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Rhode Island

Cost of a Septoplasty Visit
in Rhode Island

Reviewed by Momentary Medical Group West PC

Rhode Island's compact geography and concentrated healthcare market in Providence create unique cost patterns for specialist care across the Ocean State. Septoplasty patients typically pay between $555 and $2,160, with a median out-of-pocket cost of $1,052 based on negotiated insurance rates. With 56 active Septoplasty providers serving Rhode Island's 1.1 million residents, patients can browse specialists from Newport to Westerly to find the right match.

Average

$1,256

Median

$1,052

Lowest

$555

Highest

$2,160

Providers

56

National avg: $921Rhode Island: $1,256

36% above national average

Compare Similar Procedures

How does septoplasty compare to related procedures in Rhode Island?

ProcedureCPTLowMedianHighProviders
Knee Replacement

Total knee replacement (arthroplasty)

27447$1,136$2,323$6,05157
Hip Replacement

Total hip replacement (arthroplasty)

27130$80$1,978$6,06074
Cataract Surgery

Cataract extraction with intraocular lens insertion

66984$448$960$2,13558
Knee Arthroscopy

Arthroscopy of the knee with meniscectomy

29881$452$895$2,41058
Gallbladder Removal (Laparoscopic)

Laparoscopic cholecystectomy

47562$91$1,006$1,92166
Appendectomy (Laparoscopic)

Laparoscopic appendectomy

44970$80$884$1,75279
Hysterectomy (Laparoscopic)

Laparoscopic total hysterectomy

58571$85$1,277$3,20160
Tonsillectomy

Tonsillectomy, primary or secondary

42820$239$441$74258
Inguinal Hernia Repair

Inguinal hernia repair

49505$440$858$1,52157
Mastectomy

Partial or simple mastectomy

19301$509$1,087$2,64261
Carpal Tunnel Surgery

Open carpal tunnel release

64721$364$877$1,95758

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 30520Septoplasty or submucous resection). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 30520 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 30520 (Septoplasty or submucous resection), as mandated by the CMS Price Transparency Rule.

What CPT 30520 covers: the provider's professional fee for septoplasty. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Septoplasty Visit Costs Vary Across Rhode Island

Rhode Island's healthcare costs run approximately 13% above the national average, driven by the state's high cost of living, concentrated hospital market, and proximity to expensive Boston medical centers. The Ocean State's small size means most patients can access Providence's major medical centers within 30 minutes, reducing rural-urban cost disparities seen in larger states.

Urban vs. Rural Provider Availability

Rhode Island's compact geography concentrates most ENT specialists in the Providence metropolitan area, with limited options in South County and coastal communities like Block Island. This concentration means rural patients often travel to Providence for specialty care, but without the extreme distance penalties seen in western states. The state's excellent highway system makes most specialists accessible within an hour's drive from anywhere in Rhode Island.

Facility Type and Overhead Costs

Hospital-owned practices dominate Rhode Island's healthcare landscape, with systems like Lifespan and Care New England employing many ENT specialists and charging correspondingly higher facility fees. Independent ENT practices remain competitive in areas like Warwick and Cranston, often offering 20-30% lower costs than hospital-employed colleagues. Rhode Island's high real estate costs and regulatory requirements create baseline overhead expenses that keep all provider costs elevated compared to regional averages.

Insurance Market Competition in Rhode Island

Blue Cross Blue Shield of Rhode Island's market dominance gives it significant negotiating power, resulting in relatively standardized rates across providers but limited competitive pressure to reduce costs. United Healthcare and Tufts Health Plan provide competition primarily in the employer market, with varying network configurations that can create cost surprises for patients. The state's small size limits the number of competing health systems, reducing the competitive pressure that might otherwise drive down specialist fees.

Physician Supply and Demand in Rhode Island

With 56 active septoplasty providers serving just over one million residents, Rhode Island has adequate ENT specialist availability compared to national standards, helping moderate wait times and costs. The state's proximity to Boston's medical schools ensures a steady pipeline of specialists, though many new graduates migrate to higher-paying markets in Massachusetts or Connecticut. Brown University's medical school helps retain some specialists locally, though the small market size limits opportunities for subspecialization that might drive costs higher.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Septoplasty Costs in Rhode Island

What is the average cost of a Septoplasty visit in Rhode Island without insurance?

Uninsured patients in Rhode Island typically pay between $555 and $2,160 for a septoplasty consultation, with a median cost of $1,052 based on actual negotiated insurance rates. Hospital-employed specialists often charge toward the higher end of this range, while independent practices may offer the lower end plus self-pay discounts. Many providers offer 20-40% discounts for patients who pay at the time of service, bringing costs down to $630-$1,300 for most consultations.

Does Rhode Island Medicaid cover Septoplasty visits?

Yes, Rhode Island's expanded Medicaid program covers ENT specialist consultations and septoplasty procedures when medically necessary, typically with no copay for beneficiaries. Prior authorization may be required for surgical procedures, and coverage focuses on functional impairment rather than cosmetic concerns. Rhode Island has maintained robust Medicaid benefits since expansion, making specialist care accessible to adults earning up to 138% of the federal poverty level.

How do I find an affordable Septoplasty near me in Rhode Island?

Compare costs between hospital-employed specialists and independent practices, as independents often charge 20-30% less for the same consultation. Ask about self-pay discounts, payment plans, and sliding-scale fees, particularly at community health centers in Providence and other urban areas. Consider telehealth consultations when appropriate, as they often cost less than in-person visits and can help determine if surgery is truly necessary.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial septoplasty consultations typically cost $555-$2,160 depending on complexity and provider type, while follow-up visits generally run $200-$800 for established patients. The significant cost difference reflects the time needed for comprehensive evaluation, imaging review, and treatment planning during first visits. Most insurance plans have different copays for new patient visits versus follow-ups, with established patient visits often costing patients 30-50% less out-of-pocket.

Can I use an HSA or FSA to pay for a Septoplasty visit in Rhode Island?

Yes, both HSA and FSA funds can be used for septoplasty consultations and procedures in Rhode Island, as they qualify as legitimate medical expenses under IRS guidelines. Keep detailed receipts and documentation, particularly if combining consultation and surgical costs across multiple tax years. Some providers offer HSA/FSA payment processing, while others require you to pay upfront and seek reimbursement from your administrator.

How does telemedicine affect the cost of seeing a Septoplasty in Rhode Island?

Telemedicine consultations typically cost 40-60% less than in-person visits, ranging from $200-$600 depending on the provider and complexity of the consultation. Rhode Island expanded telehealth coverage during COVID-19, with most insurers now covering virtual ENT consultations at the same rate as office visits. However, physical examination and nasal endoscopy often require in-person follow-up, making telehealth most useful for initial consultations and post-operative check-ins.

Click a state to compare costs

Average Visit Cost

$343
$1,865

Office visit (CPT 30520)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $95$4,419
$1,865
2Massachusetts
Range: $456$2,788
$1,415
3Nebraska
Range: $765$1,627
$1,273
4Wyoming
Range: $714$1,996
$1,260
5Rhode Island
Range: $555$2,160
$1,256
6Georgia
Range: $499$2,190
$1,213
7Iowa
Range: $549$1,627
$1,201
8New Hampshire
Range: $563$1,719
$1,178
9Maine
Range: $811$1,346
$1,156
10Connecticut
Range: $432$2,160
$1,124
11Delaware
Range: $449$2,160
$1,112
12Pennsylvania
Range: $434$2,160
$1,104
13New York
Range: $466$2,160
$1,084
14District of Columbia
Range: $461$1,588
$1,036
15California
Range: $80$2,160
$1,020
16North Carolina
Range: $500$1,710
$1,012
17New Mexico
Range: $566$1,494
$996
18Colorado
Range: $526$1,567
$983
19Utah
Range: $90$1,485
$981
20West Virginia
Range: $461$1,698
$980
21Vermont
Range: $500$1,577
$966
22North Dakota
Range: $381$1,627
$952
23Kentucky
Range: $435$1,627
$951
24Washington
Range: $80$1,793
$910
25South Carolina
Range: $466$1,422
$856
26South Dakota
Range: $90$1,627
$855
27Oregon
Range: $80$1,641
$855
28Minnesota
Range: $91$1,627
$842
29Illinois
Range: $512$1,289
$828
30Maryland
Range: $461$1,395
$824
31Alabama
Range: $433$1,315
$812
32Mississippi
Range: $471$1,357
$808
33Tennessee
Range: $516$1,155
$801
34Arkansas
Range: $433$1,074
$798
35New Jersey
Range: $406$1,411
$794
36Virginia
Range: $433$1,298
$792
37Missouri
Range: $573$954
$783
38Oklahoma
Range: $500$1,200
$774
39Kansas
Range: $569$981
$772
40Hawaii
Range: $80$1,376
$771
41Idaho
Range: $80$1,422
$762
42Indiana
Range: $90$1,472
$748
43Michigan
Range: $532$1,072
$746
44Nevada
Range: $463$1,103
$731
45Louisiana
Range: $399$1,133
$723
46Arizona
Range: $498$1,072
$701
47Ohio
Range: $357$1,116
$688
48Texas
Range: $90$1,309
$679
49Alaska
Range: $80$1,251
$470
50Montana
Range: $80$920
$360
51Florida
Range: $35$938
$343
Septoplasty in Other States