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Florida

Cost of a C-Section Visit
in Florida

Reviewed by Momentary Medical Group West PC

Florida's extensive network of 4,488 C-Section providers across 67 counties creates significant cost variations for cesarean delivery services. Patients typically pay between $35 and $3,675 for a C-Section in Florida, with a median negotiated rate of $55. The state's position as the nation's largest ambulatory surgery center market influences delivery options and pricing structures throughout the region.

Average

$1,255

Median

$55

Lowest

$35

Highest

$3,675

Providers

4,488

National avg: $3,776Florida: $1,255

67% below national average

Compare Similar Procedures

How does c-section compare to related procedures in Florida?

ProcedureCPTLowMedianHighProviders
Vaginal Delivery

Routine obstetric care including vaginal delivery

59400$35$55$3,3655,201

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 59510Routine obstetric care including cesarean delivery). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 59510 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 59510 (Routine obstetric care including cesarean delivery), as mandated by the CMS Price Transparency Rule.

What CPT 59510 covers: the provider's professional fee for c-section. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in Florida

These hospitals in Florida are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

MAYO CLINIC

JACKSONVILLE, FL

4/5
91% would recommend947 patient surveys
4/5
87% would recommend2,243 patient surveys
4/5
84% would recommend402 patient surveys
4/5
83% would recommend327 patient surveys
GULF BREEZE HOSPITAL

GULF BREEZE, FL

4/5
82% would recommend449 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why C-Section Visit Costs Vary Across Florida

Florida's healthcare costs run approximately 2% above the national average, driven by the state's aging population and hurricane-prone geography that affects infrastructure and insurance costs. The state's position as the nation's largest ambulatory surgery center market creates unique pricing dynamics for outpatient procedures and alternative delivery options.

Urban vs. Rural Provider Availability

South Florida's Miami-Dade, Broward, and Palm Beach counties have high concentrations of obstetric specialists, while rural areas in North and Central Florida face provider shortages. The state's 67 counties show dramatic variations in specialist availability, with some rural counties having no resident obstetricians. This geographic disparity forces rural patients to travel significant distances for specialty care, often increasing total delivery costs.

Facility Type and Overhead Costs

Large health systems like HCA Healthcare, AdventHealth, and Baptist Health dominate Florida's hospital market, often charging higher facility fees for deliveries. Independent birthing centers and ambulatory surgery centers offer lower-cost alternatives in metropolitan areas. Teaching hospitals affiliated with University of Florida, University of Miami, and Florida State University may have different pricing structures due to their academic missions.

Insurance Market Competition in Florida

The state's insurance landscape includes strong competition between UnitedHealthCare, Blue Cross Blue Shield of Florida, and Aetna in most metropolitan markets. Rural areas often have fewer insurer options, potentially leading to higher negotiated rates due to reduced competition. Florida's large Medicare Advantage market influences pricing strategies for providers serving dual-eligible populations.

Physician Supply and Demand in Florida

With 4,488 active C-Section providers statewide, Florida maintains a robust supply of obstetric specialists relative to most states. However, distribution remains uneven, with excellent access in metropolitan areas but significant shortages in rural counties. This supply imbalance creates pricing pressures in underserved areas while promoting competitive rates in well-served urban markets.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — C-Section Costs in Florida

What is the average cost of a C-Section visit in Florida without insurance?

Uninsured patients in Florida can expect C-Section costs ranging from $35 to $3,675, with a median rate of $55 based on negotiated insurance rates. However, hospitals typically charge higher list prices for uninsured patients, though many offer cash-pay discounts of 20-40% for upfront payment. The wide cost variation reflects differences in facility type, geographic location, and complexity of the delivery.

Does Florida Medicaid cover C-Section visits?

Florida Medicaid covers C-Section procedures when medically necessary, including both scheduled and emergency cesarean deliveries. Since Florida has not expanded Medicaid, eligibility is limited to pregnant women with incomes up to 191% of the federal poverty level. Emergency Medicaid may cover delivery costs for undocumented women who don't qualify for regular Medicaid but require emergency obstetric care.

How do I find an affordable C-Section near me in Florida?

Compare costs across different facility types, as birthing centers and ambulatory surgery centers often charge less than hospital-based deliveries. Many Florida hospitals offer cash-pay discounts for uninsured patients and payment plans to spread costs over time. Community health centers and federally qualified health centers throughout the state provide sliding-scale pricing based on income for prenatal care and delivery services.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial obstetric consultations typically cost more than routine prenatal visits due to comprehensive medical history review, physical examination, and care plan development. Follow-up prenatal visits focus on monitoring pregnancy progress and generally have lower fees. The actual C-Section procedure carries the highest cost, with the median negotiated rate in Florida being $55, though this likely represents a component of the total delivery package rather than the complete surgical fee.

Can I use an HSA or FSA to pay for a C-Section visit in Florida?

Yes, C-Section procedures qualify as eligible medical expenses for both Health Savings Accounts and Flexible Spending Accounts. You can use these pre-tax dollars for the delivery itself, associated physician fees, and related maternity care costs. Keep all receipts and documentation, as you may need to provide proof that the procedure was medically necessary rather than purely elective.

How does telemedicine affect the cost of seeing a C-Section in Florida?

While the C-Section procedure itself requires in-person surgery, telemedicine can reduce costs for prenatal consultations, follow-up appointments, and postpartum care. Many Florida obstetric practices offer virtual visits for routine pregnancy monitoring, medication management, and breastfeeding support. Telemedicine visits typically cost 20-30% less than in-person appointments and improve access for patients in rural areas or those with transportation challenges.

Click a state to compare costs

Average Visit Cost

$1,255
$13,567

Office visit (CPT 59510)

Compare With Other States

RankStateAverage
1Kentucky
Range: $2,043$19,329
$13,567
2West Virginia
Range: $2,199$19,329
$8,244
3Wisconsin
Range: $73$18,189
$7,236
4Iowa
Range: $85$12,254
$5,786
5Minnesota
Range: $90$12,428
$5,136
6Alaska
Range: $98$11,867
$5,001
7Nebraska
Range: $2,560$6,114
$4,565
8New York
Range: $2,228$7,603
$4,543
9Massachusetts
Range: $2,111$7,609
$4,495
10Georgia
Range: $1,846$7,945
$4,411
11Wyoming
Range: $2,474$6,748
$4,393
12Maine
Range: $2,875$5,140
$4,261
13New Hampshire
Range: $2,156$5,919
$4,190
14Washington
Range: $2,480$6,440
$4,088
15Rhode Island
Range: $1,996$5,919
$3,929
16Connecticut
Range: $2,007$6,163
$3,864
17South Dakota
Range: $1,979$6,114
$3,710
18California
Range: $1,979$5,068
$3,697
19District of Columbia
Range: $2,100$5,187
$3,684
20New Mexico
Range: $2,093$5,520
$3,679
21Vermont
Range: $2,280$5,532
$3,612
22Colorado
Range: $1,979$5,427
$3,602
23Hawaii
Range: $2,156$5,068
$3,508
24Pennsylvania
Range: $1,743$5,806
$3,501
25New Jersey
Range: $1,847$5,806
$3,468
26Idaho
Range: $1,979$5,262
$3,443
27Utah
Range: $1,250$4,802
$3,232
28Oregon
Range: $95$6,223
$3,220
29Delaware
Range: $1,985$4,794
$3,163
30North Carolina
Range: $1,753$4,945
$3,138
31Indiana
Range: $81$6,574
$3,122
32North Dakota
Range: $92$6,114
$3,120
33Montana
Range: $96$6,114
$3,054
34Maryland
Range: $2,100$4,565
$2,988
35Illinois
Range: $80$6,052
$2,938
36Arkansas
Range: $1,601$4,386
$2,929
37Michigan
Range: $1,926$4,497
$2,921
38South Carolina
Range: $1,652$4,450
$2,855
39Tennessee
Range: $1,874$3,931
$2,787
40Virginia
Range: $1,695$4,355
$2,783
41Ohio
Range: $1,401$4,305
$2,685
42Louisiana
Range: $1,666$3,854
$2,683
43Missouri
Range: $1,970$3,300
$2,644
44Arizona
Range: $1,875$3,966
$2,607
45Kansas
Range: $1,970$3,374
$2,595
46Oklahoma
Range: $1,795$3,423
$2,498
47Alabama
Range: $1,632$3,518
$2,468
48Texas
Range: $90$4,541
$2,460
49Nevada
Range: $1,400$3,868
$2,415
50Mississippi
Range: $1,789$3,249
$2,402
51Florida
Range: $35$3,675
$1,255
C-Section in Other States