Cost of a Septoplasty Visit
in Montana
Reviewed by Momentary Medical Group West PC
Montana's vast rural landscape creates unique challenges for specialty care access, with patients often traveling significant distances to reach qualified providers. For septoplasty procedures, the state shows negotiated rates that are approximately 90% below national averages, with costs typically ranging from $80 to $920 based on complexity and provider type. Montana maintains nearly 300 active providers offering septoplasty services across the state, giving patients options from Billings to Missoula. Patients can browse all available septoplasty specialists throughout Montana to find the most convenient and affordable option for their needs.
Average
$360
Median
$80
Lowest
$80
Highest
$920
Providers
298
61% below national average
Compare Similar Procedures
How does septoplasty compare to related procedures in Montana?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Knee Replacement Total knee replacement (arthroplasty) | 27447 | $92 | $1,667 | $6,877 | 35 |
| Hip Replacement Total hip replacement (arthroplasty) | 27130 | $80 | $1,395 | $6,442 | 49 |
| Cataract Surgery Cataract extraction with intraocular lens insertion | 66984 | $85 | $554 | $2,744 | 48 |
| Knee Arthroscopy Arthroscopy of the knee with meniscectomy | 29881 | $80 | $80 | $985 | 300 |
| Gallbladder Removal (Laparoscopic) Laparoscopic cholecystectomy | 47562 | $80 | $80 | $1,124 | 315 |
| Appendectomy (Laparoscopic) Laparoscopic appendectomy | 44970 | $80 | $80 | $1,231 | 321 |
| Hysterectomy (Laparoscopic) Laparoscopic total hysterectomy | 58571 | $82 | $983 | $4,679 | 42 |
| Tonsillectomy Tonsillectomy, primary or secondary | 42820 | $85 | $313 | $581 | 38 |
| Inguinal Hernia Repair Inguinal hernia repair | 49505 | $378 | $656 | $2,328 | 32 |
| Mastectomy Partial or simple mastectomy | 19301 | $85 | $675 | $2,902 | 39 |
| Carpal Tunnel Surgery Open carpal tunnel release | 64721 | $90 | $469 | $979 | 37 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 30520 — Septoplasty or submucous resection). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 30520 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 30520 (Septoplasty or submucous resection), as mandated by the CMS Price Transparency Rule.
What CPT 30520 covers: the provider's professional fee for septoplasty. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top-Rated Hospitals in Montana
These hospitals in Montana are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.
FORT HARRISON, MT
WHITEFISH, MT
MISSOULA, MT
ANACONDA, MT
GREAT FALLS, MT
Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.
Why Septoplasty Visit Costs Vary Across Montana
Montana's healthcare costs run approximately 4% above national averages despite lower overall cost of living, reflecting the challenges of delivering specialized care across the state's vast rural geography. The state's sparse population density requires providers to spread overhead costs across fewer patients, while many specialists concentrate in just a few urban centers.
Urban vs. Rural Provider Availability
Most of Montana's septoplasty specialists practice in Billings, Missoula, Bozeman, and Great Falls, leaving rural patients with limited local options and significant travel requirements. This geographic concentration allows urban practices to maintain higher patient volumes and competitive pricing, while rural patients often face higher costs due to travel expenses and limited provider choice. Some rural hospitals partner with urban specialists to provide periodic clinics, though surgical procedures typically require travel to larger centers.
Facility Type and Overhead Costs
Hospital-based practices like those at Billings Clinic and Providence St. Patrick Hospital often charge separate facility fees that can add $2,000-4,000 to septoplasty costs. Independent surgery centers typically offer more transparent pricing without separate facility fees, though they may have more limited insurance network participation. Montana's rural hospitals often refer complex septoplasty cases to urban centers, concentrating higher-cost procedures in major medical centers.
Insurance Market Competition in Montana
BCBS Montana dominates the state's insurance market, particularly in rural areas where it may be the only available option, reducing competitive pressure on negotiated rates. PacificSource and UHC provide additional options primarily in urban markets, creating more competitive pricing in cities like Missoula and Bozeman. The limited insurer competition in rural Montana often results in higher patient costs and fewer in-network provider options.
Physician Supply and Demand in Montana
With nearly 300 providers offering septoplasty services statewide, Montana maintains reasonable specialist availability relative to its population, though geographic distribution remains uneven. The concentration of specialists in urban areas creates appointment backlogs of 4-8 weeks in major cities, while rural patients may face even longer waits due to travel logistics. This supply-demand imbalance allows urban specialists to maintain premium pricing, particularly for complex revision procedures.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Septoplasty Costs in Montana
What is the average cost of a Septoplasty visit in Montana without insurance?
Does Montana Medicaid cover Septoplasty visits?
How do I find an affordable Septoplasty near me in Montana?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Septoplasty visit in Montana?
How does telemedicine affect the cost of seeing a Septoplasty in Montana?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 30520)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Wisconsin Range: $95 – $4,419 | $1,865 |
| 2 | Massachusetts Range: $456 – $2,788 | $1,415 |
| 3 | Nebraska Range: $765 – $1,627 | $1,273 |
| 4 | Wyoming Range: $714 – $1,996 | $1,260 |
| 5 | Rhode Island Range: $555 – $2,160 | $1,256 |
| 6 | Georgia Range: $499 – $2,190 | $1,213 |
| 7 | Iowa Range: $549 – $1,627 | $1,201 |
| 8 | New Hampshire Range: $563 – $1,719 | $1,178 |
| 9 | Maine Range: $811 – $1,346 | $1,156 |
| 10 | Connecticut Range: $432 – $2,160 | $1,124 |
| 11 | Delaware Range: $449 – $2,160 | $1,112 |
| 12 | Pennsylvania Range: $434 – $2,160 | $1,104 |
| 13 | New York Range: $466 – $2,160 | $1,084 |
| 14 | District of Columbia Range: $461 – $1,588 | $1,036 |
| 15 | California Range: $80 – $2,160 | $1,020 |
| 16 | North Carolina Range: $500 – $1,710 | $1,012 |
| 17 | New Mexico Range: $566 – $1,494 | $996 |
| 18 | Colorado Range: $526 – $1,567 | $983 |
| 19 | Utah Range: $90 – $1,485 | $981 |
| 20 | West Virginia Range: $461 – $1,698 | $980 |
| 21 | Vermont Range: $500 – $1,577 | $966 |
| 22 | North Dakota Range: $381 – $1,627 | $952 |
| 23 | Kentucky Range: $435 – $1,627 | $951 |
| 24 | Washington Range: $80 – $1,793 | $910 |
| 25 | South Carolina Range: $466 – $1,422 | $856 |
| 26 | South Dakota Range: $90 – $1,627 | $855 |
| 27 | Oregon Range: $80 – $1,641 | $855 |
| 28 | Minnesota Range: $91 – $1,627 | $842 |
| 29 | Illinois Range: $512 – $1,289 | $828 |
| 30 | Maryland Range: $461 – $1,395 | $824 |
| 31 | Alabama Range: $433 – $1,315 | $812 |
| 32 | Mississippi Range: $471 – $1,357 | $808 |
| 33 | Tennessee Range: $516 – $1,155 | $801 |
| 34 | Arkansas Range: $433 – $1,074 | $798 |
| 35 | New Jersey Range: $406 – $1,411 | $794 |
| 36 | Virginia Range: $433 – $1,298 | $792 |
| 37 | Missouri Range: $573 – $954 | $783 |
| 38 | Oklahoma Range: $500 – $1,200 | $774 |
| 39 | Kansas Range: $569 – $981 | $772 |
| 40 | Hawaii Range: $80 – $1,376 | $771 |
| 41 | Idaho Range: $80 – $1,422 | $762 |
| 42 | Indiana Range: $90 – $1,472 | $748 |
| 43 | Michigan Range: $532 – $1,072 | $746 |
| 44 | Nevada Range: $463 – $1,103 | $731 |
| 45 | Louisiana Range: $399 – $1,133 | $723 |
| 46 | Arizona Range: $498 – $1,072 | $701 |
| 47 | Ohio Range: $357 – $1,116 | $688 |
| 48 | Texas Range: $90 – $1,309 | $679 |
| 49 | Alaska Range: $80 – $1,251 | $470 |
| 50 | Montana Range: $80 – $920 | $360 |
| 51 | Florida Range: $35 – $938 | $343 |