Cost of a Septoplasty Visit
in North Dakota
Reviewed by Momentary Medical Group West PC
North Dakota's healthcare system serves a predominantly rural population with limited specialist availability, creating unique cost dynamics for specialized procedures. Septoplasty patients typically pay between $381 and $1,627, with a median out-of-pocket cost of $849 based on negotiated insurance rates across 42 active providers statewide. Despite the state's small population, North Dakota maintains adequate Septoplasty provider coverage, and patients can browse all available specialists throughout the state.
Average
$952
Median
$849
Lowest
$381
Highest
$1,627
Providers
42
4% above national average
Compare Similar Procedures
How does septoplasty compare to related procedures in North Dakota?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Knee Replacement Total knee replacement (arthroplasty) | 27447 | $1,198 | $1,894 | $3,475 | 37 |
| Hip Replacement Total hip replacement (arthroplasty) | 27130 | $91 | $91 | $2,019 | 455 |
| Cataract Surgery Cataract extraction with intraocular lens insertion | 66984 | $80 | $746 | $1,609 | 41 |
| Knee Arthroscopy Arthroscopy of the knee with meniscectomy | 29881 | $331 | $752 | $1,591 | 43 |
| Gallbladder Removal (Laparoscopic) Laparoscopic cholecystectomy | 47562 | $691 | $6,146 | $6,146 | 470 |
| Appendectomy (Laparoscopic) Laparoscopic appendectomy | 44970 | $80 | $800 | $1,767 | 55 |
| Hysterectomy (Laparoscopic) Laparoscopic total hysterectomy | 58571 | $610 | $1,240 | $2,597 | 40 |
| Tonsillectomy Tonsillectomy, primary or secondary | 42820 | $237 | $399 | $820 | 38 |
| Inguinal Hernia Repair Inguinal hernia repair | 49505 | $437 | $709 | $1,537 | 39 |
| Mastectomy Partial or simple mastectomy | 19301 | $478 | $885 | $1,820 | 40 |
| Carpal Tunnel Surgery Open carpal tunnel release | 64721 | $319 | $596 | $2,591 | 38 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 30520 — Septoplasty or submucous resection). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 30520 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 30520 (Septoplasty or submucous resection), as mandated by the CMS Price Transparency Rule.
What CPT 30520 covers: the provider's professional fee for septoplasty. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Why Septoplasty Visit Costs Vary Across North Dakota
North Dakota's septoplasty costs run approximately 7% above national averages, reflecting the state's rural geography and limited specialist competition. The concentration of providers in Fargo and Bismarck creates pricing pressures, while rural areas often lack local options entirely.
Urban vs. Rural Provider Availability
Most septoplasty specialists practice in Fargo, Bismarck, and Grand Forks, leaving rural residents to travel significant distances for care. This geographic concentration allows urban providers to maintain higher prices while rural patients face additional costs for travel and lodging. Telemedicine consultations are increasingly common for pre-operative evaluations, though surgery still requires travel to major population centers.
Facility Type and Overhead Costs
Sanford Health and Essentia Health operate most hospital-based ENT practices in North Dakota, typically charging higher facility fees than independent surgery centers. These large health systems offer comprehensive services but often have less flexibility in pricing compared to smaller practices. Ambulatory surgery centers in Fargo and Bismarck provide cost-effective alternatives for outpatient septoplasty procedures.
Insurance Market Competition in North Dakota
The limited presence of major insurers beyond Blue Cross Blue Shield of North Dakota, Sanford Health Plan, and UnitedHealthcare reduces competitive pressure on negotiated rates. This concentrated market allows providers to maintain higher prices, contributing to costs above national averages. Patients often have fewer in-network options compared to more populated states with robust insurer competition.
Physician Supply and Demand in North Dakota
With 42 active septoplasty providers serving the entire state's population of 780,000, North Dakota maintains adequate specialist coverage relative to demand. However, the geographic distribution heavily favors urban areas, creating effective shortages in rural regions. This supply-demand imbalance allows specialists in major cities to maintain premium pricing while rural patients have limited alternatives.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Septoplasty Costs in North Dakota
What is the average cost of a Septoplasty visit in North Dakota without insurance?
Does North Dakota Medicaid cover Septoplasty visits?
How do I find an affordable Septoplasty near me in North Dakota?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Septoplasty visit in North Dakota?
How does telemedicine affect the cost of seeing a Septoplasty in North Dakota?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 30520)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Wisconsin Range: $95 – $4,419 | $1,865 |
| 2 | Massachusetts Range: $456 – $2,788 | $1,415 |
| 3 | Nebraska Range: $765 – $1,627 | $1,273 |
| 4 | Wyoming Range: $714 – $1,996 | $1,260 |
| 5 | Rhode Island Range: $555 – $2,160 | $1,256 |
| 6 | Georgia Range: $499 – $2,190 | $1,213 |
| 7 | Iowa Range: $549 – $1,627 | $1,201 |
| 8 | New Hampshire Range: $563 – $1,719 | $1,178 |
| 9 | Maine Range: $811 – $1,346 | $1,156 |
| 10 | Connecticut Range: $432 – $2,160 | $1,124 |
| 11 | Delaware Range: $449 – $2,160 | $1,112 |
| 12 | Pennsylvania Range: $434 – $2,160 | $1,104 |
| 13 | New York Range: $466 – $2,160 | $1,084 |
| 14 | District of Columbia Range: $461 – $1,588 | $1,036 |
| 15 | California Range: $80 – $2,160 | $1,020 |
| 16 | North Carolina Range: $500 – $1,710 | $1,012 |
| 17 | New Mexico Range: $566 – $1,494 | $996 |
| 18 | Colorado Range: $526 – $1,567 | $983 |
| 19 | Utah Range: $90 – $1,485 | $981 |
| 20 | West Virginia Range: $461 – $1,698 | $980 |
| 21 | Vermont Range: $500 – $1,577 | $966 |
| 22 | North Dakota Range: $381 – $1,627 | $952 |
| 23 | Kentucky Range: $435 – $1,627 | $951 |
| 24 | Washington Range: $80 – $1,793 | $910 |
| 25 | South Carolina Range: $466 – $1,422 | $856 |
| 26 | South Dakota Range: $90 – $1,627 | $855 |
| 27 | Oregon Range: $80 – $1,641 | $855 |
| 28 | Minnesota Range: $91 – $1,627 | $842 |
| 29 | Illinois Range: $512 – $1,289 | $828 |
| 30 | Maryland Range: $461 – $1,395 | $824 |
| 31 | Alabama Range: $433 – $1,315 | $812 |
| 32 | Mississippi Range: $471 – $1,357 | $808 |
| 33 | Tennessee Range: $516 – $1,155 | $801 |
| 34 | Arkansas Range: $433 – $1,074 | $798 |
| 35 | New Jersey Range: $406 – $1,411 | $794 |
| 36 | Virginia Range: $433 – $1,298 | $792 |
| 37 | Missouri Range: $573 – $954 | $783 |
| 38 | Oklahoma Range: $500 – $1,200 | $774 |
| 39 | Kansas Range: $569 – $981 | $772 |
| 40 | Hawaii Range: $80 – $1,376 | $771 |
| 41 | Idaho Range: $80 – $1,422 | $762 |
| 42 | Indiana Range: $90 – $1,472 | $748 |
| 43 | Michigan Range: $532 – $1,072 | $746 |
| 44 | Nevada Range: $463 – $1,103 | $731 |
| 45 | Louisiana Range: $399 – $1,133 | $723 |
| 46 | Arizona Range: $498 – $1,072 | $701 |
| 47 | Ohio Range: $357 – $1,116 | $688 |
| 48 | Texas Range: $90 – $1,309 | $679 |
| 49 | Alaska Range: $80 – $1,251 | $470 |
| 50 | Montana Range: $80 – $920 | $360 |
| 51 | Florida Range: $35 – $938 | $343 |