Cost of a C-Section Visit
in Maryland
Reviewed by Momentary Medical Group West PC
Maryland's rate-setting authority for hospitals creates unique pricing transparency for C-Section procedures, with state-regulated facilities offering more predictable costs than many neighboring states. Patients typically pay between $2,100 and $4,565, with a median out-of-pocket cost of $2,300 based on negotiated insurance rates across nearly 4,000 active providers. Maryland residents have access to numerous C-Section specialists throughout the state's urban corridor and rural communities, allowing patients to browse all providers for the most suitable care option.
Average
$2,988
Median
$2,300
Lowest
$2,100
Highest
$4,565
Providers
3,947
21% below national average
Compare Similar Procedures
How does c-section compare to related procedures in Maryland?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Vaginal Delivery Routine obstetric care including vaginal delivery | 59400 | $2,100 | $2,275 | $4,031 | 3,991 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 59510 — Routine obstetric care including cesarean delivery). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 59510 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 59510 (Routine obstetric care including cesarean delivery), as mandated by the CMS Price Transparency Rule.
What CPT 59510 covers: the provider's professional fee for c-section. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Why C-Section Visit Costs Vary Across Maryland
Maryland's healthcare costs run approximately 13% above national averages, driven by the state's concentration of prestigious medical centers and higher regional cost of living. The state's unique rate-setting authority for hospitals creates more predictable pricing structures than market-driven states, though private practice costs still vary significantly across regions.
Urban vs. Rural Provider Availability
The Baltimore-Washington corridor concentrates most of Maryland's high-level maternal care facilities, while the Eastern Shore and western mountain regions rely on smaller community hospitals with fewer specialized services. Rural patients often travel 60+ miles for complex deliveries, though basic C-Section services are available in most county seat hospitals. This geographic disparity creates both access and cost challenges for families in outlying areas.
Facility Type and Overhead Costs
University of Maryland Medical Center, Johns Hopkins, and other academic medical centers command premium rates due to their research missions and complex case mix, while community hospitals like Carroll Hospital and Peninsula Regional offer competitive pricing for routine deliveries. Hospital-owned practices typically charge higher facility fees than independent obstetrician offices, though they often provide more comprehensive support services. The state's rate-setting authority applies only to hospital charges, not physician fees, creating pricing variations even within regulated facilities.
Insurance Market Competition in Maryland
CareFirst BCBS holds the largest market share statewide, followed by UHC and Aetna, creating moderate competition that helps contain premium growth but limits negotiating leverage for dramatic rate reductions. The state's small geographic size means most insurers offer similar provider networks, reducing competitive pressure on C-Section reimbursement rates. Maryland's state-based health insurance marketplace provides additional options, though the major carriers still dominate obstetric networks.
Physician Supply and Demand in Maryland
With nearly 4,000 active C-Section providers, Maryland maintains strong physician density relative to its population, particularly in the Baltimore-Washington metropolitan area. This robust supply helps moderate pricing and reduces wait times for routine obstetric care, though subspecialists in maternal-fetal medicine remain concentrated in urban teaching hospitals. The state's medical schools and residency programs help maintain steady physician supply, supporting competitive pricing for most delivery services.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — C-Section Costs in Maryland
What is the average cost of a C-Section visit in Maryland without insurance?
Does Maryland Medicaid cover C-Section visits?
How do I find an affordable C-Section near me in Maryland?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a C-Section visit in Maryland?
How does telemedicine affect the cost of seeing a C-Section in Maryland?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 59510)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Kentucky Range: $2,043 – $19,329 | $13,567 |
| 2 | West Virginia Range: $2,199 – $19,329 | $8,244 |
| 3 | Wisconsin Range: $73 – $18,189 | $7,236 |
| 4 | Iowa Range: $85 – $12,254 | $5,786 |
| 5 | Minnesota Range: $90 – $12,428 | $5,136 |
| 6 | Alaska Range: $98 – $11,867 | $5,001 |
| 7 | Nebraska Range: $2,560 – $6,114 | $4,565 |
| 8 | New York Range: $2,228 – $7,603 | $4,543 |
| 9 | Massachusetts Range: $2,111 – $7,609 | $4,495 |
| 10 | Georgia Range: $1,846 – $7,945 | $4,411 |
| 11 | Wyoming Range: $2,474 – $6,748 | $4,393 |
| 12 | Maine Range: $2,875 – $5,140 | $4,261 |
| 13 | New Hampshire Range: $2,156 – $5,919 | $4,190 |
| 14 | Washington Range: $2,480 – $6,440 | $4,088 |
| 15 | Rhode Island Range: $1,996 – $5,919 | $3,929 |
| 16 | Connecticut Range: $2,007 – $6,163 | $3,864 |
| 17 | South Dakota Range: $1,979 – $6,114 | $3,710 |
| 18 | California Range: $1,979 – $5,068 | $3,697 |
| 19 | District of Columbia Range: $2,100 – $5,187 | $3,684 |
| 20 | New Mexico Range: $2,093 – $5,520 | $3,679 |
| 21 | Vermont Range: $2,280 – $5,532 | $3,612 |
| 22 | Colorado Range: $1,979 – $5,427 | $3,602 |
| 23 | Hawaii Range: $2,156 – $5,068 | $3,508 |
| 24 | Pennsylvania Range: $1,743 – $5,806 | $3,501 |
| 25 | New Jersey Range: $1,847 – $5,806 | $3,468 |
| 26 | Idaho Range: $1,979 – $5,262 | $3,443 |
| 27 | Utah Range: $1,250 – $4,802 | $3,232 |
| 28 | Oregon Range: $95 – $6,223 | $3,220 |
| 29 | Delaware Range: $1,985 – $4,794 | $3,163 |
| 30 | North Carolina Range: $1,753 – $4,945 | $3,138 |
| 31 | Indiana Range: $81 – $6,574 | $3,122 |
| 32 | North Dakota Range: $92 – $6,114 | $3,120 |
| 33 | Montana Range: $96 – $6,114 | $3,054 |
| 34 | Maryland Range: $2,100 – $4,565 | $2,988 |
| 35 | Illinois Range: $80 – $6,052 | $2,938 |
| 36 | Arkansas Range: $1,601 – $4,386 | $2,929 |
| 37 | Michigan Range: $1,926 – $4,497 | $2,921 |
| 38 | South Carolina Range: $1,652 – $4,450 | $2,855 |
| 39 | Tennessee Range: $1,874 – $3,931 | $2,787 |
| 40 | Virginia Range: $1,695 – $4,355 | $2,783 |
| 41 | Ohio Range: $1,401 – $4,305 | $2,685 |
| 42 | Louisiana Range: $1,666 – $3,854 | $2,683 |
| 43 | Missouri Range: $1,970 – $3,300 | $2,644 |
| 44 | Arizona Range: $1,875 – $3,966 | $2,607 |
| 45 | Kansas Range: $1,970 – $3,374 | $2,595 |
| 46 | Oklahoma Range: $1,795 – $3,423 | $2,498 |
| 47 | Alabama Range: $1,632 – $3,518 | $2,468 |
| 48 | Texas Range: $90 – $4,541 | $2,460 |
| 49 | Nevada Range: $1,400 – $3,868 | $2,415 |
| 50 | Mississippi Range: $1,789 – $3,249 | $2,402 |
| 51 | Florida Range: $35 – $3,675 | $1,255 |