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By Jayant Panwar, Healthcare Data AnalystUpdated April 5, 2026Editorial policy
Disclaimer: This page provides cost comparison data sourced from insurer Transparency in Coverage files. It is not medical advice. Consult a qualified healthcare provider for medical decisions.Learn about our data methodology.
Oakland, California

Cost of a Lower Back MRI Visit
in Oakland

Oakland's healthcare market reflects the broader Bay Area landscape, with established medical centers serving diverse communities across Alameda County. Patients in Oakland pay between $71 and $502 for a Lower Back MRI visit, with a median cost of $85. Currently, there are 0 active providers in our network (0 individual practitioners and 0 group practices).

Cost Summary for Lower Back MRI in Oakland

Low Estimate

$71

Median

$85

High Estimate

$502

Providers

148

National avg: $383Oakland: $85

78% below national average

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 72148MRI lumbar spine without contrast). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 72148 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 72148 (MRI lumbar spine without contrast), as mandated by the CMS Price Transparency Rule.

What CPT 72148 covers: the provider's professional fee for mri lumbar spine. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

Is It Cheaper to See a Lower Back MRI Near Oakland?

Oakland offers competitive pricing compared to nearby Bay Area cities, with a median cost of $85 that significantly undercuts regional alternatives. San Francisco, just 8.3 miles away, has a median cost of $148, making Oakland $63 less expensive for the same services. Hayward, 14 miles southeast, costs $269 more than Oakland with a median of $354, while Fremont at 23.5 miles away charges $35 more with a median of $120.

Cost comparison with nearby cities
CityMedian Costvs. OaklandProviders
Oakland (this city)$85148
San Francisco8.3 mi away$148+$63173
Hayward14 mi away$354+$26910
Fremont23.5 mi away$120+$35152

Nearby cities sorted by distance. Delta = nearby city median minus Oakland median. Provider count reflects active providers for this specialty.

Lower Back MRI Visit Costs by City in California2026

Lower Back MRI visit costs across cities in California
CityMin CostMedian CostMax Cost
Tustin$80$368$699
Roseville$80$368$1,976
Thousand Oaks$102$368$565
Hayward$80$354$368
Travis Afb$65$249$599
South Lake Tahoe$149$225$669
La Jolla$79$216$543
West Hollywood$80$206$712
San Ramon$62$197$381
Santa Monica$63$177$652
Beverly Hills$56$177$501
Duarte$80$173$1,243
Loma Linda$74$168$461
San Leandro$75$156$442
Morgan Hill$77$155$340
Los Angeles$54$154$501
San Francisco$71$148$447
San Diego$73$148$553
Sacramento$65$144$527
Santa Rosa$78$133$387
Santa Clara$80$129$356
Anaheim$65$128$408
Torrance$66$125$374
Santa Barbara$51$124$409
Merced$65$123$798
Fremont$80$120$368
Pleasanton$80$120$368
Los Alamitos$80$120$406
Los Altos$67$113$447
San Jose$80$111$340
Madera$80$111$160
Fresno$65$111$1,223
Mountain View$80$111$368
Stockton$70$111$888
Milpitas$111$111$340
Clovis$65$111$188
Riverside$69$103$525
Bakersfield$10$96$431
San Mateo$80$96$570
Mission Viejo$54$96$431
Newport Beach$67$89$435
Oakland (this city)$71$85$502
Walnut Creek$80$85$474
Berkeley$54$85$149
Livermore$51$85$302
Stanford$80$80$356
Palo Alto$80$80$299
Irvine$68$80$373
Redwood City$65$80$221
Menlo Park$80$80$188
Costa Mesa$80$80$80
Sunnyvale$80$80$340
Modesto$73$80$340
Alameda$80$80$120
Laguna Hills$35$80$347
Fountain Valley$60$80$181
Fullerton$64$80$385
Burlingame$80$80$1,052
Emeryville$80$80$80
Castro Valley$45$80$108

Costs reflect self-pay estimates based on insurer-negotiated rates. Insured patients may pay significantly less depending on plan type, deductible status, and network tier.

Compare Similar Procedures

How does mri lumbar spine compare to related procedures in California?

ProcedureCPTLowMedianHighProviders
MRI Brain

MRI of the brain with and without contrast

70553$55$85$6549,774
MRI Knee

MRI of the knee without contrast

73721$75$80$50510,126
CT Abdomen & Pelvis

CT scan of abdomen and pelvis with contrast

74177$70$85$67215,496
CT Chest

CT scan of the chest with contrast

71260$25$85$52110,242
JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Lower Back MRI Costs in Oakland

What is the average cost of a Lower Back MRI visit in Oakland without insurance?

Uninsured patients in Oakland pay a median of $85 for Lower Back MRI visits, with costs ranging from $71 to $502 depending on case complexity. This makes Oakland 12% below the California state median of $96 and significantly more affordable than the national median of $272.

How much more does a new patient consultation cost compared to a follow-up in Oakland?

New patient visits typically cost more than follow-up appointments due to additional evaluation time required. Based on our current data for Oakland, follow-up visits (CPT 99214) have a median cost of $85, though specific new patient pricing varies by provider and case complexity.

Are there lower-cost Lower Back MRI options in cities near Oakland?

Oakland already offers some of the most competitive pricing in the Bay Area with a median cost of $85. San Francisco costs $63 more at $148 median, while Hayward is significantly more expensive at $354 median, making Oakland the most affordable option among nearby cities.

How do I find a highly rated, affordable Lower Back MRI in Oakland?

Our platform filters providers based on both cost transparency and patient ratings to identify the best value options. With Oakland's median cost of $85 and range of $71 to $502, patients can compare verified pricing and reviews to select providers that meet both their budget and quality expectations.

What should I expect to pay for a Lower Back MRI visit in Oakland with insurance?

Insurance coverage varies significantly by plan, but our pricing data shows negotiated rates between $71 and $502 with a median of $85 in Oakland. Your actual out-of-pocket cost depends on your deductible, copay structure, and whether you've met your annual deductible for the year.

How many Lower Back MRIs are currently practicing in Oakland?

Our current network includes 0 active providers offering Lower Back MRI services in Oakland. This includes 0 individual practitioners and 0 group practices, though we continuously update our provider database as new partnerships are established.

Find an Affordable Lower Back MRI in Oakland — Powered by AI

Ready to find the right Lower Back MRI specialist in Oakland at the right price? Our AI-powered cost tool can provide personalized estimates based on your specific insurance plan and healthcare needs. Get started today to connect with qualified providers who offer transparent pricing in your area.

MRI Lumbar Spine in Other California Cities
View all California mri lumbar spine costs
JP

Jayant Panwar

CEO & Healthcare Data Analyst, Momentary Labs

Last updated: April 5, 2026

About This Data

Cost data sourced from Transparency in Coverage (TiC) machine-readable files published by UnitedHealthcare as required by the CMS Price Transparency Rule. These are actual negotiated rates between insurers and providers — not estimates.

Prices shown are for MRI lumbar spine without contrast (CPT 72148) in Oakland, California.

Actual out-of-pocket costs depend on your insurance plan, deductible, coinsurance, and services received. This is not medical advice.

About this page

Data source: UnitedHealthcare Transparency in Coverage machine-readable files, CPT 72148, Oakland, California providers. Rates represent in-network negotiated amounts and may vary by plan type.

Editorial policy: Momentary Labs does not accept payment from providers, hospitals, or insurers to influence cost rankings or editorial content. Read our full editorial policy.

Corrections: If you believe any cost figure or clinical information on this page is inaccurate, please report it here. We review all submissions within 5 business days.