Cost of a Septoplasty Visit
in Michigan
Reviewed by Momentary Medical Group West PC
Michigan's healthcare market benefits from Medicaid expansion and moderate insurer competition, helping keep Septoplasty costs roughly 20% below national averages. Patients typically pay between $532 and $1,072 for a Septoplasty procedure, with a median cost of $635 across the state's 1,631 active providers. You can browse all qualified Septoplasty specialists throughout Michigan to find the most affordable option for your specific insurance plan.
Average
$746
Median
$635
Lowest
$532
Highest
$1,072
Providers
1,631
19% below national average
Compare Similar Procedures
How does septoplasty compare to related procedures in Michigan?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Knee Replacement Total knee replacement (arthroplasty) | 27447 | $1,136 | $1,872 | $3,355 | 1,660 |
| Hip Replacement Total hip replacement (arthroplasty) | 27130 | $80 | $1,749 | $2,869 | 2,018 |
| Cataract Surgery Cataract extraction with intraocular lens insertion | 66984 | $85 | $776 | $1,073 | 1,788 |
| Knee Arthroscopy Arthroscopy of the knee with meniscectomy | 29881 | $452 | $753 | $1,294 | 1,677 |
| Gallbladder Removal (Laparoscopic) Laparoscopic cholecystectomy | 47562 | $430 | $1,039 | $1,565 | 1,749 |
| Appendectomy (Laparoscopic) Laparoscopic appendectomy | 44970 | $80 | $833 | $2,021 | 2,239 |
| Hysterectomy (Laparoscopic) Laparoscopic total hysterectomy | 58571 | $93 | $1,316 | $1,926 | 1,724 |
| Tonsillectomy Tonsillectomy, primary or secondary | 42820 | $238 | $409 | $559 | 1,670 |
| Inguinal Hernia Repair Inguinal hernia repair | 49505 | $440 | $736 | $1,216 | 1,658 |
| Mastectomy Partial or simple mastectomy | 19301 | $429 | $654 | $1,470 | 1,712 |
| Carpal Tunnel Surgery Open carpal tunnel release | 64721 | $359 | $457 | $1,068 | 1,634 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 30520 — Septoplasty or submucous resection). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 30520 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 30520 (Septoplasty or submucous resection), as mandated by the CMS Price Transparency Rule.
What CPT 30520 covers: the provider's professional fee for septoplasty. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top-Rated Hospitals in Michigan
These hospitals in Michigan are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.
ANN ARBOR, MI
CARSON CITY, MI
PAW PAW, MI
HANCOCK, MI
SHELBY, MI
Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.
Why Septoplasty Visit Costs Vary Across Michigan
Michigan's healthcare costs run approximately 3% below national averages, reflecting the state's moderate cost of living and competitive insurance market. The concentration of medical expertise in Detroit, Grand Rapids, and Ann Arbor creates pricing pressure while rural areas often struggle with specialist access.
Urban vs. Rural Provider Availability
Michigan's Upper Peninsula and northern counties have limited Septoplasty options, often requiring patients to travel 2-3 hours to reach qualified specialists in cities like Traverse City or Grand Rapids. This geographic disparity means rural patients face higher total costs when factoring in travel and lodging. Urban areas like Detroit and Ann Arbor offer abundant choices but at premium pricing due to higher overhead costs.
Facility Type and Overhead Costs
Major health systems like Henry Ford, Beaumont, and University of Michigan dominate the state's ENT landscape, often charging facility fees that independent practices cannot match. Ambulatory surgery centers have emerged as cost-effective alternatives, particularly in suburban Detroit and Grand Rapids markets. Hospital-based Septoplasty procedures typically cost 40-60% more than the same surgery at dedicated outpatient facilities.
Insurance Market Competition in Michigan
BCBS Michigan maintains the largest market share but faces strong competition from UHC and Aetna, creating negotiating leverage that helps control specialist fees. The state's moderate insurance competition prevents the extreme pricing seen in more consolidated markets. Priority Health and McLaren Health Plan also provide regional competition that benefits patients through competitive rates.
Physician Supply and Demand in Michigan
With 1,631 active Septoplasty providers statewide, Michigan has adequate specialist coverage in urban areas but significant shortages in rural regions. The concentration of medical schools and residency programs in Detroit and Ann Arbor helps maintain steady physician supply. This balanced supply-demand relationship keeps pricing competitive compared to states with severe specialist shortages.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Septoplasty Costs in Michigan
What is the average cost of a Septoplasty visit in Michigan without insurance?
Does Michigan Medicaid cover Septoplasty visits?
How do I find an affordable Septoplasty near me in Michigan?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Septoplasty visit in Michigan?
How does telemedicine affect the cost of seeing a Septoplasty in Michigan?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 30520)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Wisconsin Range: $95 – $4,419 | $1,865 |
| 2 | Massachusetts Range: $456 – $2,788 | $1,415 |
| 3 | Nebraska Range: $765 – $1,627 | $1,273 |
| 4 | Wyoming Range: $714 – $1,996 | $1,260 |
| 5 | Rhode Island Range: $555 – $2,160 | $1,256 |
| 6 | Georgia Range: $499 – $2,190 | $1,213 |
| 7 | Iowa Range: $549 – $1,627 | $1,201 |
| 8 | New Hampshire Range: $563 – $1,719 | $1,178 |
| 9 | Maine Range: $811 – $1,346 | $1,156 |
| 10 | Connecticut Range: $432 – $2,160 | $1,124 |
| 11 | Delaware Range: $449 – $2,160 | $1,112 |
| 12 | Pennsylvania Range: $434 – $2,160 | $1,104 |
| 13 | New York Range: $466 – $2,160 | $1,084 |
| 14 | District of Columbia Range: $461 – $1,588 | $1,036 |
| 15 | California Range: $80 – $2,160 | $1,020 |
| 16 | North Carolina Range: $500 – $1,710 | $1,012 |
| 17 | New Mexico Range: $566 – $1,494 | $996 |
| 18 | Colorado Range: $526 – $1,567 | $983 |
| 19 | Utah Range: $90 – $1,485 | $981 |
| 20 | West Virginia Range: $461 – $1,698 | $980 |
| 21 | Vermont Range: $500 – $1,577 | $966 |
| 22 | North Dakota Range: $381 – $1,627 | $952 |
| 23 | Kentucky Range: $435 – $1,627 | $951 |
| 24 | Washington Range: $80 – $1,793 | $910 |
| 25 | South Carolina Range: $466 – $1,422 | $856 |
| 26 | South Dakota Range: $90 – $1,627 | $855 |
| 27 | Oregon Range: $80 – $1,641 | $855 |
| 28 | Minnesota Range: $91 – $1,627 | $842 |
| 29 | Illinois Range: $512 – $1,289 | $828 |
| 30 | Maryland Range: $461 – $1,395 | $824 |
| 31 | Alabama Range: $433 – $1,315 | $812 |
| 32 | Mississippi Range: $471 – $1,357 | $808 |
| 33 | Tennessee Range: $516 – $1,155 | $801 |
| 34 | Arkansas Range: $433 – $1,074 | $798 |
| 35 | New Jersey Range: $406 – $1,411 | $794 |
| 36 | Virginia Range: $433 – $1,298 | $792 |
| 37 | Missouri Range: $573 – $954 | $783 |
| 38 | Oklahoma Range: $500 – $1,200 | $774 |
| 39 | Kansas Range: $569 – $981 | $772 |
| 40 | Hawaii Range: $80 – $1,376 | $771 |
| 41 | Idaho Range: $80 – $1,422 | $762 |
| 42 | Indiana Range: $90 – $1,472 | $748 |
| 43 | Michigan Range: $532 – $1,072 | $746 |
| 44 | Nevada Range: $463 – $1,103 | $731 |
| 45 | Louisiana Range: $399 – $1,133 | $723 |
| 46 | Arizona Range: $498 – $1,072 | $701 |
| 47 | Ohio Range: $357 – $1,116 | $688 |
| 48 | Texas Range: $90 – $1,309 | $679 |
| 49 | Alaska Range: $80 – $1,251 | $470 |
| 50 | Montana Range: $80 – $920 | $360 |
| 51 | Florida Range: $35 – $938 | $343 |