85 | $1,912 | $3,576 | 341 |
| Tonsillectomy Tonsillectomy, primary or secondary | 42820 | $95 | $640 | $705 | 270 |
| Inguinal Hernia Repair Inguinal hernia repair | 49505 | $457 | $1,131 | $2,449 | 317 |
| Mastectomy Partial or simple mastectomy | 19301 | $85 | $1,392 | $3,021 | 333 |
| Carpal Tunnel Surgery Open carpal tunnel release | 64721 | $361 | $933 | $1,068 | 260 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 30520 — Septoplasty or submucous resection). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 30520 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 30520 (Septoplasty or submucous resection), as mandated by the CMS Price Transparency Rule.
What CPT 30520 covers: the provider's professional fee for septoplasty. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top-Rated Hospitals in Iowa
These hospitals in Iowa are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.
ORANGE CITY, IA
BELMOND, IA
CLARION, IA
MARENGO, IA
ALGONA, IA
Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.
Why Septoplasty Visit Costs Vary Across Iowa
Iowa's healthcare costs run approximately 9% below national averages, reflecting the state's lower cost of living and reduced facility overhead expenses compared to coastal markets. The state's dispersed population creates unique access challenges, with urban concentration around Des Moines and Iowa City contrasting sharply with rural areas that may lack specialist coverage.
Urban vs. Rural Provider Availability
Des Moines and Iowa City concentrate most of Iowa's ENT specialists, with the University of Iowa Hospitals serving as the state's primary academic referral center for complex septoplasty cases. Rural patients often travel 60-100 miles for surgical care, though some regional centers in Cedar Rapids, Sioux City, and Davenport provide local options. This geographic dispersion means urban providers can command higher rates while rural specialists may offer more competitive pricing to attract patients.
Facility Type and Overhead Costs
UnityPoint Health and Iowa Health System dominate Iowa's hospital landscape, with their employed ENT surgeons typically charging higher facility fees than independent practitioners. Ambulatory surgery centers throughout Iowa often provide septoplasty at 20-30% lower cost than hospital-based procedures, without sacrificing quality or safety. Many established ENT practices operate their own accredited surgical suites, offering the most competitive pricing for routine septoplasty procedures.
Insurance Market Competition in Iowa
Wellmark Blue Cross Blue Shield maintains the largest market share in Iowa, followed by UnitedHealthcare and Aetna, creating a relatively concentrated insurance environment with limited rate competition. This market structure results in fairly standardized negotiated rates across the state, with less variation than states with more competing insurers. The smaller insurance market means ENT practices have less leverage to negotiate higher reimbursement rates, helping keep patient costs lower.
Physician Supply and Demand in Iowa
With 255 active septoplasty providers serving Iowa's 3.2 million residents, the state maintains adequate specialist coverage in urban areas but faces shortages in rural regions. This distribution creates longer wait times of 4-8 weeks for consultations in Des Moines and Iowa City, while rural specialists may offer appointments within 1-2 weeks. The balanced supply in metropolitan areas helps moderate pricing, while rural specialists often charge competitive rates to maintain patient volume.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Septoplasty Costs in Iowa
What is the average cost of a Septoplasty visit in Iowa without insurance?
Does Iowa Medicaid cover Septoplasty visits?
How do I find an affordable Septoplasty near me in Iowa?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Septoplasty visit in Iowa?
How does telemedicine affect the cost of seeing a Septoplasty in Iowa?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 30520)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Wisconsin Range: $95 – $4,419 | $1,865 |
| 2 | Massachusetts Range: $456 – $2,788 | $1,415 |
| 3 | Nebraska Range: $765 – $1,627 | $1,273 |
| 4 | Wyoming Range: $714 – $1,996 | $1,260 |
| 5 | Rhode Island Range: $555 – $2,160 | $1,256 |
| 6 | Georgia Range: $499 – $2,190 | $1,213 |
| 7 | Iowa Range: $549 – $1,627 | $1,201 |
| 8 | New Hampshire Range: $563 – $1,719 | $1,178 |
| 9 | Maine Range: $811 – $1,346 | $1,156 |
| 10 | Connecticut Range: $432 – $2,160 | $1,124 |
| 11 | Delaware Range: $449 – $2,160 | $1,112 |
| 12 | Pennsylvania Range: $434 – $2,160 | $1,104 |
| 13 | New York Range: $466 – $2,160 | $1,084 |
| 14 | District of Columbia Range: $461 – $1,588 | $1,036 |
| 15 | California Range: $80 – $2,160 | $1,020 |
| 16 | North Carolina Range: $500 – $1,710 | $1,012 |
| 17 | New Mexico Range: $566 – $1,494 | $996 |
| 18 | Colorado Range: $526 – $1,567 | $983 |
| 19 | Utah Range: $90 – $1,485 | $981 |
| 20 | West Virginia Range: $461 – $1,698 | $980 |
| 21 | Vermont Range: $500 – $1,577 | $966 |
| 22 | North Dakota Range: $381 – $1,627 | $952 |
| 23 | Kentucky Range: $435 – $1,627 | $951 |
| 24 | Washington Range: $80 – $1,793 | $910 |
| 25 | South Carolina Range: $466 – $1,422 | $856 |
| 26 | South Dakota Range: $90 – $1,627 | $855 |
| 27 | Oregon Range: $80 – $1,641 | $855 |
| 28 | Minnesota Range: $91 – $1,627 | $842 |
| 29 | Illinois Range: $512 – $1,289 | $828 |
| 30 | Maryland Range: $461 – $1,395 | $824 |
| 31 | Alabama Range: $433 – $1,315 | $812 |
| 32 | Mississippi Range: $471 – $1,357 | $808 |
| 33 | Tennessee Range: $516 – $1,155 | $801 |
| 34 | Arkansas Range: $433 – $1,074 | $798 |
| 35 | New Jersey Range: $406 – $1,411 | $794 |
| 36 | Virginia Range: $433 – $1,298 | $792 |
| 37 | Missouri Range: $573 – $954 | $783 |
| 38 | Oklahoma Range: $500 – $1,200 | $774 |
| 39 | Kansas Range: $569 – $981 | $772 |
| 40 | Hawaii Range: $80 – $1,376 | $771 |
| 41 | Idaho Range: $80 – $1,422 | $762 |
| 42 | Indiana Range: $90 – $1,472 | $748 |
| 43 | Michigan Range: $532 – $1,072 | $746 |
| 44 | Nevada Range: $463 – $1,103 | $731 |
| 45 | Louisiana Range: $399 – $1,133 | $723 |
| 46 | Arizona Range: $498 – $1,072 | $701 |
| 47 | Ohio Range: $357 – $1,116 | $688 |
| 48 | Texas Range: $90 – $1,309 | $679 |
| 49 | Alaska Range: $80 – $1,251 | $470 |
| 50 | Montana Range: $80 – $920 | $360 |
| 51 | Florida Range: $35 – $938 | $343 |