Cost of a Septoplasty Visit
in Tennessee
Reviewed by Momentary Medical Group West PC
Tennessee's healthcare costs run approximately 4% below the national average, creating opportunities for patients seeking affordable septoplasty procedures across the state's diverse medical landscape. Septoplasty patients in Tennessee typically pay between $515.72 and $1155.06, with a median out-of-pocket cost of $731.98, according to negotiated insurance rates from 2,275 active providers statewide. Tennessee residents can browse all qualified septoplasty providers through our comprehensive network directory.
Average
$801
Median
$732
Lowest
$516
Highest
$1,155
Providers
2,275
13% below national average
Compare Similar Procedures
How does septoplasty compare to related procedures in Tennessee?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Knee Replacement Total knee replacement (arthroplasty) | 27447 | $1,147 | $1,734 | $2,647 | 2,258 |
| Hip Replacement Total hip replacement (arthroplasty) | 27130 | $1,095 | $1,701 | $2,579 | 2,352 |
| Cataract Surgery Cataract extraction with intraocular lens insertion | 66984 | $418 | $715 | $1,090 | 2,391 |
| Knee Arthroscopy Arthroscopy of the knee with meniscectomy | 29881 | $466 | $690 | $1,057 | 2,276 |
| Gallbladder Removal (Laparoscopic) Laparoscopic cholecystectomy | 47562 | $531 | $835 | $1,300 | 2,318 |
| Appendectomy (Laparoscopic) Laparoscopic appendectomy | 44970 | $90 | $748 | $1,258 | 2,637 |
| Hysterectomy (Laparoscopic) Laparoscopic total hysterectomy | 58571 | $85 | $1,116 | $1,679 | 2,384 |
| Tonsillectomy Tonsillectomy, primary or secondary | 42820 | $234 | $364 | $559 | 2,379 |
| Inguinal Hernia Repair Inguinal hernia repair | 49505 | $440 | $660 | $1,016 | 2,254 |
| Mastectomy Partial or simple mastectomy | 19301 | $371 | $763 | $1,198 | 2,374 |
| Carpal Tunnel Surgery Open carpal tunnel release | 64721 | $332 | $503 | $804 | 2,426 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 30520 — Septoplasty or submucous resection). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 30520 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 30520 (Septoplasty or submucous resection), as mandated by the CMS Price Transparency Rule.
What CPT 30520 covers: the provider's professional fee for septoplasty. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top-Rated Hospitals in Tennessee
These hospitals in Tennessee are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.
MOUNTAIN HOME, TN
MANCHESTER, TN
HUNTINGDON, TN
FRANKLIN, TN
Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.
Why Septoplasty Visit Costs Vary Across Tennessee
Tennessee's healthcare costs run approximately 4% below national averages, reflecting the state's moderate cost of living and competitive provider market across both urban centers and rural communities. The state's geographic diversity creates significant cost variations between metropolitan areas like Nashville-Davidson and Memphis versus smaller markets in East Tennessee's Appalachian region.
Urban vs. Rural Provider Availability
Tennessee's three major metropolitan areas - Nashville, Memphis, and Knoxville - concentrate most septoplasty specialists, while rural counties often require patients to travel significant distances for care. This geographic imbalance creates higher costs in underserved areas where limited competition allows providers to command premium rates. East Tennessee's mountainous terrain particularly challenges access, with some patients driving 2-3 hours to reach qualified ENT surgeons.
Facility Type and Overhead Costs
Major health systems like Vanderbilt University Medical Center, Baptist Memorial, and Erlanger Health System operate higher-cost hospital-based outpatient departments throughout Tennessee. Independent surgery centers and private practice facilities typically offer more competitive pricing, particularly in Nashville's competitive market where numerous options exist. Academic medical centers in Memphis and Nashville may charge teaching hospital premiums but often provide access to the latest surgical techniques.
Insurance Market Competition in Tennessee
Blue Cross Blue Shield of Tennessee maintains the largest market share statewide, with UnitedHealthcare and Cigna providing competitive alternatives primarily in urban markets. Rural counties often have limited insurer options, reducing competitive pressure on negotiated rates and potentially increasing patient costs. The absence of a state all-payer claims database limits price transparency, making it harder for patients to compare costs across providers and insurers.
Physician Supply and Demand in Tennessee
Tennessee's 2,275 active septoplasty providers suggest adequate supply in urban areas but potential shortages in rural regions of the state. Nashville's position as a regional medical hub attracts specialists from surrounding states, creating competitive pricing within the metropolitan area. Wait times for non-urgent septoplasty procedures typically range from 2-6 weeks in major cities but may extend longer in underserved rural counties.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Septoplasty Costs in Tennessee
What is the average cost of a septoplasty visit in Tennessee without insurance?
Does Tennessee Medicaid cover septoplasty visits?
How do I find an affordable septoplasty near me in Tennessee?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a septoplasty visit in Tennessee?
How does telemedicine affect the cost of seeing a septoplasty in Tennessee?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 30520)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Wisconsin Range: $95 – $4,419 | $1,865 |
| 2 | Massachusetts Range: $456 – $2,788 | $1,415 |
| 3 | Nebraska Range: $765 – $1,627 | $1,273 |
| 4 | Wyoming Range: $714 – $1,996 | $1,260 |
| 5 | Rhode Island Range: $555 – $2,160 | $1,256 |
| 6 | Georgia Range: $499 – $2,190 | $1,213 |
| 7 | Iowa Range: $549 – $1,627 | $1,201 |
| 8 | New Hampshire Range: $563 – $1,719 | $1,178 |
| 9 | Maine Range: $811 – $1,346 | $1,156 |
| 10 | Connecticut Range: $432 – $2,160 | $1,124 |
| 11 | Delaware Range: $449 – $2,160 | $1,112 |
| 12 | Pennsylvania Range: $434 – $2,160 | $1,104 |
| 13 | New York Range: $466 – $2,160 | $1,084 |
| 14 | District of Columbia Range: $461 – $1,588 | $1,036 |
| 15 | California Range: $80 – $2,160 | $1,020 |
| 16 | North Carolina Range: $500 – $1,710 | $1,012 |
| 17 | New Mexico Range: $566 – $1,494 | $996 |
| 18 | Colorado Range: $526 – $1,567 | $983 |
| 19 | Utah Range: $90 – $1,485 | $981 |
| 20 | West Virginia Range: $461 – $1,698 | $980 |
| 21 | Vermont Range: $500 – $1,577 | $966 |
| 22 | North Dakota Range: $381 – $1,627 | $952 |
| 23 | Kentucky Range: $435 – $1,627 | $951 |
| 24 | Washington Range: $80 – $1,793 | $910 |
| 25 | South Carolina Range: $466 – $1,422 | $856 |
| 26 | South Dakota Range: $90 – $1,627 | $855 |
| 27 | Oregon Range: $80 – $1,641 | $855 |
| 28 | Minnesota Range: $91 – $1,627 | $842 |
| 29 | Illinois Range: $512 – $1,289 | $828 |
| 30 | Maryland Range: $461 – $1,395 | $824 |
| 31 | Alabama Range: $433 – $1,315 | $812 |
| 32 | Mississippi Range: $471 – $1,357 | $808 |
| 33 | Tennessee Range: $516 – $1,155 | $801 |
| 34 | Arkansas Range: $433 – $1,074 | $798 |
| 35 | New Jersey Range: $406 – $1,411 | $794 |
| 36 | Virginia Range: $433 – $1,298 | $792 |
| 37 | Missouri Range: $573 – $954 | $783 |
| 38 | Oklahoma Range: $500 – $1,200 | $774 |
| 39 | Kansas Range: $569 – $981 | $772 |
| 40 | Hawaii Range: $80 – $1,376 | $771 |
| 41 | Idaho Range: $80 – $1,422 | $762 |
| 42 | Indiana Range: $90 – $1,472 | $748 |
| 43 | Michigan Range: $532 – $1,072 | $746 |
| 44 | Nevada Range: $463 – $1,103 | $731 |
| 45 | Louisiana Range: $399 – $1,133 | $723 |
| 46 | Arizona Range: $498 – $1,072 | $701 |
| 47 | Ohio Range: $357 – $1,116 | $688 |
| 48 | Texas Range: $90 – $1,309 | $679 |
| 49 | Alaska Range: $80 – $1,251 | $470 |
| 50 | Montana Range: $80 – $920 | $360 |
| 51 | Florida Range: $35 – $938 | $343 |