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North Carolina

Cost of a C-Section Visit
in North Carolina

Reviewed by Momentary Medical Group West PC

North Carolina's healthcare landscape includes over 100 hospitals with maternity services, yet C-Section costs vary significantly across the state's diverse regions. Patients typically pay between $1,753 and $4,945 for delivery, with a median cost of $2,717 based on negotiated insurance rates. North Carolina has 2,219 active providers offering C-Section services, allowing patients to browse options across both urban medical centers and rural community hospitals throughout the state.

Average

$3,138

Median

$2,717

Lowest

$1,753

Highest

$4,945

Providers

2,219

National avg: $3,776North Carolina: $3,138

17% below national average

Compare Similar Procedures

How does c-section compare to related procedures in North Carolina?

ProcedureCPTLowMedianHighProviders
Vaginal Delivery

Routine obstetric care including vaginal delivery

59400$80$2,368$4,4592,451

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 59510Routine obstetric care including cesarean delivery). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 59510 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 59510 (Routine obstetric care including cesarean delivery), as mandated by the CMS Price Transparency Rule.

What CPT 59510 covers: the provider's professional fee for c-section. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in North Carolina

These hospitals in North Carolina are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

5/5
92% would recommend397 patient surveys
5/5
89% would recommend162 patient surveys
CHATHAM HOSPITAL INC

SILER CITY, NC

5/5
86% would recommend148 patient surveys
ADVENTHEALTH HENDERSONVILLE

HENDERSONVILLE, NC

4/5
87% would recommend733 patient surveys
4/5
85% would recommend235 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why C-Section Visit Costs Vary Across North Carolina

North Carolina's C-Section costs run approximately 2% below national averages, reflecting the state's mix of urban medical centers and rural community hospitals. The state's growing ambulatory surgery center market provides additional delivery options, though most C-Sections still occur in traditional hospital settings.

Urban vs. Rural Provider Availability

The Research Triangle and Charlotte metropolitan areas concentrate many of North Carolina's specialized maternal care providers, while rural counties may have limited obstetric services. Some mountain and coastal regions require patients to travel significant distances for delivery, potentially increasing overall costs through lodging and transportation expenses. Urban competition helps moderate pricing, while rural areas may face higher costs due to limited provider choice.

Facility Type and Overhead Costs

Hospital-owned obstetric practices in North Carolina often carry higher overhead costs that translate to increased patient bills compared to independent physician groups. Major health systems like Atrium Health, UNC Health, and Novant Health operate multiple delivery facilities with varying cost structures. Academic medical centers typically charge premium rates for C-Sections due to teaching hospital overhead and specialized equipment.

Insurance Market Competition in North Carolina

Competition between BCBS NC, UnitedHealthcare, and Aetna creates pressure for competitive negotiated rates with obstetric providers across the state. The relatively competitive market gives insurers leverage in rate negotiations, helping keep C-Section costs below national averages. Regional insurers also participate in certain markets, adding to competitive dynamics that benefit patients through lower costs.

Physician Supply and Demand in North Carolina

North Carolina's 2,219 active C-Section providers indicate adequate supply relative to the state's population, preventing significant shortage-driven price inflation. The concentration of providers in urban areas creates competitive pricing in cities while potentially limiting options in rural regions. Medical schools at UNC, Duke, and East Carolina University help maintain steady physician supply through residency training programs.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — C-Section Costs in North Carolina

What is the average cost of a C-Section visit in North Carolina without insurance?

Uninsured patients in North Carolina typically pay between $1,753 and $4,945 for C-Section delivery, with a median cost around $2,717 based on negotiated insurance rates. However, many hospitals offer significant self-pay discounts that can reduce these amounts by 30-50%. Cash prices may differ from insurance-negotiated rates, so always ask about uninsured patient discounts and payment plans when scheduling your delivery.

Does North Carolina Medicaid cover C-Section visits?

Yes, North Carolina Medicaid covers medically necessary C-Section deliveries for eligible pregnant women, though the state has not expanded Medicaid eligibility. Emergency Medicaid may cover delivery costs for women who don't qualify for regular Medicaid but need emergency care. Pregnant women should apply for Medicaid as early as possible, as coverage can be retroactive and provider networks may be more limited than commercial insurance options.

How do I find an affordable C-Section near me in North Carolina?

Compare costs between different hospital systems like Atrium Health, UNC Health, and Novant Health, as prices can vary significantly even within the same city. Ask about self-pay discounts if you're uninsured, and consider community hospitals which often charge less than academic medical centers. Community health centers throughout North Carolina may also provide prenatal care at reduced costs, though delivery typically occurs at affiliated hospitals.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial obstetric consultations typically cost more than routine prenatal follow-up visits due to comprehensive health assessments and care planning. Most insurance plans cover routine prenatal visits as preventive care with minimal cost-sharing. However, consultations for high-risk conditions or complications may involve specialist fees that carry higher copays or deductible requirements depending on your specific insurance plan.

Can I use an HSA or FSA to pay for a C-Section visit in North Carolina?

Yes, C-Section delivery costs qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). This includes hospital fees, physician charges, anesthesia costs, and related prenatal and postpartum care. Keep all receipts and documentation for reimbursement, and remember that HSA funds roll over annually while FSA funds typically must be used within the plan year.

How does telemedicine affect the cost of seeing a C-Section in North Carolina?

While C-Section delivery itself requires in-person hospital care, many prenatal and postpartum visits can be conducted via telemedicine at lower costs than office visits. North Carolina expanded telehealth access during the pandemic, and many insurers now cover virtual prenatal consultations and follow-up care. Telemedicine can reduce overall pregnancy care costs, especially for routine check-ups and postpartum depression screenings, though physical examinations and ultrasounds still require in-person visits.

Click a state to compare costs

Average Visit Cost

$1,255
$13,567

Office visit (CPT 59510)

Compare With Other States

RankStateAverage
1Kentucky
Range: $2,043$19,329
$13,567
2West Virginia
Range: $2,199$19,329
$8,244
3Wisconsin
Range: $73$18,189
$7,236
4Iowa
Range: $85$12,254
$5,786
5Minnesota
Range: $90$12,428
$5,136
6Alaska
Range: $98$11,867
$5,001
7Nebraska
Range: $2,560$6,114
$4,565
8New York
Range: $2,228$7,603
$4,543
9Massachusetts
Range: $2,111$7,609
$4,495
10Georgia
Range: $1,846$7,945
$4,411
11Wyoming
Range: $2,474$6,748
$4,393
12Maine
Range: $2,875$5,140
$4,261
13New Hampshire
Range: $2,156$5,919
$4,190
14Washington
Range: $2,480$6,440
$4,088
15Rhode Island
Range: $1,996$5,919
$3,929
16Connecticut
Range: $2,007$6,163
$3,864
17South Dakota
Range: $1,979$6,114
$3,710
18California
Range: $1,979$5,068
$3,697
19District of Columbia
Range: $2,100$5,187
$3,684
20New Mexico
Range: $2,093$5,520
$3,679
21Vermont
Range: $2,280$5,532
$3,612
22Colorado
Range: $1,979$5,427
$3,602
23Hawaii
Range: $2,156$5,068
$3,508
24Pennsylvania
Range: $1,743$5,806
$3,501
25New Jersey
Range: $1,847$5,806
$3,468
26Idaho
Range: $1,979$5,262
$3,443
27Utah
Range: $1,250$4,802
$3,232
28Oregon
Range: $95$6,223
$3,220
29Delaware
Range: $1,985$4,794
$3,163
30North Carolina
Range: $1,753$4,945
$3,138
31Indiana
Range: $81$6,574
$3,122
32North Dakota
Range: $92$6,114
$3,120
33Montana
Range: $96$6,114
$3,054
34Maryland
Range: $2,100$4,565
$2,988
35Illinois
Range: $80$6,052
$2,938
36Arkansas
Range: $1,601$4,386
$2,929
37Michigan
Range: $1,926$4,497
$2,921
38South Carolina
Range: $1,652$4,450
$2,855
39Tennessee
Range: $1,874$3,931
$2,787
40Virginia
Range: $1,695$4,355
$2,783
41Ohio
Range: $1,401$4,305
$2,685
42Louisiana
Range: $1,666$3,854
$2,683
43Missouri
Range: $1,970$3,300
$2,644
44Arizona
Range: $1,875$3,966
$2,607
45Kansas
Range: $1,970$3,374
$2,595
46Oklahoma
Range: $1,795$3,423
$2,498
47Alabama
Range: $1,632$3,518
$2,468
48Texas
Range: $90$4,541
$2,460
49Nevada
Range: $1,400$3,868
$2,415
50Mississippi
Range: $1,789$3,249
$2,402
51Florida
Range: $35$3,675
$1,255
C-Section in Other States