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Rhode Island

Cost of a C-Section Visit
in Rhode Island

Reviewed by Momentary Medical Group West PC

Rhode Island's compact geography and concentrated healthcare market, anchored by major systems like Lifespan and Care New England, creates unique pricing dynamics for C-Section procedures across the state. Patients typically pay between $1,996 and $5,919 for C-Section services, with a median cost of $3,872 based on negotiated insurance rates. With 59 active C-Section providers throughout Rhode Island's small but densely populated landscape, patients can browse all providers in Rhode Island to find the most cost-effective option for their specific insurance plan.

Average

$3,929

Median

$3,872

Lowest

$1,996

Highest

$5,919

Providers

59

National avg: $3,776Rhode Island: $3,929

4% above national average

Compare Similar Procedures

How does c-section compare to related procedures in Rhode Island?

ProcedureCPTLowMedianHighProviders
Vaginal Delivery

Routine obstetric care including vaginal delivery

59400$80$2,833$5,20775

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 59510Routine obstetric care including cesarean delivery). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 59510 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 59510 (Routine obstetric care including cesarean delivery), as mandated by the CMS Price Transparency Rule.

What CPT 59510 covers: the provider's professional fee for c-section. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why C-Section Visit Costs Vary Across Rhode Island

Rhode Island's healthcare costs run approximately 13% above national averages, driven by the state's high cost of living and concentrated urban population around Providence and surrounding areas. The Ocean State's small geographic size creates unique market dynamics where a handful of major health systems control most delivery services, affecting pricing competition.

Urban vs. Rural Provider Availability

Rhode Island's dense population concentration means most residents live within 30 minutes of major medical centers in Providence, Warwick, or Newport. Unlike many states, rural access issues are minimal due to the state's compact size, though patients in South County may travel farther for specialized obstetric care. This geographic accessibility helps maintain relatively consistent pricing across the state.

Facility Type and Overhead Costs

Hospital-based obstetric services dominate Rhode Island's delivery landscape, with major systems like Lifespan and Care New England operating the primary birthing facilities. These large health systems typically have higher overhead costs than independent practices, reflected in their pricing for C-Section procedures. Academic medical centers such as Women & Infants Hospital command premium rates due to their specialized capabilities and teaching responsibilities.

Insurance Market Competition in Rhode Island

The state's insurance market centers around BCBS RI as the dominant carrier, with UHC and Tufts providing additional competition primarily in the commercial market. This moderate level of competition gives insurers reasonable negotiating power with providers, though the limited number of major health systems constrains how aggressively rates can be negotiated. The state's small market size means insurers must balance competitive pricing with maintaining adequate provider networks.

Physician Supply and Demand in Rhode Island

With 59 active C-Section providers serving Rhode Island's population of just over one million residents, the state maintains adequate obstetric capacity for routine deliveries. This provider-to-population ratio suggests balanced supply and demand, preventing the extreme pricing pressures seen in physician shortage areas. However, the concentration of providers within major health systems can limit price competition compared to markets with more independent practitioners.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — C-Section Costs in Rhode Island

What is the average cost of a C-Section visit in Rhode Island without insurance?

Without insurance, C-Section procedures in Rhode Island typically cost between $1,996 and $5,919, with a median cost of $3,872 based on negotiated rates that providers accept from insurers. Self-pay patients may be able to negotiate discounts from these amounts, and many facilities offer payment plans to help manage the substantial cost. The final amount depends on the specific hospital or birthing center, complexity of the procedure, and length of stay required.

Does Rhode Island Medicaid cover C-Section visits?

Yes, Rhode Island Medicaid provides comprehensive coverage for medically necessary C-Section procedures as the state expanded Medicaid under the Affordable Care Act. Coverage includes both planned cesarean deliveries and emergency procedures, along with prenatal care, anesthesia, and postpartum recovery services. Patients should verify their Medicaid eligibility and ensure their chosen provider accepts Rhode Island Medicaid before scheduling care.

How do I find an affordable C-Section near me in Rhode Island?

Compare costs across different hospitals and birthing centers in Rhode Island, as prices can vary significantly even within the same insurance network. Ask about self-pay discounts if you're uninsured, and consider community health centers that may offer sliding-scale fees based on income. Look into whether your insurance plan offers lower copayments at certain preferred facilities, and don't overlook smaller community hospitals that may have competitive rates.

What is the difference in cost between an initial consultation and a follow-up visit?

Our current data focuses specifically on C-Section procedure costs rather than individual consultation visits. However, initial obstetric consultations typically cost more than follow-up prenatal appointments due to the comprehensive nature of the first visit. Most insurance plans cover routine prenatal care at 100% with no copayment, making the distinction less relevant for insured patients. For self-pay patients, initial visits may range from $200-400 while follow-ups often cost $100-200.

Can I use an HSA or FSA to pay for a C-Section visit in Rhode Island?

Yes, C-Section procedures are qualified medical expenses that can be paid for using Health Savings Account (HSA) or Flexible Spending Account (FSA) funds. This includes the surgical procedure, anesthesia, hospital stay, and related medical services associated with cesarean delivery. Using pre-tax dollars through these accounts can provide significant savings, especially for high-deductible health plans where you might pay substantial out-of-pocket costs before insurance coverage begins.

How does telemedicine affect the cost of seeing a C-Section in Rhode Island?

While C-Section procedures require in-person delivery, telemedicine can reduce overall costs through virtual prenatal consultations, postpartum follow-ups, and lactation support visits. Many Rhode Island obstetric practices expanded telehealth services during the pandemic and continue offering virtual appointments for routine check-ins. Telemedicine visits typically cost less than in-person consultations and may have lower copayments, though physical examinations and actual delivery procedures must still occur in medical facilities.

Click a state to compare costs

Average Visit Cost

$1,255
$13,567

Office visit (CPT 59510)

Compare With Other States

RankStateAverage
1Kentucky
Range: $2,043$19,329
$13,567
2West Virginia
Range: $2,199$19,329
$8,244
3Wisconsin
Range: $73$18,189
$7,236
4Iowa
Range: $85$12,254
$5,786
5Minnesota
Range: $90$12,428
$5,136
6Alaska
Range: $98$11,867
$5,001
7Nebraska
Range: $2,560$6,114
$4,565
8New York
Range: $2,228$7,603
$4,543
9Massachusetts
Range: $2,111$7,609
$4,495
10Georgia
Range: $1,846$7,945
$4,411
11Wyoming
Range: $2,474$6,748
$4,393
12Maine
Range: $2,875$5,140
$4,261
13New Hampshire
Range: $2,156$5,919
$4,190
14Washington
Range: $2,480$6,440
$4,088
15Rhode Island
Range: $1,996$5,919
$3,929
16Connecticut
Range: $2,007$6,163
$3,864
17South Dakota
Range: $1,979$6,114
$3,710
18California
Range: $1,979$5,068
$3,697
19District of Columbia
Range: $2,100$5,187
$3,684
20New Mexico
Range: $2,093$5,520
$3,679
21Vermont
Range: $2,280$5,532
$3,612
22Colorado
Range: $1,979$5,427
$3,602
23Hawaii
Range: $2,156$5,068
$3,508
24Pennsylvania
Range: $1,743$5,806
$3,501
25New Jersey
Range: $1,847$5,806
$3,468
26Idaho
Range: $1,979$5,262
$3,443
27Utah
Range: $1,250$4,802
$3,232
28Oregon
Range: $95$6,223
$3,220
29Delaware
Range: $1,985$4,794
$3,163
30North Carolina
Range: $1,753$4,945
$3,138
31Indiana
Range: $81$6,574
$3,122
32North Dakota
Range: $92$6,114
$3,120
33Montana
Range: $96$6,114
$3,054
34Maryland
Range: $2,100$4,565
$2,988
35Illinois
Range: $80$6,052
$2,938
36Arkansas
Range: $1,601$4,386
$2,929
37Michigan
Range: $1,926$4,497
$2,921
38South Carolina
Range: $1,652$4,450
$2,855
39Tennessee
Range: $1,874$3,931
$2,787
40Virginia
Range: $1,695$4,355
$2,783
41Ohio
Range: $1,401$4,305
$2,685
42Louisiana
Range: $1,666$3,854
$2,683
43Missouri
Range: $1,970$3,300
$2,644
44Arizona
Range: $1,875$3,966
$2,607
45Kansas
Range: $1,970$3,374
$2,595
46Oklahoma
Range: $1,795$3,423
$2,498
47Alabama
Range: $1,632$3,518
$2,468
48Texas
Range: $90$4,541
$2,460
49Nevada
Range: $1,400$3,868
$2,415
50Mississippi
Range: $1,789$3,249
$2,402
51Florida
Range: $35$3,675
$1,255
C-Section in Other States