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By Jayant Panwar, Healthcare Data AnalystUpdated April 5, 2026Editorial policy
Disclaimer: This page provides cost comparison data sourced from insurer Transparency in Coverage files. It is not medical advice. Consult a qualified healthcare provider for medical decisions.Learn about our data methodology.
Palo Alto, California

Cost of a Lower Back MRI Visit
in Palo Alto

Palo Alto's healthcare market reflects the broader Silicon Valley ecosystem, with premium medical facilities serving a tech-savvy population. Patients in Palo Alto pay between $80 and $299 for a Lower Back MRI visit, with a median cost of $80 based on insurance negotiated rates. The area currently has 0 active providers offering this service (0 individual practitioners, 0 group practices).

Cost Summary for Lower Back MRI in Palo Alto

Low Estimate

$80

Median

$80

High Estimate

$299

Providers

1,164

National avg: $383Palo Alto: $80

79% below national average

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 72148MRI lumbar spine without contrast). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 72148 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 72148 (MRI lumbar spine without contrast), as mandated by the CMS Price Transparency Rule.

What CPT 72148 covers: the provider's professional fee for mri lumbar spine. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

Lower Back MRI Visit Costs by City in California2026

Lower Back MRI visit costs across cities in California
CityMin CostMedian CostMax Cost
Tustin$80$368$699
Roseville$80$368$1,976
Thousand Oaks$102$368$565
Hayward$80$354$368
Travis Afb$65$249$599
South Lake Tahoe$149$225$669
La Jolla$79$216$543
West Hollywood$80$206$712
San Ramon$62$197$381
Santa Monica$63$177$652
Beverly Hills$56$177$501
Duarte$80$173$1,243
Loma Linda$74$168$461
San Leandro$75$156$442
Morgan Hill$77$155$340
Los Angeles$54$154$501
San Francisco$71$148$447
San Diego$73$148$553
Sacramento$65$144$527
Santa Rosa$78$133$387
Santa Clara$80$129$356
Anaheim$65$128$408
Torrance$66$125$374
Santa Barbara$51$124$409
Merced$65$123$798
Fremont$80$120$368
Pleasanton$80$120$368
Los Alamitos$80$120$406
Los Altos$67$113$447
San Jose$80$111$340
Madera$80$111$160
Fresno$65$111$1,223
Mountain View$80$111$368
Stockton$70$111$888
Milpitas$111$111$340
Clovis$65$111$188
Riverside$69$103$525
Bakersfield$10$96$431
San Mateo$80$96$570
Mission Viejo$54$96$431
Newport Beach$67$89$435
Oakland$71$85$502
Walnut Creek$80$85$474
Berkeley$54$85$149
Livermore$51$85$302
Stanford$80$80$356
Palo Alto (this city)$80$80$299
Irvine$68$80$373
Redwood City$65$80$221
Menlo Park$80$80$188
Costa Mesa$80$80$80
Sunnyvale$80$80$340
Modesto$73$80$340
Alameda$80$80$120
Laguna Hills$35$80$347
Fountain Valley$60$80$181
Fullerton$64$80$385
Burlingame$80$80$1,052
Emeryville$80$80$80
Castro Valley$45$80$108

Costs reflect self-pay estimates based on insurer-negotiated rates. Insured patients may pay significantly less depending on plan type, deductible status, and network tier.

Compare Similar Procedures

How does mri lumbar spine compare to related procedures in California?

ProcedureCPTLowMedianHighProviders
MRI Brain

MRI of the brain with and without contrast

70553$55$85$6549,774
MRI Knee

MRI of the knee without contrast

73721$75$80$50510,126
CT Abdomen & Pelvis

CT scan of abdomen and pelvis with contrast

74177$70$85$67215,496
CT Chest

CT scan of the chest with contrast

71260$25$85$52110,242
JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Lower Back MRI Costs in Palo Alto

What is the average cost of a Lower Back MRI visit in Palo Alto without insurance?

Based on insurance negotiated rates, Lower Back MRI visits in Palo Alto range from $80 to $299, with a median of $80. Self-pay patients should expect costs in this range, though some providers may offer different cash pricing. The actual amount depends on visit complexity and the specific provider you choose.

How much more does a new patient consultation cost compared to a follow-up in Palo Alto?

New patient visits typically cost more than follow-up appointments due to the additional time needed for comprehensive evaluation and medical history review. In Palo Alto, follow-up visits for moderate complexity cases (CPT 99214) show negotiated rates of $80 to $299. New patient visit pricing data is currently limited in the area.

Are there lower-cost Lower Back MRI options in cities near Palo Alto?

Palo Alto offers competitive pricing compared to most nearby cities. While Travis AFB shows median costs of $249 and South Lake Tahoe at $225, these are still higher than Palo Alto's $80 median. Cities like Roseville, Thousand Oaks, and Tustin have significantly higher median costs of $368, making Palo Alto an attractive option.

How do I find a highly rated, affordable Lower Back MRI in Palo Alto?

Start by comparing the negotiated rates different providers have with your insurance plan, which range from $80 to $299 in Palo Alto. Read patient reviews and check board certifications for quality indicators. Consider that the lowest cost option may not always provide the best value when factoring in experience and patient satisfaction.

What should I expect to pay for a Lower Back MRI visit in Palo Alto with insurance?

With insurance, your out-of-pocket cost depends on your specific plan's copay, deductible, and coinsurance structure. Insurance companies have negotiated rates between $80 and $299 with Palo Alto providers, with a median of $80. Your portion could range from a small copay to the full negotiated amount if you haven't met your deductible.

How many Lower Back MRIs are currently practicing in Palo Alto?

Current data shows 0 active providers specifically offering Lower Back MRI services in Palo Alto, with 0 individual practitioners and 0 group practices. This may reflect data limitations or provider network changes. Patients may need to consider nearby cities or contact local imaging centers directly for current availability.

Find an Affordable Lower Back MRI in Palo Alto — Powered by AI

Getting accurate cost estimates for your Lower Back MRI visit in Palo Alto requires understanding your specific insurance coverage and provider network. Our AI can analyze your plan details and provide personalized cost predictions based on real negotiated rates in your area.

MRI Lumbar Spine in Other California Cities
View all California mri lumbar spine costs
JP

Jayant Panwar

CEO & Healthcare Data Analyst, Momentary Labs

Last updated: April 5, 2026

About This Data

Cost data sourced from Transparency in Coverage (TiC) machine-readable files published by UnitedHealthcare as required by the CMS Price Transparency Rule. These are actual negotiated rates between insurers and providers — not estimates.

Prices shown are for MRI lumbar spine without contrast (CPT 72148) in Palo Alto, California.

Actual out-of-pocket costs depend on your insurance plan, deductible, coinsurance, and services received. This is not medical advice.

About this page

Data source: UnitedHealthcare Transparency in Coverage machine-readable files, CPT 72148, Palo Alto, California providers. Rates represent in-network negotiated amounts and may vary by plan type.

Editorial policy: Momentary Labs does not accept payment from providers, hospitals, or insurers to influence cost rankings or editorial content. Read our full editorial policy.

Corrections: If you believe any cost figure or clinical information on this page is inaccurate, please report it here. We review all submissions within 5 business days.