Cost of a Lower Back MRI Visit
in Hayward
Hayward's healthcare market reflects the broader Bay Area landscape, with imaging services distributed across regional medical networks and independent facilities. Patients in Hayward pay between $80 and $368 for a Lower Back MRI visit, with a median of $354. Current data shows 0 active providers in the immediate area (0 individual practitioners, 0 group practices).
Cost Summary for Lower Back MRI in Hayward
Low Estimate
$80
Median
$354
High Estimate
$368
Providers
10
8% below national average
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 72148 — MRI lumbar spine without contrast). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 72148 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 72148 (MRI lumbar spine without contrast), as mandated by the CMS Price Transparency Rule.
What CPT 72148 covers: the provider's professional fee for mri lumbar spine. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
Is It Cheaper to See a Lower Back MRI Near Hayward?
Nearby cities offer significantly lower costs than Hayward's $354 median, with Oakland at just $85 (14 miles away) and Fremont at $120 (9.7 miles away). San Francisco, despite being a major metropolitan center, also costs less at $148 median, located 19.9 miles from Hayward. These regional differences reflect varying provider networks and competition levels across Bay Area communities.
| City | Median Cost | vs. Hayward | Providers |
|---|---|---|---|
| Hayward (this city) | $354 | — | 10 |
| Fremont9.7 mi away | $120 | -$234 | 152 |
| Oakland14 mi away | $85 | -$269 | 148 |
| San Francisco19.9 mi away | $148 | -$206 | 173 |
Nearby cities sorted by distance. Delta = nearby city median minus Hayward median. Provider count reflects active providers for this specialty.
Lower Back MRI Visit Costs by City in California — 2026
| City | Min Cost | Median Cost | Max Cost |
|---|---|---|---|
| Tustin | $80 | $368 | $699 |
| Roseville | $80 | $368 | $1,976 |
| Thousand Oaks | $102 | $368 | $565 |
| Hayward (this city) | $80 | $354 | $368 |
| Travis Afb | $65 | $249 | $599 |
| South Lake Tahoe | $149 | $225 | $669 |
| La Jolla | $79 | $216 | $543 |
| West Hollywood | $80 | $206 | $712 |
| San Ramon | $62 | $197 | $381 |
| Santa Monica | $63 | $177 | $652 |
| Beverly Hills | $56 | $177 | $501 |
| Duarte | $80 | $173 | $1,243 |
| Loma Linda | $74 | $168 | $461 |
| San Leandro | $75 | $156 | $442 |
| Morgan Hill | $77 | $155 | $340 |
| Los Angeles | $54 | $154 | $501 |
| San Francisco | $71 | $148 | $447 |
| San Diego | $73 | $148 | $553 |
| Sacramento | $65 | $144 | $527 |
| Santa Rosa | $78 | $133 | $387 |
| Santa Clara | $80 | $129 | $356 |
| Anaheim | $65 | $128 | $408 |
| Torrance | $66 | $125 | $374 |
| Santa Barbara | $51 | $124 | $409 |
| Merced | $65 | $123 | $798 |
| Fremont | $80 | $120 | $368 |
| Pleasanton | $80 | $120 | $368 |
| Los Alamitos | $80 | $120 | $406 |
| Los Altos | $67 | $113 | $447 |
| San Jose | $80 | $111 | $340 |
| Madera | $80 | $111 | $160 |
| Fresno | $65 | $111 | $1,223 |
| Mountain View | $80 | $111 | $368 |
| Stockton | $70 | $111 | $888 |
| Milpitas | $111 | $111 | $340 |
| Clovis | $65 | $111 | $188 |
| Riverside | $69 | $103 | $525 |
| Bakersfield | $10 | $96 | $431 |
| San Mateo | $80 | $96 | $570 |
| Mission Viejo | $54 | $96 | $431 |
| Newport Beach | $67 | $89 | $435 |
| Oakland | $71 | $85 | $502 |
| Walnut Creek | $80 | $85 | $474 |
| Berkeley | $54 | $85 | $149 |
| Livermore | $51 | $85 | $302 |
| Stanford | $80 | $80 | $356 |
| Palo Alto | $80 | $80 | $299 |
| Irvine | $68 | $80 | $373 |
| Redwood City | $65 | $80 | $221 |
| Menlo Park | $80 | $80 | $188 |
| Costa Mesa | $80 | $80 | $80 |
| Sunnyvale | $80 | $80 | $340 |
| Modesto | $73 | $80 | $340 |
| Alameda | $80 | $80 | $120 |
| Laguna Hills | $35 | $80 | $347 |
| Fountain Valley | $60 | $80 | $181 |
| Fullerton | $64 | $80 | $385 |
| Burlingame | $80 | $80 | $1,052 |
| Emeryville | $80 | $80 | $80 |
| Castro Valley | $45 | $80 | $108 |
Costs reflect self-pay estimates based on insurer-negotiated rates. Insured patients may pay significantly less depending on plan type, deductible status, and network tier.
Compare Similar Procedures
How does mri lumbar spine compare to related procedures in California?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| MRI Brain MRI of the brain with and without contrast | 70553 | $55 | $85 | $654 | 9,774 |
| MRI Knee MRI of the knee without contrast | 73721 | $75 | $80 | $505 | 10,126 |
| CT Abdomen & Pelvis CT scan of abdomen and pelvis with contrast | 74177 | $70 | $85 | $672 | 15,496 |
| CT Chest CT scan of the chest with contrast | 71260 | $25 | $85 | $521 | 10,242 |
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Lower Back MRI Costs in Hayward
What is the average cost of a Lower Back MRI visit in Hayward without insurance?
How much more does a new patient consultation cost compared to a follow-up in Hayward?
Are there lower-cost Lower Back MRI options in cities near Hayward?
How do I find a highly rated, affordable Lower Back MRI in Hayward?
What should I expect to pay for a Lower Back MRI visit in Hayward with insurance?
How many Lower Back MRIs are currently practicing in Hayward?
Find an Affordable Lower Back MRI in Hayward — Powered by AI
Understanding Lower Back MRI costs in Hayward helps you make informed healthcare decisions, whether you're paying out-of-pocket or working with insurance. Our AI can provide personalized cost estimates based on your specific insurance plan and preferred providers in the Bay Area region.
Jayant Panwar
CEO & Healthcare Data Analyst, Momentary Labs
Last updated: April 5, 2026
About This Data
Cost data sourced from Transparency in Coverage (TiC) machine-readable files published by UnitedHealthcare as required by the CMS Price Transparency Rule. These are actual negotiated rates between insurers and providers — not estimates.
Prices shown are for MRI lumbar spine without contrast (CPT 72148) in Hayward, California.
Actual out-of-pocket costs depend on your insurance plan, deductible, coinsurance, and services received. This is not medical advice.
About this page
Data source: UnitedHealthcare Transparency in Coverage machine-readable files, CPT 72148, Hayward, California providers. Rates represent in-network negotiated amounts and may vary by plan type.
Editorial policy: Momentary Labs does not accept payment from providers, hospitals, or insurers to influence cost rankings or editorial content. Read our full editorial policy.
Corrections: If you believe any cost figure or clinical information on this page is inaccurate, please report it here. We review all submissions within 5 business days.