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New Jersey

Cost of a C-Section Visit
in New Jersey

Reviewed by Momentary Medical Group West PC

New Jersey ranks among the top states for maternal healthcare quality, yet C-Section costs vary significantly across the Garden State's diverse healthcare landscape. Patients typically pay between $1,847 and $5,806 for C-Section services, with a median cost of $2,750 based on insurer-negotiated rates. With over 6,500 active C-Section providers throughout New Jersey, patients can browse all providers to find quality care that fits their budget.

Average

$3,468

Median

$2,750

Lowest

$1,847

Highest

$5,806

Providers

6,506

National avg: $3,776New Jersey: $3,468

8% below national average

Compare Similar Procedures

How does c-section compare to related procedures in New Jersey?

ProcedureCPTLowMedianHighProviders
Vaginal Delivery

Routine obstetric care including vaginal delivery

59400$1,665$2,530$5,2476,573

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 59510Routine obstetric care including cesarean delivery). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 59510 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 59510 (Routine obstetric care including cesarean delivery), as mandated by the CMS Price Transparency Rule.

What CPT 59510 covers: the provider's professional fee for c-section. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in New Jersey

These hospitals in New Jersey are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

4/5
84% would recommend907 patient surveys
3/5
81% would recommend2,632 patient surveys
3/5
78% would recommend1,326 patient surveys
3/5
77% would recommend343 patient surveys
VALLEY HOSPITAL

PARAMUS, NJ

3/5
76% would recommend1,308 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why C-Section Visit Costs Vary Across New Jersey

Healthcare costs in New Jersey average about 17% above national levels, reflecting the state's high cost of living and proximity to major metropolitan areas like New York City and Philadelphia. The Garden State's dense population and concentration of academic medical centers create a competitive but expensive healthcare environment.

Urban vs. Rural Provider Availability

Most of New Jersey's C-Section providers cluster around Newark, Jersey City, and the Philadelphia suburbs, while South Jersey and the Pine Barrens region have fewer options. This geographic concentration means rural patients may need to travel to urban areas for specialized care, potentially increasing total costs. However, the state's small size keeps travel distances manageable compared to larger rural states.

Facility Type and Overhead Costs

Major health systems like RWJBarnabas Health, Hackensack Meridian Health, and Atlantic Health System operate many hospital-based practices that typically charge facility fees in addition to physician charges. Independent surgical centers and physician-owned practices may offer more straightforward pricing without additional facility costs. Academic medical centers like Robert Wood Johnson Medical School affiliates often have higher overhead but may provide specialized expertise for complex cases.

Insurance Market Competition in New Jersey

New Jersey's insurance market features healthy competition between Horizon Blue Cross Blue Shield, Aetna, and UnitedHealthcare, along with several smaller regional plans. This competition helps moderate premium costs and provides patients with multiple coverage options for C-Section procedures. The state's insurance regulations require coverage for essential health benefits, including maternity care, which helps standardize coverage across plans.

Physician Supply and Demand in New Jersey

With over 6,500 active C-Section providers serving approximately 9 million residents, New Jersey has good physician availability compared to national averages. This adequate supply helps prevent the artificial price inflation seen in physician-shortage areas. However, demand for top specialists in desirable locations like Princeton or Summit may still create premium pricing and longer wait times.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — C-Section Costs in New Jersey

What is the average cost of a C-Section visit in New Jersey without insurance?

Without insurance, C-Section procedures in New Jersey typically cost between $1,847 and $5,806, with a median price of $2,750 based on negotiated insurance rates. However, uninsured patients may face higher list prices, making it important to ask about self-pay discounts and payment plans. Many New Jersey hospitals offer charity care programs or sliding-scale fees for patients who qualify based on income.

Does New Jersey Medicaid cover C-Section visits?

Yes, New Jersey expanded Medicaid under the Affordable Care Act, providing comprehensive coverage for C-Section procedures for eligible residents. Medicaid covers both emergency and medically necessary C-Sections at 100%, including prenatal care, the surgical procedure, hospital stay, and postpartum follow-up. Income eligibility extends to 138% of the federal poverty level, covering many working families who might otherwise struggle to afford maternity care.

How do I find an affordable C-Section near me in New Jersey?

Compare prices between hospital-based practices and independent surgical centers, as facility fees can add significantly to your total cost. Look into community health centers and federally qualified health centers throughout New Jersey, which often provide maternity care on sliding-scale fees. Ask about cash-pay discounts, payment plans, and check if you qualify for hospital charity care programs based on your income.

What is the difference in cost between an initial consultation and a follow-up visit?

C-Section procedures are typically one-time surgical events rather than office visits, so the cost structure differs from regular specialist consultations. Pre-operative consultations and postpartum follow-up visits are usually included in the global maternity care package. If you need a separate surgical consultation to discuss C-Section options, this might be billed as a standard specialist visit, typically costing $200-400 in New Jersey.

Can I use an HSA or FSA to pay for a C-Section visit in New Jersey?

Yes, C-Section procedures are qualified medical expenses that can be paid for using Health Savings Account (HSA) or Flexible Spending Account (FSA) funds. This includes the surgical procedure itself, anesthesia, hospital costs, and related prenatal and postpartum care. Using pre-tax dollars through these accounts can provide significant savings, especially given the $1,847-$5,806 cost range for C-Sections in New Jersey.

How does telemedicine affect the cost of seeing a C-Section in New Jersey?

While the actual C-Section procedure must be performed in person at a hospital, telemedicine can reduce costs for prenatal consultations and postpartum follow-up visits. Many New Jersey obstetricians offer virtual appointments for routine pregnancy monitoring and post-surgical check-ins, typically costing $75-150 versus $200-300 for in-person visits. New Jersey's telemedicine coverage expanded during COVID-19, with most insurers now covering virtual maternity care visits.

Click a state to compare costs

Average Visit Cost

$1,255
$13,567

Office visit (CPT 59510)

Compare With Other States

RankStateAverage
1Kentucky
Range: $2,043$19,329
$13,567
2West Virginia
Range: $2,199$19,329
$8,244
3Wisconsin
Range: $73$18,189
$7,236
4Iowa
Range: $85$12,254
$5,786
5Minnesota
Range: $90$12,428
$5,136
6Alaska
Range: $98$11,867
$5,001
7Nebraska
Range: $2,560$6,114
$4,565
8New York
Range: $2,228$7,603
$4,543
9Massachusetts
Range: $2,111$7,609
$4,495
10Georgia
Range: $1,846$7,945
$4,411
11Wyoming
Range: $2,474$6,748
$4,393
12Maine
Range: $2,875$5,140
$4,261
13New Hampshire
Range: $2,156$5,919
$4,190
14Washington
Range: $2,480$6,440
$4,088
15Rhode Island
Range: $1,996$5,919
$3,929
16Connecticut
Range: $2,007$6,163
$3,864
17South Dakota
Range: $1,979$6,114
$3,710
18California
Range: $1,979$5,068
$3,697
19District of Columbia
Range: $2,100$5,187
$3,684
20New Mexico
Range: $2,093$5,520
$3,679
21Vermont
Range: $2,280$5,532
$3,612
22Colorado
Range: $1,979$5,427
$3,602
23Hawaii
Range: $2,156$5,068
$3,508
24Pennsylvania
Range: $1,743$5,806
$3,501
25New Jersey
Range: $1,847$5,806
$3,468
26Idaho
Range: $1,979$5,262
$3,443
27Utah
Range: $1,250$4,802
$3,232
28Oregon
Range: $95$6,223
$3,220
29Delaware
Range: $1,985$4,794
$3,163
30North Carolina
Range: $1,753$4,945
$3,138
31Indiana
Range: $81$6,574
$3,122
32North Dakota
Range: $92$6,114
$3,120
33Montana
Range: $96$6,114
$3,054
34Maryland
Range: $2,100$4,565
$2,988
35Illinois
Range: $80$6,052
$2,938
36Arkansas
Range: $1,601$4,386
$2,929
37Michigan
Range: $1,926$4,497
$2,921
38South Carolina
Range: $1,652$4,450
$2,855
39Tennessee
Range: $1,874$3,931
$2,787
40Virginia
Range: $1,695$4,355
$2,783
41Ohio
Range: $1,401$4,305
$2,685
42Louisiana
Range: $1,666$3,854
$2,683
43Missouri
Range: $1,970$3,300
$2,644
44Arizona
Range: $1,875$3,966
$2,607
45Kansas
Range: $1,970$3,374
$2,595
46Oklahoma
Range: $1,795$3,423
$2,498
47Alabama
Range: $1,632$3,518
$2,468
48Texas
Range: $90$4,541
$2,460
49Nevada
Range: $1,400$3,868
$2,415
50Mississippi
Range: $1,789$3,249
$2,402
51Florida
Range: $35$3,675
$1,255
C-Section in Other States