Cost of a C-Section Visit
in Montana
Reviewed by Momentary Medical Group West PC
Montana's rural healthcare landscape and recent Medicaid expansion create unique cost dynamics for C-Section procedures across Big Sky Country. Patients typically pay between $95.90 and $6,113.79, with a median cost of $2,953.77, though actual out-of-pocket expenses vary significantly based on insurance coverage and facility type. With 38 active providers offering C-Section services statewide, patients can browse all providers in Montana to find the most cost-effective option for their delivery needs.
Average
$3,054
Median
$2,954
Lowest
$96
Highest
$6,114
Providers
38
19% below national average
Compare Similar Procedures
How does c-section compare to related procedures in Montana?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Vaginal Delivery Routine obstetric care including vaginal delivery | 59400 | $80 | $80 | $3,476 | 311 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 59510 — Routine obstetric care including cesarean delivery). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 59510 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 59510 (Routine obstetric care including cesarean delivery), as mandated by the CMS Price Transparency Rule.
What CPT 59510 covers: the provider's professional fee for c-section. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top-Rated Hospitals in Montana
These hospitals in Montana are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.
FORT HARRISON, MT
WHITEFISH, MT
MISSOULA, MT
ANACONDA, MT
GREAT FALLS, MT
Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.
Why C-Section Visit Costs Vary Across Montana
Montana's C-Section costs run approximately 12% below national averages, reflecting the state's rural healthcare economics and lower overall cost of living compared to coastal regions. The vast distances between population centers and limited provider competition in many areas create unique pricing dynamics across Big Sky Country.
Urban vs. Rural Provider Availability
Montana's C-Section services concentrate heavily in Billings, Missoula, Great Falls, and Bozeman, while vast rural counties often require patients to travel hundreds of miles for delivery. This geographic maldistribution drives up indirect costs for rural patients while limiting pricing competition in underserved areas.
Facility Type and Overhead Costs
Hospital-based obstetric services dominate Montana's C-Section landscape, with critical access hospitals serving rural communities and larger health systems like Billings Clinic and Providence St. Patrick anchoring urban markets. Independent birthing centers remain rare, limiting cost-saving alternatives for low-risk patients seeking vaginal delivery options.
Insurance Market Competition in Montana
Blue Cross Blue Shield Montana maintains significant market share alongside PacificSource and UnitedHealthcare, though rural areas often have limited insurer choices affecting negotiated rates. The state's individual marketplace offers fewer plan options than urban states, potentially reducing competitive pressure on C-Section reimbursement rates.
Physician Supply and Demand in Montana
With 38 active C-Section providers serving nearly 1.1 million residents, Montana faces obstetric workforce shortages particularly acute in rural counties. This limited physician supply can drive up costs and extend wait times for prenatal care, though it also means established providers often maintain stable patient volumes supporting consistent pricing.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — C-Section Costs in Montana
What is the average cost of a C-Section visit in Montana without insurance?
Does Montana Medicaid cover C-Section visits?
How do I find an affordable C-Section near me in Montana?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a C-Section visit in Montana?
How does telemedicine affect the cost of seeing a C-Section in Montana?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 59510)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Kentucky Range: $2,043 – $19,329 | $13,567 |
| 2 | West Virginia Range: $2,199 – $19,329 | $8,244 |
| 3 | Wisconsin Range: $73 – $18,189 | $7,236 |
| 4 | Iowa Range: $85 – $12,254 | $5,786 |
| 5 | Minnesota Range: $90 – $12,428 | $5,136 |
| 6 | Alaska Range: $98 – $11,867 | $5,001 |
| 7 | Nebraska Range: $2,560 – $6,114 | $4,565 |
| 8 | New York Range: $2,228 – $7,603 | $4,543 |
| 9 | Massachusetts Range: $2,111 – $7,609 | $4,495 |
| 10 | Georgia Range: $1,846 – $7,945 | $4,411 |
| 11 | Wyoming Range: $2,474 – $6,748 | $4,393 |
| 12 | Maine Range: $2,875 – $5,140 | $4,261 |
| 13 | New Hampshire Range: $2,156 – $5,919 | $4,190 |
| 14 | Washington Range: $2,480 – $6,440 | $4,088 |
| 15 | Rhode Island Range: $1,996 – $5,919 | $3,929 |
| 16 | Connecticut Range: $2,007 – $6,163 | $3,864 |
| 17 | South Dakota Range: $1,979 – $6,114 | $3,710 |
| 18 | California Range: $1,979 – $5,068 | $3,697 |
| 19 | District of Columbia Range: $2,100 – $5,187 | $3,684 |
| 20 | New Mexico Range: $2,093 – $5,520 | $3,679 |
| 21 | Vermont Range: $2,280 – $5,532 | $3,612 |
| 22 | Colorado Range: $1,979 – $5,427 | $3,602 |
| 23 | Hawaii Range: $2,156 – $5,068 | $3,508 |
| 24 | Pennsylvania Range: $1,743 – $5,806 | $3,501 |
| 25 | New Jersey Range: $1,847 – $5,806 | $3,468 |
| 26 | Idaho Range: $1,979 – $5,262 | $3,443 |
| 27 | Utah Range: $1,250 – $4,802 | $3,232 |
| 28 | Oregon Range: $95 – $6,223 | $3,220 |
| 29 | Delaware Range: $1,985 – $4,794 | $3,163 |
| 30 | North Carolina Range: $1,753 – $4,945 | $3,138 |
| 31 | Indiana Range: $81 – $6,574 | $3,122 |
| 32 | North Dakota Range: $92 – $6,114 | $3,120 |
| 33 | Montana Range: $96 – $6,114 | $3,054 |
| 34 | Maryland Range: $2,100 – $4,565 | $2,988 |
| 35 | Illinois Range: $80 – $6,052 | $2,938 |
| 36 | Arkansas Range: $1,601 – $4,386 | $2,929 |
| 37 | Michigan Range: $1,926 – $4,497 | $2,921 |
| 38 | South Carolina Range: $1,652 – $4,450 | $2,855 |
| 39 | Tennessee Range: $1,874 – $3,931 | $2,787 |
| 40 | Virginia Range: $1,695 – $4,355 | $2,783 |
| 41 | Ohio Range: $1,401 – $4,305 | $2,685 |
| 42 | Louisiana Range: $1,666 – $3,854 | $2,683 |
| 43 | Missouri Range: $1,970 – $3,300 | $2,644 |
| 44 | Arizona Range: $1,875 – $3,966 | $2,607 |
| 45 | Kansas Range: $1,970 – $3,374 | $2,595 |
| 46 | Oklahoma Range: $1,795 – $3,423 | $2,498 |
| 47 | Alabama Range: $1,632 – $3,518 | $2,468 |
| 48 | Texas Range: $90 – $4,541 | $2,460 |
| 49 | Nevada Range: $1,400 – $3,868 | $2,415 |
| 50 | Mississippi Range: $1,789 – $3,249 | $2,402 |
| 51 | Florida Range: $35 – $3,675 | $1,255 |