Cost of a Septoplasty Visit
in Indiana
Reviewed by Momentary Medical Group West PC
Indiana's healthcare market operates approximately 6% below national cost averages, benefiting from competitive insurer dynamics between Anthem, UHC, and MDwise across the state's diverse urban and rural landscape. Septoplasty patients typically pay between $90 and $1,472, with a median out-of-pocket cost of $683 based on negotiated insurance rates from 250 active providers throughout Indiana. Browse all qualified Septoplasty specialists in Indiana to find the right provider for your nasal surgery needs.
Average
$748
Median
$683
Lowest
$90
Highest
$1,472
Providers
250
19% below national average
Compare Similar Procedures
How does septoplasty compare to related procedures in Indiana?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Knee Replacement Total knee replacement (arthroplasty) | 27447 | $90 | $1,720 | $4,087 | 257 |
| Hip Replacement Total hip replacement (arthroplasty) | 27130 | $85 | $1,619 | $3,549 | 291 |
| Cataract Surgery Cataract extraction with intraocular lens insertion | 66984 | $70 | $669 | $1,385 | 294 |
| Knee Arthroscopy Arthroscopy of the knee with meniscectomy | 29881 | $90 | $663 | $1,642 | 260 |
| Gallbladder Removal (Laparoscopic) Laparoscopic cholecystectomy | 47562 | $80 | $827 | $1,834 | 351 |
| Appendectomy (Laparoscopic) Laparoscopic appendectomy | 44970 | $80 | $757 | $1,804 | 411 |
| Hysterectomy (Laparoscopic) Laparoscopic total hysterectomy | 58571 | $85 | $1,104 | $2,719 | 294 |
| Tonsillectomy Tonsillectomy, primary or secondary | 42820 | $85 | $347 | $649 | 274 |
| Inguinal Hernia Repair Inguinal hernia repair | 49505 | $90 | $627 | $1,448 | 250 |
| Mastectomy Partial or simple mastectomy | 19301 | $85 | $774 | $1,818 | 273 |
| Carpal Tunnel Surgery Open carpal tunnel release | 64721 | $291 | $559 | $1,070 | 246 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 30520 — Septoplasty or submucous resection). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 30520 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 30520 (Septoplasty or submucous resection), as mandated by the CMS Price Transparency Rule.
What CPT 30520 covers: the provider's professional fee for septoplasty. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top-Rated Hospitals in Indiana
These hospitals in Indiana are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.
INDIANAPOLIS, IN
MISHAWAKA, IN
CROWN POINT, IN
BREMEN, IN
Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.
Why Septoplasty Visit Costs Vary Across Indiana
Indiana's healthcare costs run approximately 6% below national averages, reflecting the state's lower cost of living and competitive insurer market dominated by Anthem, UHC, and MDwise. The state's mix of urban medical centers and rural practices creates diverse pricing structures for septoplasty procedures across different regions.
Urban vs. Rural Provider Availability
Indianapolis and Fort Wayne concentrate most of Indiana's ENT specialists, offering competitive pricing and shorter wait times for septoplasty procedures. Rural counties often require patients to travel to larger cities for specialized nasal surgery, though some regional hospitals in Evansville, South Bend, and Muncie provide local ENT services. This geographic disparity can affect total costs when factoring in travel and time off work for rural patients.
Facility Type and Overhead Costs
Indiana University Health and Community Health Network dominate the hospital-based ENT market, typically charging higher facility fees than independent ambulatory surgery centers. Many septoplasty procedures can be performed in office-based surgical suites, which offer significant cost savings over hospital outpatient departments. Independent ENT practices throughout Indiana often provide more transparent pricing and flexible payment options compared to large health system facilities.
Insurance Market Competition in Indiana
Anthem Blue Cross Blue Shield holds the largest market share in Indiana, followed by UnitedHealthcare and MDwise, creating moderate competition that helps control septoplasty pricing. The state's insurance market is relatively concentrated compared to larger states, leading to more standardized negotiated rates across providers. This concentration means patients often see consistent pricing within their network, though rural areas may have fewer participating providers.
Physician Supply and Demand in Indiana
With 250 active septoplasty providers serving Indiana's 6.8 million residents, the state maintains adequate ENT specialist availability, particularly in urban areas. This provider density is sufficient to prevent major supply-driven price inflation, though subspecialty rhinoplasty surgeons may command premium rates. Wait times for septoplasty consultations typically range from 2-6 weeks in major cities, with rural areas potentially requiring longer scheduling delays that don't significantly impact pricing.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Septoplasty Costs in Indiana
What is the average cost of a Septoplasty visit in Indiana without insurance?
Does Indiana Medicaid cover Septoplasty visits?
How do I find an affordable Septoplasty near me in Indiana?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Septoplasty visit in Indiana?
How does telemedicine affect the cost of seeing a Septoplasty in Indiana?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 30520)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Wisconsin Range: $95 – $4,419 | $1,865 |
| 2 | Massachusetts Range: $456 – $2,788 | $1,415 |
| 3 | Nebraska Range: $765 – $1,627 | $1,273 |
| 4 | Wyoming Range: $714 – $1,996 | $1,260 |
| 5 | Rhode Island Range: $555 – $2,160 | $1,256 |
| 6 | Georgia Range: $499 – $2,190 | $1,213 |
| 7 | Iowa Range: $549 – $1,627 | $1,201 |
| 8 | New Hampshire Range: $563 – $1,719 | $1,178 |
| 9 | Maine Range: $811 – $1,346 | $1,156 |
| 10 | Connecticut Range: $432 – $2,160 | $1,124 |
| 11 | Delaware Range: $449 – $2,160 | $1,112 |
| 12 | Pennsylvania Range: $434 – $2,160 | $1,104 |
| 13 | New York Range: $466 – $2,160 | $1,084 |
| 14 | District of Columbia Range: $461 – $1,588 | $1,036 |
| 15 | California Range: $80 – $2,160 | $1,020 |
| 16 | North Carolina Range: $500 – $1,710 | $1,012 |
| 17 | New Mexico Range: $566 – $1,494 | $996 |
| 18 | Colorado Range: $526 – $1,567 | $983 |
| 19 | Utah Range: $90 – $1,485 | $981 |
| 20 | West Virginia Range: $461 – $1,698 | $980 |
| 21 | Vermont Range: $500 – $1,577 | $966 |
| 22 | North Dakota Range: $381 – $1,627 | $952 |
| 23 | Kentucky Range: $435 – $1,627 | $951 |
| 24 | Washington Range: $80 – $1,793 | $910 |
| 25 | South Carolina Range: $466 – $1,422 | $856 |
| 26 | South Dakota Range: $90 – $1,627 | $855 |
| 27 | Oregon Range: $80 – $1,641 | $855 |
| 28 | Minnesota Range: $91 – $1,627 | $842 |
| 29 | Illinois Range: $512 – $1,289 | $828 |
| 30 | Maryland Range: $461 – $1,395 | $824 |
| 31 | Alabama Range: $433 – $1,315 | $812 |
| 32 | Mississippi Range: $471 – $1,357 | $808 |
| 33 | Tennessee Range: $516 – $1,155 | $801 |
| 34 | Arkansas Range: $433 – $1,074 | $798 |
| 35 | New Jersey Range: $406 – $1,411 | $794 |
| 36 | Virginia Range: $433 – $1,298 | $792 |
| 37 | Missouri Range: $573 – $954 | $783 |
| 38 | Oklahoma Range: $500 – $1,200 | $774 |
| 39 | Kansas Range: $569 – $981 | $772 |
| 40 | Hawaii Range: $80 – $1,376 | $771 |
| 41 | Idaho Range: $80 – $1,422 | $762 |
| 42 | Indiana Range: $90 – $1,472 | $748 |
| 43 | Michigan Range: $532 – $1,072 | $746 |
| 44 | Nevada Range: $463 – $1,103 | $731 |
| 45 | Louisiana Range: $399 – $1,133 | $723 |
| 46 | Arizona Range: $498 – $1,072 | $701 |
| 47 | Ohio Range: $357 – $1,116 | $688 |
| 48 | Texas Range: $90 – $1,309 | $679 |
| 49 | Alaska Range: $80 – $1,251 | $470 |
| 50 | Montana Range: $80 – $920 | $360 |
| 51 | Florida Range: $35 – $938 | $343 |