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By Jayant Panwar, Healthcare Data AnalystUpdated April 5, 2026Editorial policy
Disclaimer: This page provides cost comparison data sourced from insurer Transparency in Coverage files. It is not medical advice. Consult a qualified healthcare provider for medical decisions.Learn about our data methodology.
Modesto, California

Cost of a Lower Back MRI Visit
in Modesto

Modesto's healthcare market shows limited MRI lumbar spine provider availability, reflecting the city's smaller medical infrastructure compared to major California metropolitan areas. Patients in Modesto pay between $73 and $340 for a Lower Back MRI visit, with a median of $80. The local market includes 0 active providers offering this specialty service (0 individual practitioners, 0 group practices).

Cost Summary for Lower Back MRI in Modesto

Low Estimate

$73

Median

$80

High Estimate

$340

Providers

15

National avg: $383Modesto: $80

79% below national average

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 72148MRI lumbar spine without contrast). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 72148 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 72148 (MRI lumbar spine without contrast), as mandated by the CMS Price Transparency Rule.

What CPT 72148 covers: the provider's professional fee for mri lumbar spine. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

Is It Cheaper to See a Lower Back MRI Near Modesto?

Compared to nearby cities, Modesto offers competitive pricing for Lower Back MRI visits. Stockton, located 27 miles away, has a median cost of $111, which is $31 higher than Modesto's $80 median. Both San Jose and Fremont, at distances of 53 and 55 miles respectively, also cost more at $111 and $120 median rates, making Modesto the most cost-effective option in the region.

Cost comparison with nearby cities
CityMedian Costvs. ModestoProviders
Modesto (this city)$8015
Stockton27.2 mi away$111+$3114
San Jose53 mi away$111+$31235
Fremont54.7 mi away$120+$40152

Nearby cities sorted by distance. Delta = nearby city median minus Modesto median. Provider count reflects active providers for this specialty.

Lower Back MRI Visit Costs by City in California2026

Lower Back MRI visit costs across cities in California
CityMin CostMedian CostMax Cost
Tustin$80$368$699
Roseville$80$368$1,976
Thousand Oaks$102$368$565
Hayward$80$354$368
Travis Afb$65$249$599
South Lake Tahoe$149$225$669
La Jolla$79$216$543
West Hollywood$80$206$712
San Ramon$62$197$381
Santa Monica$63$177$652
Beverly Hills$56$177$501
Duarte$80$173$1,243
Loma Linda$74$168$461
San Leandro$75$156$442
Morgan Hill$77$155$340
Los Angeles$54$154$501
San Francisco$71$148$447
San Diego$73$148$553
Sacramento$65$144$527
Santa Rosa$78$133$387
Santa Clara$80$129$356
Anaheim$65$128$408
Torrance$66$125$374
Santa Barbara$51$124$409
Merced$65$123$798
Fremont$80$120$368
Pleasanton$80$120$368
Los Alamitos$80$120$406
Los Altos$67$113$447
San Jose$80$111$340
Madera$80$111$160
Fresno$65$111$1,223
Mountain View$80$111$368
Stockton$70$111$888
Milpitas$111$111$340
Clovis$65$111$188
Riverside$69$103$525
Bakersfield$10$96$431
San Mateo$80$96$570
Mission Viejo$54$96$431
Newport Beach$67$89$435
Oakland$71$85$502
Walnut Creek$80$85$474
Berkeley$54$85$149
Livermore$51$85$302
Stanford$80$80$356
Palo Alto$80$80$299
Irvine$68$80$373
Redwood City$65$80$221
Menlo Park$80$80$188
Costa Mesa$80$80$80
Sunnyvale$80$80$340
Modesto (this city)$73$80$340
Alameda$80$80$120
Laguna Hills$35$80$347
Fountain Valley$60$80$181
Fullerton$64$80$385
Burlingame$80$80$1,052
Emeryville$80$80$80
Castro Valley$45$80$108

Costs reflect self-pay estimates based on insurer-negotiated rates. Insured patients may pay significantly less depending on plan type, deductible status, and network tier.

Compare Similar Procedures

How does mri lumbar spine compare to related procedures in California?

ProcedureCPTLowMedianHighProviders
MRI Brain

MRI of the brain with and without contrast

70553$55$85$6549,774
MRI Knee

MRI of the knee without contrast

73721$75$80$50510,126
CT Abdomen & Pelvis

CT scan of abdomen and pelvis with contrast

74177$70$85$67215,496
CT Chest

CT scan of the chest with contrast

71260$25$85$52110,242
JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Lower Back MRI Costs in Modesto

What is the average cost of a Lower Back MRI visit in Modesto without insurance?

Without insurance, Lower Back MRI visits in Modesto range from $73 to $340, with a median cost of $80. This represents the negotiated rates between insurance companies and providers, which often serve as a baseline for self-pay discussions. Many providers offer cash discounts or payment plans that may reduce these amounts further.

How much more does a new patient consultation cost compared to a follow-up in Modesto?

While specific new patient pricing data is not available for Modesto, new consultations typically cost 25-40% more than follow-up visits due to additional evaluation time. Based on the established patient rate of $80 median in Modesto, new patients might expect costs in the $100-110 range. The complexity of your condition and required diagnostic procedures will influence the final cost.

Are there lower-cost Lower Back MRI options in cities near Modesto?

Modesto offers the most competitive Lower Back MRI pricing in the region. Stockton costs $31 more at a $111 median, while San Jose and Fremont are even higher at $111 and $120 respectively. Modesto's $80 median rate is significantly lower than these nearby alternatives, making it the most affordable option within reasonable driving distance.

How do I find a highly rated, affordable Lower Back MRI in Modesto?

Focus on providers within the $73-$110 range, which represents the lower half of Modesto's pricing spectrum. Look for specialists who accept your insurance and have strong patient satisfaction scores. Many providers offer transparent pricing and will discuss costs upfront, helping you avoid the higher-end rates that reach $340 in the local market.

What should I expect to pay for a Lower Back MRI visit in Modesto with insurance?

Your out-of-pocket costs depend on your specific plan's deductible, copay, and coinsurance structure. With Modesto's median rate of $80, many patients with good insurance coverage pay $20-40 for specialist visits after meeting deductibles. High-deductible plans may require you to pay the full negotiated rate until your deductible is met.

How many Lower Back MRIs are currently practicing in Modesto?

Our current network shows 0 active Lower Back MRI providers specifically located in Modesto. This reflects the specialized nature of MRI lumbar spine services and the city's healthcare infrastructure. Patients may need to consider specialists in nearby cities like Stockton or the broader Central Valley region for more provider options.

Find an Affordable Lower Back MRI in Modesto — Powered by AI

Getting accurate cost estimates for your specific Lower Back MRI needs in Modesto requires personalized analysis of your insurance coverage and provider options. Our AI-powered cost calculator can analyze your plan details and connect you with affordable, highly-rated specialists in your area.

MRI Lumbar Spine in Other California Cities
View all California mri lumbar spine costs
JP

Jayant Panwar

CEO & Healthcare Data Analyst, Momentary Labs

Last updated: April 5, 2026

About This Data

Cost data sourced from Transparency in Coverage (TiC) machine-readable files published by UnitedHealthcare as required by the CMS Price Transparency Rule. These are actual negotiated rates between insurers and providers — not estimates.

Prices shown are for MRI lumbar spine without contrast (CPT 72148) in Modesto, California.

Actual out-of-pocket costs depend on your insurance plan, deductible, coinsurance, and services received. This is not medical advice.

About this page

Data source: UnitedHealthcare Transparency in Coverage machine-readable files, CPT 72148, Modesto, California providers. Rates represent in-network negotiated amounts and may vary by plan type.

Editorial policy: Momentary Labs does not accept payment from providers, hospitals, or insurers to influence cost rankings or editorial content. Read our full editorial policy.

Corrections: If you believe any cost figure or clinical information on this page is inaccurate, please report it here. We review all submissions within 5 business days.