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By Jayant Panwar, Healthcare Data AnalystUpdated April 5, 2026Editorial policy
Disclaimer: This page provides cost comparison data sourced from insurer Transparency in Coverage files. It is not medical advice. Consult a qualified healthcare provider for medical decisions.Learn about our data methodology.
San Diego, California

Cost of a Lower Back MRI Visit
in San Diego

San Diego's healthcare market shows significant variation in Lower Back MRI costs across the region's major health systems and independent imaging centers. Patients in San Diego pay between $73 and $553 for a Lower Back MRI visit, with a median cost of $148 based on negotiated insurance rates. The city currently has 0 active providers in our network, including 0 individual practitioners and 0 group practices offering this service.

Cost Summary for Lower Back MRI in San Diego

Low Estimate

$73

Median

$148

High Estimate

$553

Providers

125

National avg: $383San Diego: $148

61% below national average

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 72148MRI lumbar spine without contrast). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 72148 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 72148 (MRI lumbar spine without contrast), as mandated by the CMS Price Transparency Rule.

What CPT 72148 covers: the provider's professional fee for mri lumbar spine. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

Is It Cheaper to See a Lower Back MRI Near San Diego?

Nearby cities offer more affordable Lower Back MRI options compared to San Diego's median of $148. Irvine and Santa Ana both show median costs of $80, representing a $68 savings over San Diego rates at a distance of approximately 77-82 miles. Riverside also provides lower costs at $103 median, saving $44 compared to San Diego and located about 87 miles away.

Cost comparison with nearby cities
CityMedian Costvs. San DiegoProviders
San Diego (this city)$148125
Irvine77.2 mi away$80-$68101
Riverside86.6 mi away$103-$4539
Anaheim88.8 mi away$128-$2022

Nearby cities sorted by distance. Delta = nearby city median minus San Diego median. Provider count reflects active providers for this specialty.

Lower Back MRI Visit Costs by City in California2026

Lower Back MRI visit costs across cities in California
CityMin CostMedian CostMax Cost
Tustin$80$368$699
Roseville$80$368$1,976
Thousand Oaks$102$368$565
Hayward$80$354$368
Travis Afb$65$249$599
South Lake Tahoe$149$225$669
La Jolla$79$216$543
West Hollywood$80$206$712
San Ramon$62$197$381
Santa Monica$63$177$652
Beverly Hills$56$177$501
Duarte$80$173$1,243
Loma Linda$74$168$461
San Leandro$75$156$442
Morgan Hill$77$155$340
Los Angeles$54$154$501
San Francisco$71$148$447
San Diego (this city)$73$148$553
Sacramento$65$144$527
Santa Rosa$78$133$387
Santa Clara$80$129$356
Anaheim$65$128$408
Torrance$66$125$374
Santa Barbara$51$124$409
Merced$65$123$798
Fremont$80$120$368
Pleasanton$80$120$368
Los Alamitos$80$120$406
Los Altos$67$113$447
San Jose$80$111$340
Madera$80$111$160
Fresno$65$111$1,223
Mountain View$80$111$368
Stockton$70$111$888
Milpitas$111$111$340
Clovis$65$111$188
Riverside$69$103$525
Bakersfield$10$96$431
San Mateo$80$96$570
Mission Viejo$54$96$431
Newport Beach$67$89$435
Oakland$71$85$502
Walnut Creek$80$85$474
Berkeley$54$85$149
Livermore$51$85$302
Stanford$80$80$356
Palo Alto$80$80$299
Irvine$68$80$373
Redwood City$65$80$221
Menlo Park$80$80$188
Costa Mesa$80$80$80
Sunnyvale$80$80$340
Modesto$73$80$340
Alameda$80$80$120
Laguna Hills$35$80$347
Fountain Valley$60$80$181
Fullerton$64$80$385
Burlingame$80$80$1,052
Emeryville$80$80$80
Castro Valley$45$80$108

Costs reflect self-pay estimates based on insurer-negotiated rates. Insured patients may pay significantly less depending on plan type, deductible status, and network tier.

Compare Similar Procedures

How does mri lumbar spine compare to related procedures in California?

ProcedureCPTLowMedianHighProviders
MRI Brain

MRI of the brain with and without contrast

70553$55$85$6549,774
MRI Knee

MRI of the knee without contrast

73721$75$80$50510,126
CT Abdomen & Pelvis

CT scan of abdomen and pelvis with contrast

74177$70$85$67215,496
CT Chest

CT scan of the chest with contrast

71260$25$85$52110,242
JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Lower Back MRI Costs in San Diego

What is the average cost of a Lower Back MRI visit in San Diego without insurance?

Without insurance, Lower Back MRI visits in San Diego range from $73 to $553, with a median cost of $148. These prices reflect what insurance companies have negotiated to pay providers, giving uninsured patients a realistic baseline for self-pay negotiations. Many facilities offer cash discounts that may reduce these amounts further.

How much more does a new patient consultation cost compared to a follow-up in San Diego?

While specific new patient data is limited in our current San Diego dataset, established patient visits (CPT 99214) show a median cost of $148. New patient consultations typically cost 20-40% more than follow-up visits due to additional evaluation time and detailed imaging review. Patients should expect higher costs for their initial Lower Back MRI consultation.

Are there lower-cost Lower Back MRI options in cities near San Diego?

Yes, several nearby cities offer significantly lower costs than San Diego's $148 median. Irvine and Santa Ana both show median costs of $80, saving patients $68 per visit. Riverside offers median costs of $103, still $44 below San Diego rates, making the drive potentially worthwhile for cost-conscious patients.

How do I find a highly rated, affordable Lower Back MRI in San Diego?

Look for providers within San Diego's lower cost range of $73 to $148, which represents the bottom half of local pricing. Patient ratings, insurance acceptance, and facility accreditation should all factor into your decision. Many patients find value in the median-priced options at $148, which balance cost with quality care.

What should I expect to pay for a Lower Back MRI visit in San Diego with insurance?

With insurance, your out-of-pocket costs depend on your plan's copay, coinsurance, and deductible structure applied to the $73-$553 range providers charge in San Diego. If you haven't met your deductible, you may pay the full negotiated rate of $148 median. After meeting your deductible, typical coinsurance is 10-20% of the total cost.

How many Lower Back MRIs are currently practicing in San Diego?

Our current database shows 0 active Lower Back MRI providers in San Diego, which may reflect recent network changes or provider reclassifications. This number can fluctuate as new imaging centers open, existing facilities update their service offerings, or providers change their insurance participation status. We recommend checking with specific facilities directly for the most current availability.

Find an Affordable Lower Back MRI in San Diego — Powered by AI

Finding the right Lower Back MRI provider in San Diego at the right price requires personalized guidance based on your specific insurance plan and medical needs. Our AI-powered cost analysis can provide real-time pricing estimates and help you identify the most affordable, highly-rated providers in your area.

MRI Lumbar Spine in Other California Cities
View all California mri lumbar spine costs
JP

Jayant Panwar

CEO & Healthcare Data Analyst, Momentary Labs

Last updated: April 5, 2026

About This Data

Cost data sourced from Transparency in Coverage (TiC) machine-readable files published by UnitedHealthcare as required by the CMS Price Transparency Rule. These are actual negotiated rates between insurers and providers — not estimates.

Prices shown are for MRI lumbar spine without contrast (CPT 72148) in San Diego, California.

Actual out-of-pocket costs depend on your insurance plan, deductible, coinsurance, and services received. This is not medical advice.

About this page

Data source: UnitedHealthcare Transparency in Coverage machine-readable files, CPT 72148, San Diego, California providers. Rates represent in-network negotiated amounts and may vary by plan type.

Editorial policy: Momentary Labs does not accept payment from providers, hospitals, or insurers to influence cost rankings or editorial content. Read our full editorial policy.

Corrections: If you believe any cost figure or clinical information on this page is inaccurate, please report it here. We review all submissions within 5 business days.